FSBC

Five Star Bancorp

44.92

Oct 30 • 3:59 PM ET -0.84 (-1.84%)

44.92

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Small NASD

Peers: TCBK WABC BCAL CWBC PLBC BMRC BSRR CVBF OVLY PFBC

| Held by: AVUV VTI IWM KRE VXF DFAS IWO VTWO SCHA DFAT

Scroll to Statements

Index	RUT
Market Cap	1.10B
Enterprise Value	-
Income	77.57M
Sales	292.62M
Book/sh	25.15
Cash/sh	-
Dividend Est.	1.00 (2.23%)
Dividend TTM	0.95 (2.11%)
Dividend Ex-Date	Nov 02, 2026
Dividend Gr. 3/5Y	10.06% -
Payout	27.63%
Employees	233
IPO	May 05, 2021

P/E	12.72
Forward P/E	12.14
PEG	0.90
P/S	3.77
P/B	1.79
P/C	-
P/FCF	13.69
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.56
Debt/Eq	0.14
LT Debt/Eq	0.14
Option/Short	Yes / Yes

EPS (ttm)	3.53
EPS next Y	3.70
EPS next Q	0.86
EPS this Y	21.93%
EPS next Y	4.64%
EPS next 5Y	13.43%
EPS past 3/5Y	3.53% 6.57%
Sales past 3/5Y	26.88% 25.01%
EPS Y/Y TTM	31.35%
Sales Y/Y TTM	18.44%
EPS Q/Q	19.79%
Sales Q/Q	21.04%
Earnings	Oct 26 AMC
EPS/Sales Surpr.	7.73% 2.55%

Insider Own	25.07%
Insider Trans	2.14%
Inst Own	52.54%
Inst Trans	3.42%
ROA	1.52%
ROE	14.80%
ROIC	11.03%
Gross Margin	-
Oper. Margin	35.42%
Profit Margin	26.51%
SMA20	3.01%
SMA50	1.20%
SMA200	4.95%
Trades

Shs Outstand	24.54M
Shs Float	18.38M
Short Float	6.98%
Short Ratio	7.56
Short Interest	1.28M
52W High	50.26 -10.62%
52W Low	32.20 39.50%
Volatility	2.82% 2.05%
ATR (14)	1.04
RSI (14)	57.05
Beta	0.49
Rel Volume	1.04
Avg Volume	169.55K
Volume	176,475

Perf Week	1.88%
Perf Month	4.66%
Perf Quarter	-5.05%
Perf Half Y	9.32%
Perf YTD	25.54%
Perf Year	25.97%
Perf 3Y	129.18%
Perf 5Y	63.82%
Perf 10Y	-
Recom	2.00
Target Price	51.60
Prev Close	45.76
Price	44.92
Change %	-1.84%

Consensus

Buy

Avg. Price Target

$51.60

Implied Upside

+14.9%

Analysts3incl. previous ratings

Rating Distribution2 Buy · 1 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Nov 10, 2025	Downgrade	SStephens	Overweight → Equal-Weight	$37	-17.6%
Oct 10, 2025	Initiated	JJanney	Buy
Dec 19, 2024	Initiated	RRaymond James	Outperform	$38	-15.4%

Oct-27-26 03:11PM	Five Star Bancorp Beats As Margin Re-Expands, But Dilution And Stalled Deposits Cap The Per-Share Payoff (Earnings Whispers)
Oct-26-26 06:30PM	Five Star Bancorp Announces Third Quarter 2026 Results (GlobeNewswire)
Oct-16-26 06:30PM	Five Star Bancorp Declares Third Quarter Cash Dividend (GlobeNewswire)
Oct-13-26 06:30PM	Five Star Bancorp Announces Third Quarter 2026 Earnings Release Date and Webcast (GlobeNewswire)
Sep-30-26 06:30PM	Five Star Bank Continues to Expand Southern California Presence with New Calabasas Administrative Office (GlobeNewswire)
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Sep-14-26 06:30PM	Five Star Bancorp Deepens Community Commitment with Appointment of Lydia Ramirez as Chief External Affairs Officer (GlobeNewswire)
Aug-03-26 07:14AM	Five Star Bancorp's Dividend Analysis (GuruFocus.com)
Jul-27-26 04:15PM	Five Star Bancorp Announces the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering (GlobeNewswire)
Jul-23-26 09:00PM	Five Star Bancorp (FSBC) Q2 2026 Earnings Call Highlights: Strong Income Growth Amid Margin Pressure (GuruFocus.com)
Jul-22-26 10:08PM	Five Star Bancorp Announces Pricing of Common Stock Offering (GlobeNewswire)
04:07PM	Five Star Bancorp Announces Launch of Common Stock Offering (GlobeNewswire)
04:01PM	Five Star Bancorp Announces Second Quarter 2026 Results (GlobeNewswire)
Jul-17-26 06:30PM	Five Star Bancorp Declares Second Quarter Cash Dividend (GlobeNewswire)
Jul-15-26 06:30PM	Five Star Bank adds four key hires in Palo Alto to support San Francisco Bay Area expansion (GlobeNewswire)
Jul-09-26 06:30PM	Five Star Bancorp Announces Second Quarter 2026 Earnings Release Date and Webcast (GlobeNewswire)
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Jun-23-26 06:30PM	Five Star Bancorp to open full-service branch in Lodi to serve Central Valley entrepreneurs and agribusinesses (GlobeNewswire)
Jun-16-26 06:30PM	Five Star Bank Earns #1 Ranking in San Francisco Business Times' Best Places to Work (GlobeNewswire)
Jun-10-26 06:30PM	Five Star Bancorp Names Cliff Cooper as Executive Vice President / Food, Agribusiness & Diversified Industries President (GlobeNewswire)
Apr-29-26 03:08AM	Five Star Bancorp (FSBC) Q1 2026 Earnings Call Highlights: Strong Growth in Loans and Deposits ... (GuruFocus.com)
Apr-27-26 06:30PM	Five Star Bancorp Announces First Quarter 2026 Results (GlobeNewswire)
Apr-17-26 06:30PM	Five Star Bancorp Declares First Quarter Cash Dividend (GlobeNewswire)
Apr-15-26 06:30PM	Five Star Bank expands to Southern California, adds five key hires to support strategic growth (GlobeNewswire)
Apr-14-26 06:30PM	Five Star Bancorp Announces First Quarter 2026 Earnings Release Date and Webcast (GlobeNewswire)
Apr-09-26 12:00PM	Five Star Bank announces commitment to a $10 million Low Income Housing Tax Credit Investment in the Marvel in the Mission, providing 136-units of permanent supportive housing to San Francisco residents (GlobeNewswire)
Jan-27-26 08:01PM	Five Star Bancorp (FSBC) Q4 2025 Earnings Call Highlights: Strong Financial Growth Amid ... (GuruFocus.com)
02:24PM	Five Star Bancorp Q4 Earnings Call Highlights (MarketBeat)
Jan-26-26 08:00PM	Compared to Estimates, Five Star Bancorp (FSBC) Q4 Earnings: A Look at Key Metrics (Zacks)
07:40PM	Five Star Bancorp (FSBC) Surpasses Q4 Earnings and Revenue Estimates (Zacks)
06:30PM	Five Star Bancorp Announces Quarterly and Annual Results (GlobeNewswire)
Jan-16-26 12:30PM	Five Star Bancorp Declares Fourth Quarter Cash Dividend (GlobeNewswire)
12:30PM	Loading…
Jan-13-26 12:30PM	Five Star Bancorp Announces Fourth Quarter 2025 Earnings Release Date and Webcast (GlobeNewswire)
Dec-01-25 08:03PM	Five Star Bancorp (FSBC) Downgraded by Stephen Amid "Fair" Relative Valuation (Insider Monkey)
Nov-25-25 12:00PM	What Makes Five Star Bancorp (FSBC) a New Buy Stock (Zacks)
Nov-20-25 12:30PM	Five Star Bank's CEO James Beckwith named Sacramentan of the Year (GlobeNewswire)
Oct-30-25 03:20PM	Five Star Bancorp (FSBC) Q3 2025 Earnings Call Highlights: Strong Loan and Deposit Growth ... (GuruFocus.com)
Oct-27-25 07:40PM	Five Star Bancorp (FSBC) Q3 Earnings and Revenues Top Estimates (Zacks)
06:30PM	Five Star Bancorp Announces Third Quarter 2025 Results (GlobeNewswire)
09:39AM	Five Star Bancorp (FSBC) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-24-25 09:23AM	Five Star Bancorp (FSBC) Q3 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Oct-23-25 06:30PM	Heritage Commerce (HTBK) Tops Q3 Earnings and Revenue Estimates (Zacks)
Oct-22-25 09:04AM	Strength Seen in Five Star Bancorp (FSBC): Can Its 5.1% Jump Turn into More Strength? (Zacks)
Oct-20-25 06:55PM	RBB (RBB) Q3 Earnings and Revenues Surpass Estimates (Zacks) +5.14%
10:00AM	Five Star Bancorp (FSBC) Earnings Expected to Grow: Should You Buy? (Zacks)
Oct-17-25 12:30PM	Five Star Bancorp Declares Third Quarter Cash Dividend (GlobeNewswire)
Oct-14-25 12:30PM	Five Star Bancorp Announces Third Quarter 2025 Earnings Release Date and Webcast (GlobeNewswire)
Sep-30-25 12:30PM	Five Star Bank Expands to Thriving Community of Walnut Creek (GlobeNewswire)
Aug-04-25 12:00PM	Five Star Bancorp (FSBC) Upgraded to Buy: Here's Why (Zacks)
Jul-25-25 11:00AM	Five Star Bancorp (FSBC) Q2 2025 Earnings Call Highlights: Strong Loan and Deposit Growth Amid ... (GuruFocus.com)
Jul-23-25 07:40PM	Five Star Bancorp (FSBC) Q2 Earnings and Revenues Top Estimates (Zacks)
06:30PM	Five Star Bancorp Announces Second Quarter 2025 Results (GlobeNewswire)
09:58AM	Five Star Bancorp (FSBC) Q2 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
Jul-22-25 09:36AM	Five Star Bancorp (FSBC) Q2 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
Jul-18-25 12:30PM	Five Star Bancorp Declares Second Quarter Cash Dividend (GlobeNewswire)
Jul-10-25 12:30PM	Five Star Bancorp Announces Second Quarter 2025 Earnings Release Date and Webcast (GlobeNewswire)
Jun-09-25 06:30PM	Five Star Bank expands Bay Area presence with new office in Walnut Creek (GlobeNewswire)
May-05-25 12:30PM	Five Star Bancorp Expands Food and Agribusiness Vertical (GlobeNewswire)
Apr-30-25 04:45AM	Q1 2025 Five Star Bancorp Earnings Call (Thomson Reuters StreetEvents)
03:17AM	Five Star Bancorp (FSBC) Q1 2025 Earnings Call Highlights: Strong Loan Growth and Improved ... (GuruFocus.com)
Apr-29-25 03:48PM	Five Star Bancorp (FSBC) Q1 2025 Earnings Call Transcript (Seeking Alpha)
Apr-28-25 07:40PM	Five Star Bancorp (FSBC) Beats Q1 Earnings Estimates (Zacks)
06:30PM	Five Star Bancorp Announces First Quarter 2025 Results (GlobeNewswire)
Apr-24-25 05:55PM	Glacier Bancorp (GBCI) Meets Q1 Earnings Estimates (Zacks)
Apr-23-25 05:40PM	Northrim BanCorp (NRIM) Tops Q1 Earnings and Revenue Estimates (Zacks)
Apr-21-25 12:30PM	Five Star Bancorp Declares First Quarter Cash Dividend (GlobeNewswire)
Apr-15-25 12:30PM	Five Star Bancorp Announces First Quarter 2025 Earnings Release Date and Webcast (GlobeNewswire)
Mar-18-25 09:28AM	Is the Options Market Predicting a Spike in Five Star Bancorp (FSBC) Stock? (Zacks)
Jan-31-25 02:10AM	Five Star Bancorp (FSBC) Q4 2024 Earnings Call Highlights: Strong Deposit Growth and Strategic ... (GuruFocus.com)
Jan-27-25 07:40PM	Five Star Bancorp (FSBC) Q4 Earnings and Revenues Surpass Estimates (Zacks)
06:30PM	Five Star Bancorp Announces Quarterly and Annual Results (GlobeNewswire)
07:07AM	Five Star Bancorp (FSBC) Q4 2024 Earnings Report Preview: What To Expect (GuruFocus.com)
Jan-24-25 07:05AM	Five Star Bancorp (FSBC) Q4 2024: Everything You Need to Know Ahead of Earnings (GuruFocus.com)
Jan-21-25 12:30PM	Five Star Bank CEO James Beckwith joins California Chamber of Commerce's Board of Directors (GlobeNewswire)
Jan-17-25 12:30PM	Five Star Bancorp Declares Fourth Quarter Cash Dividend (GlobeNewswire)
Jan-14-25 12:30PM	Five Star Bancorp Announces Fourth Quarter 2024 Earnings Release Date and Webcast (GlobeNewswire)
08:46AM	Is the Options Market Predicting a Spike in Five Star Bancorp (FSBC) Stock? (Zacks)
Dec-19-24 09:35AM	Down -5.49% in 4 Weeks, Here's Why You Should You Buy the Dip in Five Star Bancorp (FSBC) (Zacks)
Dec-06-24 12:00PM	Five Star Bancorp (FSBC) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
Oct-30-24 03:13AM	Five Star Bancorp (FSBC) Q3 2024 Earnings Call Highlights: Strong Deposit Growth and Strategic ... (GuruFocus.com)
Oct-28-24 06:30PM	Five Star Bancorp Announces Third Quarter 2024 Results (GlobeNewswire)
Oct-18-24 12:30PM	Five Star Bancorp Declares Third Quarter Cash Dividend (GlobeNewswire)
Oct-15-24 12:30PM	Five Star Bancorp Announces Third Quarter 2024 Earnings Release Date and Webcast (GlobeNewswire)
Sep-20-24 04:34AM	NYs Five Star Bank pivots away from BaaS (Banking Dive)
Sep-17-24 11:18AM	Five Star to phase out its banking-as-a-service program in 2025 (American Banker)
Sep-03-24 12:30PM	Five Star Bancorp opens San Francisco office, bringing personalized, concierge banking services to the San Francisco Bay Area (GlobeNewswire)
Aug-27-24 07:08AM	Five Star Bank expands, eyeing First Republic, Signature customers (Banking Dive)
Jul-24-24 06:30PM	Five Star Bancorp Announces Second Quarter 2024 Results (GlobeNewswire)
Jul-19-24 12:30PM	Five Star Bancorp Declares Second Quarter Cash Dividend (GlobeNewswire)
Jul-17-24 12:30PM	Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring and promoting seasoned talent (GlobeNewswire)
Jul-11-24 12:30PM	Five Star Bancorp Announces Second Quarter 2024 Earnings Release Date and Webcast (GlobeNewswire)
Jun-12-24 12:30PM	Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring three commercial banking professionals, and receives eight new awards (GlobeNewswire)
May-01-24 09:18AM	Five Star Bancorp (NASDAQ:FSBC) Q1 2024 Earnings Call Transcript (Insider Monkey)
04:26AM	Q1 2024 Five Star Bancorp Earnings Call (Thomson Reuters StreetEvents)
03:27AM	Five Star Bancorp (FSBC) Q1 2024 Earnings Call Transcript Highlights: Key Financial Metrics and ... (GuruFocus.com)
Apr-30-24 08:52AM	FSBC Stock Earnings: Five Star Beats EPS, Beats Revenue for Q1 2024 (InvestorPlace)
07:35AM	Five Star Bancorp Reports Q1 2024 Earnings: A Detailed Financial Overview (GuruFocus.com)
Apr-29-24 06:30PM	Five Star Bancorp Announces First Quarter 2024 Results (GlobeNewswire)
04:03PM	5 Undervalued Stocks with Latest Insider Purchases (Insider Monkey)
Apr-19-24 12:30PM	Five Star Bancorp Declares First Quarter Cash Dividend (GlobeNewswire)
Apr-16-24 12:30PM	Five Star Bancorp Announces First Quarter 2024 Earnings Release Date and Webcast (GlobeNewswire)
Apr-10-24 06:30PM	Five Star Bancorp Announces the Hiring of San Francisco Bay Area Banking Professional and the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering (GlobeNewswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Allbaugh Larry Eugene	Director	Jul 22 '26	Buy	44.00	96,591	4,250,004	1,101,687	Jul 24 04:34 PM
Perry-Smith Robert Truxtun	Director	Jul 22 '26	Buy	44.00	31,363	1,379,972	258,898	Jul 24 04:33 PM
Deary-Bell Shannon	Director	Jul 22 '26	Buy	44.00	5,682	250,008	85,244	Jul 24 04:32 PM
Lucas Donna	Director	Jul 22 '26	Buy	44.00	1,136	49,984	14,254	Jul 24 04:32 PM
Riggs Judson Teichert	Director	Jul 22 '26	Buy	44.00	2,273	100,012	87,531	Jul 24 04:31 PM
Ramos Kevin Francis	Director	Jul 22 '26	Buy	44.00	5,682	250,008	177,546	Jul 24 04:31 PM
Wait Brett Levi	SVP, Chief Information Officer	May 26 '26	Sale	42.27	1,640	69,323	16,873	May 27 02:29 PM
Lee Michael Eugene	SVP, Chief Regulatory Officer	May 21 '26	Sale	41.23	867	35,746	32,764	May 26 04:09 PM
Wait Brett Levi	Officer	May 26 '26	Proposed Sale	42.00	1,640	68,880		May 22 07:34 PM
Beckwith James Eugene	President & CEO	May 20 '26	Sale	41.23	6,428	265,054	466,586	May 22 06:05 PM
Beckwith James Eugene	Officer	May 19 '26	Proposed Sale	41.16	6,428	264,576		May 19 03:00 PM
Wait Brett Levi	SVP & CIO	May 14 '26	Sale	41.11	2,583	106,179	17,608	May 15 02:20 PM
Wait Brett Levi	Officer	May 11 '26	Proposed Sale	41.74	2,583	107,814		May 11 02:37 PM
Lee Michael Eugene	SVP & Chief Regulatory Officer	May 07 '26	Sale	41.26	1,641	67,708	33,631	May 08 02:21 PM
Ramirez-Medina Lydia Ann	EVP & Chief Operating Officer	May 06 '26	Sale	40.99	400	16,396	10,960	May 07 04:39 PM
Lee Michael Eugene	Officer	May 07 '26	Proposed Sale	40.45	2,508	101,449		May 07 12:52 PM
Beckwith James Eugene	President & CEO	Mar 09 '26	Sale	36.66	4,000	146,620	473,014	Mar 11 12:56 PM
Beckwith James Eugene	Officer	Mar 09 '26	Proposed Sale	39.10	4,000	156,400		Mar 06 07:08 PM
Lee Michael Eugene	SVP & Chief Regulatory Officer	Feb 20 '26	Sale	39.30	1,200	47,160	35,272	Feb 23 06:36 PM
Lee Michael Eugene	SVP & Chief Regulatory Officer	Feb 17 '26	Sale	40.73	1,200	48,882	36,472	Feb 19 04:29 PM
Lee Michael Eugene	Officer	Feb 18 '26	Proposed Sale	40.22	2,400	96,528		Feb 12 04:50 PM
Rizzo Michael Anthony	EVP & Chief Banking Officer	Dec 12 '25	Sale	37.28	641	23,896	0	Dec 16 12:21 PM
Ramirez-Medina Lydia Ann	EVP & Chief Operating Officer	Nov 19 '25	Sale	33.07	600	19,842	11,360	Nov 20 03:18 PM

Five Star Bancorp operates as a bank holding company. It provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through its subsidiary. The company was founded in 1999 and is headquartered in Rancho Cordova, CA.

PresidentMr. James Eugene Beckwith

Executive VP & Chief Banking OfficerMr. Michael Anthony Rizzo

Executive VP & San Francisco Bay Area PresidentMr. Don J. Kurtze

Senior VP & Chief Information OfficerMr. Brett Levi Wait

Senior VP & Chief Marketing OfficerMs. Shelley Ronan Wetton

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FSBC

Five Star Bancorp

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