Bank OZK (OZK) reported $409.23 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 0.8%. EPS of $1.47 for the same period compares to $1.51 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $398.81 million, representing a surprise of +2.61%. The company delivered an EPS surprise of +3.52%, with the consensus EPS estimate being $1.42.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Bank OZK performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 35.6% versus 36.2% estimated by five analysts on average.
- Net interest margin: 4.3% versus 4.2% estimated by five analysts on average.
- Net charge-offs to average total loans: 0.3% versus the four-analyst average estimate of 0.3%.
- Total Average Interest-Earning Assets (FTE): $35.60 billion versus the four-analyst average estimate of $35.32 billion.
- Total Non-performing loans: $62.72 million versus the three-analyst average estimate of $119.73 million.
- Tier 1 risk-based capital Ratio: 12.1% compared to the 11.8% average estimate based on two analysts.
- Total risk-based capital Ratio: 14.4% versus 14.2% estimated by two analysts on average.
- Total Nonperforming Assets: $214.04 million versus the two-analyst average estimate of $205.01 million.
- Tier 1 leverage Ratio: 13.9% versus 13.6% estimated by two analysts on average.
- Total Non-Interest Income: $34.72 million versus the five-analyst average estimate of $30.62 million.
- Net Interest Income (FTE): $378.09 million versus the four-analyst average estimate of $372.36 million.
- Net Interest Income: $374.51 million versus the four-analyst average estimate of $368.42 million.
View all Key Company Metrics for Bank OZK here>>>
Shares of Bank OZK have returned +12.7% over the past month versus the Zacks S&P 500 composite's +13.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Bank OZK (OZK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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