CASH

Pathward Financial Inc

74.20

Oct 21 • 3:59 PM ET +0.27 (0.37%)

74.20

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Small NASD

Today, 7:38 PMPathward reaffirms FY27 EPS guidance of $9.50–$10.00 despite elevated charge-offs and higher non-performing loans

Peers: TBBK CCB CUBI GDOT TFIN FINW AX ESQ LOB MVBF

| Held by: IJR AVUV VTI IWM KRE DFAT VXF DFAS DFMC FMCX

Scroll to Statements

Index	RUT
Market Cap	1.54B
Enterprise Value	-
Income	175.56M
Sales	836.00M
Book/sh	40.47
Cash/sh	-
Dividend Est.	0.20 (0.27%)
Dividend TTM	0.20 (0.27%)
Dividend Ex-Date	Sep 10, 2026
Dividend Gr. 3/5Y	0.00% 0.00%
Payout	2.54%
Employees	1182
IPO	Sep 20, 1993

P/E	9.30
Forward P/E	6.75
PEG	-
P/S	1.84
P/B	1.83
P/C	-
P/FCF	3.22
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.03
Debt/Eq	0.26
LT Debt/Eq	0.07
Option/Short	Yes / Yes

EPS (ttm)	7.98
EPS next Y	11.00
EPS next Q	1.63
EPS this Y	18.47%
EPS next Y	14.07%
EPS next 5Y	-
EPS past 3/5Y	14.37% 21.80%
Sales past 3/5Y	14.58% 10.26%
EPS Y/Y TTM	6.07%
Sales Y/Y TTM	1.95%
EPS Q/Q	-24.66%
Sales Q/Q	-3.18%
Earnings	Oct 21 AMC
EPS/Sales Surpr.	17.09% 2.24%

Insider Own	1.55%
Insider Trans	-2.87%
Inst Own	100.69%
Inst Trans	-0.39%
ROA	2.41%
ROE	21.03%
ROIC	19.37%
Gross Margin	-
Oper. Margin	25.59%
Profit Margin	21.00%
SMA20	2.22%
SMA50	-4.51%
SMA200	-12.66%
Trades

Shs Outstand	21.02M
Shs Float	20.45M
Short Float	14.02%
Short Ratio	13.00
Short Interest	2.87M
52W High	101.26 -26.72%
52W Low	65.87 12.65%
Volatility	2.02% 2.10%
ATR (14)	1.67
RSI (14)	49.52
Beta	0.66
Rel Volume	1.95
Avg Volume	220.66K
Volume	431,094

Perf Week	4.92%
Perf Month	-0.48%
Perf Quarter	-10.73%
Perf Half Y	-24.68%
Perf YTD	4.51%
Perf Year	3.41%
Perf 3Y	69.21%
Perf 5Y	20.51%
Perf 10Y	220.52%
Recom	1.67
Target Price	97.50
Prev Close	73.93
Price	74.20
Change %	0.37%

Date	Action	Analyst	Rating Change	Price Target Change
Mar-12-26	Resumed	Piper Sandler	Overweight	$107
Jan-23-26	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$100
Jan-26-23	Resumed	Raymond James	Mkt Perform
Jul-28-22	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$67 → $45
Jul-07-22	Downgrade	Raymond James	Strong Buy → Outperform	$70 → $46
Oct-29-20	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$28 → $33
Aug-23-19	Reiterated	B. Riley FBR	Buy	$35 → $38
Apr-26-19	Upgrade	B. Riley FBR	Neutral → Buy	$25 → $33
Jul-27-18	Downgrade	B. Riley FBR	Buy → Neutral	$132 → $100
Jan-31-18	Reiterated	B. Riley FBR, Inc.	Buy	$120 → $125
Jan-10-18	Reiterated	B. Riley FBR, Inc.	Buy	$100 → $120
Jan-08-18	Initiated	Lake Street	Buy	$120
Nov-16-17	Reiterated	B. Riley FBR, Inc.	Buy	$95 → $100
Oct-31-17	Upgrade	FBR & Co.	Neutral → Buy	$95
Jul-28-17	Downgrade	FBR & Co.	Outperform → Mkt Perform	$130 → $95
Jan-10-17	Initiated	FBR & Co.	Outperform	$130
Apr-07-16	Initiated	Keefe Bruyette	Outperform
Oct-13-15	Upgrade	Sandler O'Neill	Hold → Buy

Show Previous Ratings

Today 07:00PM	Pathward Beats On Buybacks, A Low Tax Rate And Better Adjusted Margin, But A 5.61% NPL Ratio Still Defines The Story (Earnings Whispers)
04:56PM	Pathward: Fiscal Q4 Earnings Snapshot (Associated Press)
04:05PM	Pathward Financial, Inc. Announces Results for Fourth Quarter and Fiscal Year 2026 (Business Wire)
Oct-08-26 08:07AM	Pathward and Clair Extend Partnership to Expand Access to Earned Wage Advances (Business Wire)
Oct-07-26 04:15PM	Pathward Financial, Inc. to Announce Fourth Quarter and Fiscal Year 2026 Earnings and Host Conference Call on October 21, 2026 (Business Wire)
08:07AM	Loading…
Oct-01-26 08:07AM	Tearsheet Names Pathward "Partner Bank of the Year" (Business Wire)
Aug-20-26 09:00AM	Pathward Financial, Inc. Declares Cash Dividend (Business Wire)
Aug-05-26 08:07AM	Pathward and TabaPay Extend Partnership and Expand Program Offerings (Business Wire)
Jul-30-26 02:23PM	ACT Capital Advisors Secures Development Capital from Pathward and BridgePeak for Teichos Energy's Late-Stage Solar Energy Projects (PR Newswire)
08:07AM	Pathward Named to the 2026 Monitor 100 (Business Wire)
Jul-23-26 08:30AM	Pathward Financial, Inc. Q3 2026 Earnings Call Summary (Moby) -6.26%
01:01AM	Pathward Financial Inc (CASH) Q3 2026 Earnings Call Highlights: Strong Income Growth Amidst ... (GuruFocus.com)
Jul-22-26 04:59PM	Pathward: Fiscal Q3 Earnings Snapshot (Associated Press)
04:05PM	Pathward Financial, Inc. Announces Results for 2026 Fiscal Third Quarter (Business Wire)
Jul-08-26 04:15PM	Pathward Financial, Inc. to Announce Third Quarter 2026 Earnings and Host Conference Call on July 22, 2026 (Business Wire)
09:25AM	Loading…
Jul-01-26 09:25AM	U.S. News & World Report Names Pathward a 2026-2027 Best Company to Work For (Business Wire)
May-21-26 09:00AM	Pathward Financial, Inc. Declares Cash Dividend (Business Wire)
May-18-26 08:30AM	Belfry and Clair Partner to Launch On-Demand Pay, Giving Security Officers Instant1 Access to Earned Wages (PR Newswire)
08:07AM	Pathwards Matt Dekutoski Among ABF Journals 2026 Icons (Business Wire)
May-13-26 08:07AM	KBW Names Pathward Financial to its 2026 Bank Honor Roll (Business Wire)
May-06-26 08:00AM	7shifts Launches New Tip Payout Solution Through On-Demand Pay Product With Clair (PR Newswire)
Apr-23-26 03:06AM	Pathward Financial Inc (CASH) Q2 2026 Earnings Call Highlights: Strong Net Income and Strategic ... (GuruFocus.com) -11.01%
Apr-22-26 08:17PM	Pathward Financial, Inc. Q2 2026 Earnings Call Summary (Moby)
04:28PM	Pathward: Fiscal Q2 Earnings Snapshot (Associated Press)
04:05PM	Pathward Financial, Inc. Announces Results for 2026 Fiscal Second Quarter (Business Wire)
Apr-14-26 08:07AM	Pathward Releases 2025 Impact Report (Business Wire)
Apr-08-26 04:15PM	Pathward Financial, Inc. to Announce Second Quarter 2026 Earnings and Host Conference Call on April 22, 2026 (Business Wire)
Apr-07-26 08:07AM	Pathward Recognized for Digital Banking Innovation in 10th Annual FinTech Breakthrough Awards Program (Business Wire)
Apr-06-26 08:07AM	Pathward Awards Grant to EmBe to Support Programs that Uplift Families (Business Wire)
Mar-26-26 08:07AM	Pathward and Braven Celebrate Spelman College Students at Winners Trek (Business Wire)
12:00PM	Loading…
Mar-04-26 12:00PM	All You Need to Know About Pathward (CASH) Rating Upgrade to Buy (Zacks)
Mar-03-26 08:07AM	Pathward Earns National Recognition for Community Impact (Business Wire)
Feb-26-26 09:00AM	Pathward Financial, Inc. Declares Cash Dividend (Business Wire)
08:07AM	Pathward Reveals the Energy Industrys Opportunity to Meet Market Momentum (Business Wire)
Feb-25-26 11:08PM	Pathward Financial Stockholders Re-Elect Directors, Back Say-on-Pay and KPMG at 2026 AGM (MarketBeat)
Feb-11-26 09:15AM	Pathward Financial, Inc. (CASH) Hit a 52 Week High, Can the Run Continue? (Zacks)
Feb-10-26 12:00PM	Are You Looking for a Top Momentum Pick? Why Pathward Financial (CASH) is a Great Choice (Zacks)
Feb-04-26 09:55AM	Pathward Financial (CASH) Just Flashed Golden Cross Signal: Do You Buy? (Zacks)
Feb-01-26 03:16PM	Kevin O'Leary: 'Every Founder Has a Hockey-Stick Forecast. It's Never Right.' (Benzinga)
Jan-29-26 12:15PM	Small Banks Primed for Big Gains on Curve Steepening (Bloomberg)
12:33AM	Pathward Financial's Q4 Earnings Call: Our Top 5 Analyst Questions (StockStory)
Jan-26-26 09:40AM	Is Credicorp (BAP) Stock Outpacing Its Finance Peers This Year? (Zacks)
09:15AM	Pathward Financial, Inc. (CASH) Hits Fresh High: Is There Still Room to Run? (Zacks)
07:45AM	Company News for Jan 26, 2026 (Zacks)
Jan-23-26 10:00AM	CASH Q4 Deep Dive: Fee Income Growth, Partner Momentum, and Strategic Balance Sheet Optimization (StockStory) +7.28%
12:00AM	Pathward Financial Inc (CASH) Q1 2026 Earnings Call Highlights: Strong Growth in Core Business ... (GuruFocus.com)
Jan-22-26 06:42PM	Pathward Financial Q1 Earnings Call Highlights (MarketBeat)
05:25PM	Pathward Financial (CASH) Surpasses Q1 Earnings Estimates (Zacks)
04:26PM	Pathward: Fiscal Q1 Earnings Snapshot (Associated Press Finance)
04:24PM	Pathward Financial (NASDAQ:CASH) Misses Q4 CY2025 Revenue Estimates (StockStory)
04:05PM	Pathward Financial, Inc. Announces Results for 2026 Fiscal First Quarter (Business Wire)
Jan-21-26 12:10PM	Why Pathward (CASH) Could Beat Earnings Estimates Again (Zacks)
05:32AM	Earnings To Watch: Pathward Financial (CASH) Reports Q4 Results Tomorrow (StockStory)
Jan-20-26 10:03PM	Pathward Financial Earnings: What To Look For From CASH (StockStory)
Jan-08-26 04:05PM	Pathward Financial, Inc. to Announce First Quarter 2026 Earnings and Host Conference Call on January 22, 2026 (Business Wire)
Jan-06-26 10:36PM	Unpacking Q3 Earnings: Pathward Financial (NASDAQ:CASH) In The Context Of Other Regional Banks Stocks (StockStory)
Dec-09-25 08:07AM	Pathward Secures Spot on Monitors Bank 50 Ranking (Business Wire)
Dec-04-25 08:07AM	Pathward Introduces Evolved Operating Model, Next Step in Sponsor Banking (Business Wire)
Dec-02-25 11:32PM	1 Bank Stock with Exciting Potential and 2 That Underwhelm (StockStory)
Nov-21-25 06:00PM	Pathward Financial, Lake City Bank, Home Bancshares, First Financial Bancorp, and FB Financial Shares Are Soaring, What You Need To Know (StockStory)
Nov-20-25 09:00AM	Pathward Financial, Inc. Declares Cash Dividend (Business Wire)
08:07AM	Pathward Tax Call Center Wins Global Contact Center Award (Business Wire)
Nov-06-25 08:07AM	Pathward Announces New Partnership with Upstart (Business Wire)
Oct-31-25 12:01AM	3 Reasons We're Fans of Pathward Financial (CASH) (StockStory)
Oct-28-25 01:32AM	5 Insightful Analyst Questions From Pathward Financial's Q3 Earnings Call (StockStory)
Oct-22-25 08:51AM	CASH Q3 Deep Dive: New Partnerships and Platform Investment Shape Outlook (StockStory)
Oct-21-25 11:02PM	Pathward Financial Inc (CASH) Q4 2025 Earnings Call Highlights: Strong Growth and Strategic ... (GuruFocus.com)
06:20PM	Pathward Financial (CASH) Q4 Earnings Beat Estimates (Zacks)
05:19PM	Pathward: Fiscal Q4 Earnings Snapshot (Associated Press Finance)
05:02PM	Pathward Financial (NASDAQ:CASH) Beats Q3 Sales Expectations (StockStory)
04:10PM	Pathward Financial, Inc. Announces Results for 2025 Fiscal Fourth Quarter and Fiscal Year 2025 (Business Wire)
Oct-20-25 09:19AM	Pathward Financial Inc (CASH) Q4 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Oct-19-25 11:05PM	Pathward Financial (CASH) To Report Earnings Tomorrow: Here Is What To Expect (StockStory)
Oct-16-25 05:20PM	Independent Bank Corp. (INDB) Q3 Earnings and Revenues Top Estimates (Zacks) -7.69%
10:00AM	Atlantic Union (AUB) Earnings Expected to Grow: Should You Buy? (Zacks)
Oct-14-25 10:00AM	Pathward Financial (CASH) Earnings Expected to Grow: Should You Buy? (Zacks)
09:10AM	Do Options Traders Know Something About Pathward Financial Stock We Don't? (Zacks)
Oct-07-25 04:15PM	Pathward Financial, Inc. to Announce Fourth Quarter and Fiscal Year 2025 Earnings and Host Conference Call on October 21, 2025 (Business Wire)
Oct-06-25 09:09AM	What Makes Pathward Financial (CASH) an Investment Bet? (Insider Monkey)
Sep-30-25 12:01AM	3 Reasons Investors Love Pathward Financial (CASH) (StockStory)
Sep-22-25 12:41AM	1 Bank Stock on Our Buy List and 2 Facing Challenges (StockStory)
Sep-15-25 08:30AM	Intuit and Clair Partner to Deliver On-Demand Pay, Helping Companies Attract and Retain Employees While Giving Employees Financial Peace of Mind (Business Wire)
Sep-14-25 11:33PM	Q2 Rundown: Pathward Financial (NASDAQ:CASH) Vs Other Regional Banks Stocks (StockStory)
Sep-10-25 08:07AM	Pathward and Oportun Extend Lending Partnership (Business Wire)
Sep-02-25 04:15PM	Pathward Financial, Inc. Receives Expected Notice of Deficiency From Nasdaq Regarding Late Filing of Quarterly Report on Form 10-Q (Business Wire)
Aug-21-25 09:00AM	Pathward Financial, Inc. Declares Cash Dividend (Business Wire)
Aug-13-25 04:57AM	Pathward Financial (CASH) Surpasses Q3 Earnings and Revenue Estimates (Revised) (Zacks)
12:26AM	CASH Q2 Deep Dive: Revenue Growth and Technology Investments Overshadow Margin Miss (StockStory)
12:22AM	5 Insightful Analyst Questions From Pathward Financial's Q2 Earnings Call (StockStory)
Aug-12-25 10:38AM	Pathward Financial Inc (CASH) Q3 2025 Earnings Call Highlights: Strong Financial Performance ... (GuruFocus.com)
Aug-07-25 08:07AM	Pathward Appoints Charles Ingram as Executive Vice President and Chief Information and Operations Officer (Business Wire)
Jul-28-25 05:50PM	Pathward Financial (CASH) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
04:50PM	Pathward Financial (NASDAQ:CASH) Beats Expectations in Strong Q2 (StockStory)
04:49PM	Pathward: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
04:10PM	Pathward Financial, Inc. Announces Preliminary Results for 2025 Fiscal Third Quarter (Business Wire)
Jul-25-25 09:00AM	Pathward Financial, Inc. to Announce Preliminary Third Quarter 2025 Earnings and Host Conference Call on July 28, 2025 (Business Wire)
Jul-24-25 08:07AM	Pathward Secures a Spot on the 2025 Monitor 100 (Business Wire)
Jul-22-25 05:25PM	CB Financial Services (CBFV) Q2 Earnings and Revenues Beat Estimates (Zacks)
Jul-21-25 06:10PM	Peapack-Gladstone (PGC) Misses Q2 Earnings Estimates (Zacks)
Jul-18-25 10:30AM	Bank First Corporation (BFC) Misses Q2 Earnings and Revenue Estimates (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Hoople Elizabeth G.	Director	May 29 '26	Sale	82.29	4,500	370,305	28,050	Jun 01 04:58 PM
Hoople Elizabeth G.	Director	May 29 '26	Proposed Sale	82.38	4,500	370,710		May 29 09:05 AM
Hajek Douglas J.	Director	Apr 29 '26	Sale	86.37	5,000	431,844	12,281	Apr 30 04:01 PM
Hajek Douglas J.	Director	Apr 29 '26	Proposed Sale	88.14	5,000	440,700		Apr 29 10:27 AM
Pharr Brett L.	Chief Executive Officer	Feb 23 '26	Sale	93.88	15,641	1,468,421	78,261	Feb 24 04:50 PM
Pharr Brett L.	Officer	Feb 20 '26	Proposed Sale	93.91	15,641	1,468,846		Feb 20 03:29 PM
Stork Kendall E	Director	Feb 09 '26	Sale	94.15	3,000	282,450	2,153	Feb 10 04:23 PM
Stork Kendall E	Director	Feb 09 '26	Proposed Sale	94.07	3,000	282,210		Feb 09 02:37 PM
Perretta Christopher	Director	Jan 30 '26	Sale	89.94	1,450	130,413	6,700	Feb 04 04:02 PM
Mehta Neeraj	Director	Oct 28 '25	Sale	69.34	2,500	173,350	2,400	Dec 01 04:02 PM
Hajek Douglas J.	Director	Oct 31 '25	Sale	68.11	3,000	204,330	16,631	Nov 03 04:04 PM
Hajek Douglas J.	Director	Oct 31 '25	Proposed Sale	68.05	3,000	204,150		Oct 31 02:50 PM
Dombrowski Nadia	Chief Legal and Admin Officer	Oct 24 '25	Sale	71.46	5,000	357,300	6,528	Oct 30 04:07 PM
Sharett Anthony M.	President	Oct 24 '25	Sale	71.55	11,500	822,825	25,155	Oct 27 04:10 PM
Dombrowski Nadia	Officer	Oct 24 '25	Proposed Sale	71.14	5,000	355,700		Oct 24 02:49 PM
Sharett Anthony M.	Officer	Oct 24 '25	Proposed Sale	71.56	11,500	822,940		Oct 24 12:29 PM

Pathward Financial, Inc. is a financial holding company, which provides savings and loan services. The firm operates through the following business segments: Consumer, Commercial, and Corporate Services/Other. The Consumer segment collaborates with partners to navigate payment and lending needs. The Commercial segment refers to the commercial finance business line, which helps businesses access funds they need to launch, operate, and grow. The Corporate Services/Other segment consists of certain shared services, treasury, retained community bank portfolio, and student loan lending. The company was founded on June 14, 1993 and is headquartered in Sioux Falls, SD.

CEO & DirectorMr. Brett L. Pharr

PresidentMr. Anthony M. Sharett J.D.

Executive VP & CFOMr. Gregory A. Sigrist CPA

Executive VPMr. Charles C. Ingram

Executive VP and Chief Legal & Administrative OfficerMs. Nadia A. Dombrowski J.D.

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CASH

Pathward Financial Inc

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