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Index	RUT
Market Cap	6.21B
Enterprise Value	6.85B
Income	166.97M
Sales	1.76B
Book/sh	14.86
Cash/sh	2.18
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	2930
IPO	Feb 24, 1995

P/E	38.08
Forward P/E	20.86
PEG	1.31
P/S	3.52
P/B	4.17
P/C	28.39
P/FCF	17.34
EV/EBITDA	18.22
EV/Sales	3.88
Quick Ratio	1.56
Current Ratio	1.56
Debt/Eq	0.57
LT Debt/Eq	0.53
Option/Short	Yes / Yes

EPS (ttm)	1.63
EPS next Y	2.97
EPS next Q	1.53
EPS this Y	17.87%
EPS next Y	16.73%
EPS next 5Y	15.87%
EPS past 3/5Y	20.22% 28.58%
Sales past 3/5Y	7.37% 6.34%
EPS Y/Y TTM	-34.45%
Sales Y/Y TTM	1.93%
EPS Q/Q	-63.44%
Sales Q/Q	-11.52%
Earnings	Nov 05 BMO
EPS/Sales Surpr.	-12.57% 1.16%

Insider Own	1.92%
Insider Trans	0.00%
Inst Own	107.88%
Inst Trans	2.08%
ROA	5.31%
ROE	11.23%
ROIC	7.30%
Gross Margin	41.60%
Oper. Margin	15.35%
Profit Margin	9.46%
SMA20	8.25%
SMA50	16.09%
SMA200	29.24%
Trades

Shs Outstand	100.46M
Shs Float	98.28M
Short Float	5.85%
Short Ratio	6.75
Short Interest	5.75M
52W High	63.10 -1.75%
52W Low	38.05 62.91%
Volatility	4.40% 3.15%
ATR (14)	1.71
RSI (14)	81.99
Beta	0.99
Rel Volume	0.34
Avg Volume	851.97K
Volume	46,429

Perf Week	4.16%
Perf Month	21.39%
Perf Quarter	16.01%
Perf Half Y	51.69%
Perf YTD	29.67%
Perf Year	30.32%
Perf 3Y	137.53%
Perf 5Y	76.37%
Perf 10Y	232.42%
Recom	1.57
Target Price	69.75
Prev Close	61.85
Price	62.00
Change %	0.24%

Consensus

Buy

Avg. Price Target

$69.75

Implied Upside

+12.5%

Analysts11incl. previous ratings

Rating Distribution8 Buy · 3 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Oct 16, 2026	Resumed	SStephens	Equal-Weight	$56	-9.7%
Jul 17, 2025	Upgrade	SStephens	Equal-Weight → Overweight	$60	-3.2%
May 12, 2025	Upgrade	DDA Davidson	Neutral → Buy	$60	-3.2%
Nov 08, 2024	Downgrade	DDA Davidson	Buy → Neutral	$57 → $60	-3.2%
Oct 18, 2024	Downgrade	SStephens	Overweight → Equal-Weight
Mar 08, 2024	Initiated	JJefferies	Buy	$38	-38.7%
Nov 21, 2023	Initiated	SSeaport Research Partners	Buy	$31	-50.0%
Nov 02, 2022	Downgrade	NNeedham	Buy → Hold
Jul 15, 2022	Initiated	SStephens	Overweight	$31	-50.0%
Sep 17, 2020	Initiated	CCompass Point	Buy	$40	-35.5%
May 29, 2020	Initiated	NNeedham	Buy	$32	-48.4%
Feb 18, 2020	Downgrade	SStephens	Overweight → Equal-Weight
Dec 19, 2019	Initiated	CCanaccord Genuity	Buy	$44	-29.0%
Sep 12, 2019	Initiated	BBTIG Research	Buy
Mar 08, 2019	Upgrade	SStephens	Equal-Weight → Overweight	$30 → $38	-38.7%
Jan 03, 2019	Downgrade	SStephens	Overweight → Equal-Weight
Mar 02, 2017	Upgrade	RRaymond James	Underperform → Outperform
Nov 04, 2016	Reiterated	MMonness Crespi & Hardt	Buy	$26 → $24	-61.3%
Jun 15, 2016	Initiated	MMonness Crespi & Hardt	Buy	$26	-58.1%
Dec 11, 2015	Initiated	CCredit Suisse	Neutral

Nov-05-26 10:55AM	ACI Worldwide Misses On EPS As Renewal Timing Guts Q3, But An Accelerating ARR Engine And A Third EBITDA Raise Shift The Burden To Q4 (Earnings Whispers)
06:53AM	ACI Worldwide Reports Lower Q3 Revenue but Raises Full-Year Adjusted EBITDA Outlook (InvestorsHub)
06:17AM	ACI Worldwide: Q3 Earnings Snapshot (Associated Press)
06:00AM	ACI Worldwide Reports Third Quarter 2026 Results; Raising FY 2026 Adjusted EBITDA Guidance (Business Wire)
Oct-28-26 01:00PM	ACI Worldwide's Back-Loaded Year Puts Q3 Bookings And Kinetic Momentum To The Test (Earnings Whispers)
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03:28AM	ACI Worldwide and Circle explore USDC settlement in Latin America (Electronic Payments)
Oct-27-26 01:45PM	Circle Pushes Deeper Into Latin America With USDC Settlement in Colombia (decrypt)
07:39AM	Circle Stock In Focus After ACI Worldwide Deal Brings USDC Settlement To Colombian Banks (Stocktwits)
06:00AM	ACI Worldwide and Circle Collaborate to Bring USDC Settlement to Existing Payments Infrastructure in Latin America (Business Wire)
Oct-22-26 06:32AM	ACI Worldwide to Report Third Quarter 2026 Financial Results (Business Wire)
Sep-30-26 06:30AM	Federal Home Loan Bank of Cincinnati Moves Member Payment Processing to ACI Connetic (Business Wire)
Sep-28-26 08:11AM	ACI Worldwide and Cognizant Complete BASE24-eps Performance Testing on AWS (InvestorsHub)
07:00AM	ACI Worldwide and Cognizant Demonstrate Strong Card Processing Performance on Amazon Web Services, Inc. (AWS) (Business Wire)
Sep-24-26 06:00AM	Solaris Goes Live on ACI Worldwides ACI Connetic for SEPA Instant Payments (Business Wire)
Sep-23-26 07:15AM	ACI Worldwide adds Swift ledger routing to ACI Connetic (Electronic Payments)
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Sep-22-26 06:51AM	ACI Worldwide Expands Connetic Payments Hub to Support Swift's Blockchain Ledger (InvestorsHub)
04:00AM	ACI Worldwide Extends ACI Connetic to Support Payments Orchestrated Through Swifts Ledger (Business Wire)
Sep-18-26 03:58PM	Card companies are on a land grab to set the standards for AI shopping, even as consumers arent yet comfortable handing over purchases to a bot (Fortune)
08:05AM	Nearly 60% of US Adults Can't Cover a $1,000 Emergency Expense, Driving Demand for Greater Control and Flexibility in Bill Payment, Finds ACI Speedpay Pulse Report (Business Wire)
Sep-17-26 08:10AM	ACI Worldwide Expands ACI Connetic with Advanced Financial Messaging Technology to Power Intelligent, Future-Ready Payments (Business Wire)
Sep-16-26 06:15AM	Only 7% of Fashion Shoppers Trust AI to Buy for Them Today, Showing Merchants Must Build Confidence in Agentic Commerce (Business Wire)
Sep-02-26 06:33AM	ACI buys UK payments tech firm (Payments Dive)
Sep-01-26 06:00AM	ACI Worldwide to Add Microservices Card Switching to ACI Connetic for Cards via Acquisition of Cranium Ventures (Business Wire)
Aug-27-26 10:01AM	Retailers Rank Richer Payments Data as the Top Benefit of Payments Orchestration, New ACI Worldwide Research Finds (Business Wire)
Aug-26-26 06:00AM	Federal Home Loan Bank of Atlanta Selects ACI Connetic to Modernize Its Member Payment Operations (Business Wire)
Aug-21-26 02:00AM	Inter Pag Selects ACI Worldwide to Advance Intelligent Payments Orchestration in Brazil (Business Wire)
Aug-06-26 07:19PM	ACI Worldwide Inc (ACIW) (Q2 2026) Earnings Call Highlights: Strong Growth and Raised Guidance ... (GuruFocus.com)
06:11AM	ACI Worldwide: Q2 Earnings Snapshot (Associated Press)
06:00AM	ACI Worldwide Reports Strong Second Quarter 2026 Results and Raises Full-Year Guidance (Business Wire)
Aug-05-26 06:00AM	ACI Worldwide to Participate in Upcoming Investor Conferences (Business Wire)
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Jul-29-26 04:34AM	ACI Worldwide taps dLocal to offer Latin American payment options (Electronic Payments)
Jul-28-26 06:00AM	ACI Worldwide and dLocal Bring Latin America's Leading Local Payment Methods to Global Merchants (Business Wire)
Jul-21-26 06:00AM	ACI Worldwide to Report Second Quarter 2026 Financial Results (Business Wire)
Jun-29-26 01:00AM	Six in Ten UK Consumers Would Stop Using an AI Shopping Agent After One Mistake, ACI Survey Finds (Business Wire)
Jun-18-26 01:00AM	FIFA World Cup: Fraud Attempts Surged More Than Threefold at Past World Cups, ACI Worldwide Finds (Business Wire)
Jun-16-26 01:00AM	ACI Worldwide Powers Rabobank's Wero Instant Payments, Advancing Europe's Real-Time Payments Transformation (Business Wire)
Jun-15-26 01:00AM	ACI Worldwide and EPI to Power Instant Payments in Europe (Business Wire)
Jun-12-26 07:51AM	South Africas Kwik Payments selects ACI orchestration platform (Electronic Payments)
Jun-11-26 02:00AM	ACI Worldwide Powers Next-Generation PSP Expansion in Africa with Kwik Payments Go-Live (Business Wire)
Jun-10-26 02:00AM	Europes Payments Leaders Gather in London as Control, Fraud and AI Reshape the Industry (Business Wire)
May-21-26 01:00AM	UBX Tanzania Deepens Partnership with ACI Worldwide to Power the Next Phase of the Nation's Digital Economy (Business Wire)
May-14-26 08:00PM	ACI Worldwide and Security Bank Philippines Set New Benchmark for Enterprise-wide Payments Modernization (Business Wire)
May-12-26 06:00AM	ACI Worldwide to Attend Upcoming Investor Conferences (Business Wire)
May-07-26 01:46PM	CoreWeaves Stunning Rally Creates Prove-It Moment for Earnings (Bloomberg) +7.81%
07:04AM	ACI Worldwide (ACIW) shares jump after earnings beat and higher outlook (InvestorsHub)
06:12AM	ACI Worldwide: Q1 Earnings Snapshot (Associated Press)
06:00AM	ACI Worldwide Reports Strong First Quarter 2026 Results and Raises Full-Year Guidance (Business Wire)
May-05-26 06:00AM	Peru, Chile and Argentina Enter a New Phase of Growth Driven by Real-Time Payments, ACI Worldwide Report Finds (Business Wire)
Apr-24-26 06:57AM	ACI Worldwide extends ACI Connetic to eight US payment networks (Electronic Payments)
06:00AM	ACI Worldwide and Kinexys by J.P. Morgan Collaborate to Mitigate Global Real-Time Payments Fraud (Business Wire)
Apr-23-26 06:00AM	As Multi-Rail Complexity Grows, ACI Worldwide Delivers One Cloud-Native Platform for Eight U.S. Networks (Business Wire)
Apr-16-26 06:52AM	ACI Worldwide to Report First Quarter 2026 Financial Results (Business Wire)
Mar-26-26 07:00AM	Nearly One in Three Gen Z Adults Report Not Filing Taxes as Digital Divide Widens Across Generations, ACI Worldwide Survey Finds (Business Wire)
Mar-19-26 07:00AM	Colombias BreB Hits More than 500 Million Transactions as ACI Worldwide and Banco de la Repblica Take the Stage at Fintech Americas 2026 (Business Wire)
Mar-12-26 06:00AM	Bill Pay Industry Nears Inflection Point as Only 26% of Organizations Trust Legacy Systems to Meet Future Needs, ACI Speedpay Study Finds (Business Wire)
Mar-06-26 02:41PM	ACI Worldwide (ACIW) Releases Q4 Earnings (Insider Monkey)
Mar-05-26 09:52AM	Are Options Traders Betting on a Big Move in ACI Worldwide Stock? (Zacks)
Mar-04-26 02:00AM	ACI Worldwide Launches Card Payments on Cloud-Native ACI Connetic, Advancing Unified Payments Platform (Business Wire)
Feb-28-26 07:30AM	These fintech stocks are loved by analysts and could bounce back in a big way (MarketWatch)
Feb-26-26 04:54PM	NCR Voyix Reports Revenue, Adjusted EBITDA & EPS Gains for Q4 (Exec Edge)
04:11PM	ACI Worldwide Inc (ACIW) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and Strategic ... (GuruFocus.com)
10:59AM	ACI Worldwide Q4 Earnings Call Highlights (MarketBeat)
08:15AM	ACI Worldwide (ACIW) Misses Q4 Earnings Estimates (Zacks)
06:24AM	ACI Worldwide: Q4 Earnings Snapshot (Associated Press Finance)
06:00AM	ACI Worldwide, Inc. Reports Double-Digit Revenue Growth for Full Year Ended December 31, 2025 (Business Wire)
Feb-25-26 07:25PM	Synopsys (SNPS) Beats Q1 Earnings and Revenue Estimates (Zacks) +6.14%
Feb-23-26 04:43AM	Strength Seen in Progress Software (PRGS): Can Its 10.7% Jump Turn into More Strength? (Zacks) -5.90%
Feb-19-26 02:50PM	ACI Worldwide Executive Philip Bruno to Address the Rise of Agentic Commerce at MIT Sloan Fintech Conference (Business Wire)
Feb-17-26 02:00AM	ACI Connetic Accelerates Global Adoption as UK Banks Can Now Unite SWIFT, CHAPS and Faster Payments on One Cloud-Native Platform (Business Wire)
Feb-06-26 12:44PM	ACI Worldwide, Inc. To Release Financial Results for the Quarter and Year Ending December 31, 2025 (Business Wire)
Feb-05-26 05:25PM	Power Integrations (POWI) Q4 Earnings Surpass Estimates (Zacks)
Feb-03-26 02:00AM	ACI Worldwide Report: Global Refund Volumes Surge 18% as Retailers Tighten Returns (Business Wire) -9.04%
Jan-22-26 11:38AM	NCR Voyix EVP Benny Tadele on AI in Restaurants: ICR Conference 2026 (Exec Edge)
Jan-12-26 09:00AM	ACI Worldwide Adds Paze Online Checkout from Early Warning Services to Pay.On Platform, Expanding Wallet Options for U.S. Consumers (PR Newswire)
Jan-07-26 05:15AM	Visa, Mastercard, ACI and Wex: 2026 predictions (Payments Dive)
Dec-24-25 09:17AM	Blackbaud Up 12.5% in a Month: How to Approach the Stock Now? (Zacks)
Dec-19-25 07:34AM	PTC & Lamborghini Unveil Intelligent Product Lifecycle Vision (Zacks)
Dec-15-25 09:56AM	Ditch the Cash, Grab the Gains: Top Mobile Payment Stocks to Buy (Zacks)
Dec-11-25 07:00AM	Payments Leaders Unprepared for 2026 Disruption, Warns ACI Worldwide (Business Wire)
Dec-10-25 08:00PM	BPI's BanKo Teams Up with ACI Worldwide to Modernize Payments Infrastructure (Business Wire)
Dec-09-25 08:00AM	LLP Exotic Auto Finance Chooses ACI Worldwide to Modernize Bill Payment, Automate 90% of Manual Processes (Business Wire)
Dec-02-25 02:00AM	Payments Modernisation: Gap Between Confidence and Readiness Among Industry Leaders Widens, ACI Worldwide Study Finds (Business Wire)
Nov-25-25 02:00AM	Friendly Fraud Expected to Increase by 25% Between Thanksgiving and Cyber Monday, Warns ACI Worldwide (Business Wire)
Nov-17-25 07:33AM	ACI Worldwide to Discuss Payments Modernization and Fraud Trends at Three Investor Conferences (Business Wire)
Nov-06-25 04:00PM	ACI Worldwide Inc (ACIW) Q3 2025 Earnings Call Highlights: Strong Revenue Growth and Raised Guidance (GuruFocus.com)
07:37AM	Amazons $300 Billion Jump Puts Stock Back in AI Conversation (Bloomberg)
07:15AM	ACI Worldwide (ACIW) Q3 Earnings and Revenues Beat Estimates (Zacks)
06:16AM	ACI Worldwide: Q3 Earnings Snapshot (Associated Press Finance)
06:02AM	ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended September 30, 2025 (Business Wire)
Nov-04-25 06:11AM	ACI Worldwide expands with Payment Components takeover (Electronic Payments)
Nov-03-25 06:00AM	ACI Worldwide Acquires European Fintech Payment Components to Augment ACI Connetic (Business Wire)
Oct-27-25 05:55PM	Pros Holdings (PRO) Q3 Earnings and Revenues Surpass Estimates (Zacks)
Oct-23-25 05:35PM	SS&C Technologies (SSNC) Beats Q3 Earnings and Revenue Estimates (Zacks)
Oct-22-25 05:04PM	Stablecoins Unlock New Pathways of Economic Growth and Trade, says David Malpass at ACIs Payments Unleashed Summit (Business Wire)
Oct-21-25 02:59PM	'Death of Cash Has Been Greatly Exaggerated': ACI Worldwide CEO (Bloomberg)
07:00AM	ACI Worldwide and Prosa Redefine Payments in Latin America with Groundbreaking Infrastructure Upgrade (Business Wire)
Oct-20-25 06:00AM	ACI Worldwide, Inc. To Release Financial Results for the Quarter Ending September 30, 2025 (Business Wire)
Oct-17-25 05:57AM	ACI Worldwide partners with BitPay to enhance digital asset solutions (Electronic Payments)
Oct-16-25 06:00AM	Inside Bobby Leibrocks first 100 days as ACI Worldwide CFO (CFO.com)
01:00AM	ACI Worldwide and BitPay Partner to Power Crypto and Stablecoin Payments for Global Merchants and Payment Service Providers (Business Wire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Benitez Juan II	Director	Mar 03 '26	Buy	41.90	2,400	100,551	16,881	Mar 04 06:08 AM
SANCHEZ ADALIO T	Director	Mar 02 '26	Buy	40.98	3,000	122,936	64,378	Mar 04 06:05 AM

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. It operates through the following segments: Payment Software and Biller. The Payment Software segment drives payments orchestration for banks and merchants. The Biller segment provides electronic bill presentment and payment services to companies operating in the consumer finance, insurance, healthcare, higher education, utility, government, mortgage, subscription provider, and telecommunications categories. The company was founded in 1975 and is headquartered in Elkhorn, NE.

CEOMr. Thomas Woodrow Warsop III

Chief Financial OfficerMr. Robert W. Leibrock

Chief Innovation & Technology OfficerMr. J. P. Krishnamoorthy

Executive VPMr. Dennis P. Byrnes J.D.

Senior Vice President of MarketingMs. Bindu Chellappan

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ACI Worldwide Inc

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