NU

Nu Holdings Ltd

14.73

Oct 22 • 3:59 PM ET -0.32 (-2.13%)

14.72

Aftermarket • 7:39 PM ET -0.01 (-0.06%)

Financial Banks - Regional Brazil Large NYSE

Peers: ITUB BBD INTR BSBR BAP SOFI AGBK MELI HOOD PAGS

| Held by: EWZ IEMG ILF IWF EMXC EEM CGXU SPEM IXUS IXUS

Scroll to Statements

Index	-
Market Cap	71.15B
Enterprise Value	-
Income	3.61B
Sales	17.89B
Book/sh	2.74
Cash/sh	-
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	8049
IPO	Dec 09, 2021

P/E	20.05
Forward P/E	13.13
PEG	0.37
P/S	3.98
P/B	5.37
P/C	-
P/FCF	7.77
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.66
Debt/Eq	3.17
LT Debt/Eq	0.19
Option/Short	Yes / Yes

EPS (ttm)	0.73
EPS next Y	1.12
EPS next Q	0.22
EPS this Y	48.45%
EPS next Y	29.32%
EPS next 5Y	35.35%
EPS past 3/5Y	- -
Sales past 3/5Y	57.18% 86.16%
EPS Y/Y TTM	55.50%
Sales Y/Y TTM	53.50%
EPS Q/Q	66.31%
Sales Q/Q	53.59%
Earnings	Nov 12 AMC
EPS/Sales Surpr.	9.63% 9.10%

Insider Own	25.49%
Insider Trans	-0.03%
Inst Own	58.79%
Inst Trans	-0.34%
ROA	4.96%
ROE	31.61%
ROIC	22.88%
Gross Margin	-
Oper. Margin	24.54%
Profit Margin	20.16%
SMA20	1.36%
SMA50	1.27%
SMA200	0.93%
Trades

Shs Outstand	3.81B
Shs Float	3.60B
Short Float	3.74%
Short Ratio	1.80
Short Interest	134.58M
52W High	18.98 -22.39%
52W Low	11.20 31.52%
Volatility	3.98% 3.48%
ATR (14)	0.59
RSI (14)	50.74
Beta	0.96
Rel Volume	0.74
Avg Volume	74.64M
Volume	55,427,605

Perf Week	0.00%
Perf Month	8.15%
Perf Quarter	4.54%
Perf Half Y	1.87%
Perf YTD	-12.01%
Perf Year	-2.84%
Perf 3Y	80.29%
Perf 5Y	-
Perf 10Y	-
Recom	1.68
Target Price	18.84
Prev Close	15.05
Price	14.73
Change %	-2.13%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-16-26	Downgrade	Itau BBA	Outperform → Market Perform	$18
Jun-26-26	Initiated	Needham	Buy	$17
Jun-15-26	Downgrade	Citigroup	Buy → Neutral	$13
Jun-03-26	Downgrade	Susquehanna	Positive → Neutral	$13
Jun-02-26	Downgrade	BofA Securities	Neutral → Underperform	$10
Mar-19-26	Upgrade	UBS	Neutral → Buy	$17.60
Aug-20-25	Upgrade	Citigroup	Sell → Buy	$18
Aug-18-25	Upgrade	Itau BBA	Market Perform → Outperform	$18
Apr-08-25	Upgrade	JP Morgan	Neutral → Overweight	$13
Dec-02-24	Downgrade	Citigroup	Neutral → Sell	$14.60 → $11
Nov-14-24	Downgrade	Itau BBA	Outperform → Market Perform
Aug-02-24	Downgrade	UBS	Buy → Neutral	$13.50
Jul-22-24	Downgrade	JP Morgan	Overweight → Neutral	$12 → $14.50
Jun-26-24	Initiated	Barclays	Overweight	$15
Oct-18-23	Initiated	Redburn Atlantic	Overweight
Oct-16-23	Initiated	Jefferies	Buy	$10.80
Oct-05-23	Downgrade	New Street	Buy → Neutral	$8.25 → $8.10
Sep-11-23	Upgrade	JP Morgan	Neutral → Overweight	$9
May-18-23	Downgrade	Citigroup	Buy → Neutral	$7 → $6.10
Dec-08-22	Upgrade	JP Morgan	Underweight → Neutral

Show Previous Ratings

Oct-14-26 09:22PM	FISV, NU, LPLA: Analyst Picks Top 3 Financial Stocks In Forgettable Year For Sector (Stocktwits)
Oct-12-26 06:00PM	Brazilian stocks are breaking out as investors look for opportunities beyond tech (MarketWatch)
Oct-05-26 12:36PM	Brazilian stocks soar as Flávio Bolsonaro takes surprise election lead (Yahoo Finance) +13.03%
12:09PM	Brazilian stocks soar as Bolsonaro takes surprise election lead (Yahoo Finance)
10:48AM	Nu Holdings shares jump after Bolsonaro election upset (Proactive)
07:43AM	Loading…
07:43AM	6 Stocks and an ETF That Are Surging After Brazil Election Shock (Barrons.com)
07:03AM	MARKETS LIVE: Wall Street mixed as tech stocks lift Nasdaq, Dow slips (Proactive)
06:00AM	Premarket movers: PTC, Nu Holdings, Harley-Davidson, Intel (MarketWatch)
04:38AM	U.S. shares of Brazilian companies rally after first round election result (Investing.com)
03:28AM	Stock Market Today: Dow, S&P 500 and Nasdaq set for steady start as bond yields hold at high levels; U.S. services PMI on tap (MarketWatch)
Oct-04-26 10:02PM	Why Is NU Stock Surging Nearly 9% In Overnight Trading? (Stocktwits)
12:09AM	Goldman Sachs Predicts Upside in 5 Stocks (BeInCrypto)
Oct-01-26 09:39AM	Stocks to Watch: Micron, Alphabet, Sanofi, Nu Holdings (The Wall Street Journal)
08:10AM	Nu Holdings Stock Rises After It Denies Pursuing Monzo (GuruFocus.com)
Sep-30-26 06:29PM	NU Stock Pops After Hours: Monzo Deal Scare Meets Company Denial (Stocktwits)
05:02PM	Loading…
05:02PM	Nu Holdings Ltd. Statement Regarding Media Reports (Business Wire)
07:33AM	Ownership of Europe's biggest startup acquisitions is shifting abroad (Pitchbook)
Sep-29-26 10:48AM	Nu Holdings Stock Fell 10% in a Day on Reported Monzo Talks. Heres What a Deal Would Mean for Shareholders (TIKR)
Sep-28-26 07:51AM	Monzo in talks over potential sale to Brazils Nubank report (Retail Banker International) -10.01%
04:07AM	Why Is NU Stock Slipping In Premarket Trading Today? (Stocktwits)
Sep-26-26 10:59AM	Monzo in talks over sale to Brazilian banking giant (The Telegraph)
Sep-18-26 06:02AM	Some Brazilian voters are feeling burned by fintech revolution (Reuters)
Sep-16-26 12:55PM	Nu Holdings Cut to Market Perform on Brazil Credit Risk (GuruFocus.com)
10:40AM	Brazils Nubank launches in the US (Banking Dive)
09:42AM	Starbucks initiated, Expedia downgraded: Wall Street's top analyst calls (The Fly)
Sep-10-26 12:21PM	Nu Takes Next Step in International Expansion With Launch in the United States and introduction of Nu Global (Business Wire)
Sep-07-26 04:31PM	Brazilian Banks Expand Crypto Offerings as Regulation Takes Hold (decrypt)
Sep-02-26 05:34PM	Nu Holdings Announces Investor Day for December 8, 2026 (Business Wire) +6.50%
Aug-18-26 08:15AM	SoftBank Group put 67% of U.S. portfolio into Intel stock (Quartz)
Aug-17-26 11:03PM	Nu Holdings Ltd (NU) (Q2 2026) Earnings Call Highlights: Record $1. ... (GuruFocus.com)
10:41AM	Loading…
Aug-14-26 10:41AM	NU Stock Hits Over 5-Month High In Largest Single-Day Gain Since 2022 Susquehanna Points To $1B Profit Milestone (Stocktwits) +9.33%
08:39AM	Nu Clears a Billion Dollars in Quarterly Profit for the First Time (GuruFocus.com)
08:15AM	Nubank gana más de US$1.000M; ingresos OpenAI saltan: Daybreak (Bloomberg)
06:18AM	Nu Holdings Shares Surge After First $1 Billion Quarterly Profit (InvestorsHub)
Aug-13-26 09:31PM	Why Is NU Stock Surging Over 9% Overnight? (Stocktwits)
05:57PM	Nubank's profit crosses $1 billion, beating estimates; shares jump (Reuters)
05:40PM	Nu Holdings Ltd. Reports Second Quarter 2026 Financial Results (Business Wire)
Aug-06-26 11:55AM	Digital Banking Reaches New Scale (InvestorsHub)
11:48AM	BeInCrypto Stage at Rio Innovation Week: Where TradFi and Crypto Meet (BeInCrypto)
Aug-05-26 10:37AM	BeInCrypto Stage Brings Together Global Leaders at Rio Innovation Week 2026 (BeInCrypto)
Jul-22-26 08:38AM	OpenAI adds Nubank and BNY CEOs to board ahead of IPO (Quartz)
Jul-21-26 04:39PM	OpenAI Expands Board With Fintech, Banking Leaders Ahead Of Potential IPO Launches ChatGPT Program For Small Businesses (Stocktwits)
04:07PM	OpenAI Names BNY, Nubank CEOs to Board Ahead of IPO (Bloomberg)
03:19PM	Nubank Buys Brazilian Bank to Secure Banking License (GuruFocus.com)
02:13PM	Augustus Raises $180 Million to Build a Stablecoin-Ready 'Global Dollar Bank' (decrypt)
04:25AM	Nubank pursues Brazilian banking licence with Banco Porto Real deal (Retail Banker International)
Jul-20-26 10:56PM	NU Stock Inches Up Overnight After Best Day In Over 2 Weeks: Whats Lifting It? (Stocktwits)
Jun-17-26 01:05PM	SoftBank's LatAm Startup Hunt Tightens As Funding Falls 73% (GuruFocus.com)
Jun-15-26 08:14AM	Nubank notifies customers of its liquidation in error (Banking Dive)
Jun-12-26 12:37PM	Brazil's Nubank says false message on liquidation resulted from operational error (Reuters)
Jun-04-26 01:14PM	Nu Launches $1 Billion Buyback As Growth Funding Stays Intact (GuruFocus.com)
12:52PM	Nu Holdings Launches $1 Billion Buyback (GuruFocus.com)
10:08AM	Why Is NU Stock Rising Today? (Stocktwits)
10:03AM	Nu Holdings Advances $1 Billion Share Buyback Plan (NU) (InvestorsHub)
07:49AM	Nu Holdings Announces US$1.0 Billion Share Repurchase Program (Business Wire)
Jun-02-26 11:45AM	Nubank swipes Visa vet for CFO amid US push (CFO Dive) -8.16%
11:08AM	Nu Holdings Shares Down 22% As It Names New CFO For US Push (GuruFocus.com)
09:45AM	Nu Holdings Shares Decline Following CFO Transition and Analyst Downgrade (NU) (InvestorsHub)
08:48AM	Nubank downgraded to underperform at BofA on CFO exit and leadership turnover (Investing.com)
04:11AM	NU Stock Slips Premarket: BofA Sees Trouble Ahead As Key Executive Hands Over The Reins (Stocktwits)
May-23-26 10:31PM	BeInCrypto 100 Institutional Awards Nomination: Nubank for Best Digital Assets Neobank (BeInCrypto)
May-19-26 09:01PM	Nu Holdings Ltd (NU) Q1 2026 Earnings Call Highlights: Record Revenue and Strategic Expansion (GuruFocus.com)
03:26AM	TikTok expands financial ambitions through Brazil banking push and UK payments play (Electronic Payments)
May-15-26 08:54AM	Nu Holdings Tops $5B Revenue as Quarterly Margins Come Under Pressure (GuruFocus.com) -5.72%
May-14-26 05:53PM	Nu Holdings Ltd. Reports First Quarter 2026 Financial Results (Business Wire)
04:52AM	Applied Materials headlines earnings slate (MarketWatch)
03:53AM	Stock Market Today: S&P 500 and Nasdaq eye fresh records, Dow called higher, as tech rallies and traders shrug off rising Treasury yields; Trump's China visit in focus; retail sales data on tap. (MarketWatch)
May-06-26 05:38AM	MercadoLibre Is the Amazon's Amazon, and It's Growing Fast (Barrons.com)
Apr-16-26 10:34AM	Plata Raises $405 Million At $5 Billion Valuation In Series C Round (GuruFocus.com)
Apr-15-26 03:32PM	Nubank Targets US Expansion After Reaching $72 Billion Valuation (GuruFocus.com)
Apr-14-26 08:01AM	Exclusive: Paxos Labs raises $12 million after startup spins off from veteran stablecoin issuer (Fortune)
Apr-08-26 06:00PM	Notice to the Market: Nu Holdings Ltd. (Business Wire)
Mar-31-26 04:12PM	Latin Americas Mercado Libre Pulls the Plug on Its Crypto Coin (decrypt) +6.37%
01:36PM	Exclusive-TikTok seeks Brazil fintech license to offer credit (Reuters)
Mar-26-26 07:28PM	Top 5 LATAM Neobanks Bringing Crypto to the Masses (BeInCrypto)
Mar-11-26 10:43AM	Nubank hires TikTok alum as marketing chief (Banking Dive)
Mar-10-26 10:16PM	CEO of Brazil's Nubank on pending US market entry, Trump, AI: interview (AFP)
08:53AM	Morgan Stanley Raises Nu Holdings Ltd. (NU) Price Target to $21 (Insider Monkey)
Mar-09-26 12:00AM	Nubank (NU): Buy, Sell, or Hold Post Q3 Earnings? (StockStory)
Mar-08-26 06:24AM	UBS Lowers Nu Holdings (NU) Price Target To $17.2 (Insider Monkey)
Mar-05-26 03:34PM	Inter Miami partners with Nubank to call its new stadium 'Nu Stadium' (CNBC TV)
Mar-04-26 02:30PM	Nubank Scores One Of MLS' Largest Sponsorship Deals, Lands Inter Miami Stadium Naming Rights (CNBC TV)
Mar-03-26 12:45PM	Nu (NU) is an Incredible Growth Stock: 3 Reasons Why (Zacks)
Mar-01-26 12:31PM	Novo Nordisk, First Solar, And Corebridge Financial Are Among Top 10 Large Cap Losers Last Week (Feb. 23-Feb. 27): Are the Others in Your Portfolio? (Benzinga)
Feb-28-26 02:28PM	NU Q4 Earnings Call Highlights (MarketBeat)
10:03AM	Nu Holdings Ltd. (NU): A Bull Case Theory (Insider Monkey)
Feb-27-26 08:00PM	Nu Holdings Ltd (NU) Q4 2025 Earnings Call Highlights: Record Growth and Strategic Expansion (GuruFocus.com)
12:41PM	FUTU vs. NU: Which Fintech Stock is a Better Buy Right Now? (Zacks)
09:30AM	Is It Worth Investing in Nu (NU) Based on Wall Street's Bullish Views? (Zacks)
07:02AM	Nu Holdings (NU) Achieves Record 2025 Profits and Reaches 131 Million Customers (Insider Monkey)
06:14AM	Nu Holdings (NU) Falls 9.5% After Earnings (Insider Monkey)
Feb-26-26 12:28PM	Nvidia Slumps Over 4%, Wall Street's Fear Gauge Rallies: What's Moving Markets Thursday? (Benzinga) -9.55%
10:01AM	Nu Holdings Is the Most Impressive Bank Youve Never Heard Of (24/7 Wall St.)
12:26AM	Nu Holdings (NU) Stock Drops Over 6% After Hours - Here's Why (Benzinga)
Feb-25-26 04:50PM	Nu Holdings Ltd. Reports Fourth Quarter and Full Year 2025 Financial Results (Business Wire)
Feb-23-26 10:06PM	Nubank (NU) Q4 Earnings Report Preview: What To Look For (StockStory) -7.64%
10:33AM	Nvidia, Joby, CoreWeave, Lucid and More Stocks with Earnings This Week (Benzinga)
Feb-20-26 11:59AM	Rapid Customer Growth Powers Nu Holdings' Market Dominance (Zacks)
11:55AM	Nu Holdings Ltd (NU) Expands Offices and Global Brand Reach (Insider Monkey)
10:11AM	MercadoLibre Set to Report Q4 Earnings: Hold or Fold the Stock? (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Junqueira Cristina Helena Zing	US CEO and Chief Growth Offcr	Oct 05 '26	Sale	15.01	25,000	375,362	4,877,593	Oct 07 05:53 PM
THE CRISTINA H Z J REVOCABLE T	Officer	Oct 05 '26	Proposed Sale	13.43	25,000	335,750		Oct 05 04:38 PM
Junqueira Cristina Helena Zing	US CEO & Chief Growth Officer	Aug 25 '26	Sale	14.71	65,000	956,456	2,542,083	Aug 26 07:10 PM
Junqueira Cristina Helena Zing	US CEO & Chief Growth Officer	Aug 24 '26	Sale	15.00	25,000	375,000	4,902,593	Aug 26 07:10 PM
CRISTINA HELENA ZINGARETTI JUN	Officer	Aug 25 '26	Proposed Sale	14.71	65,000	956,456		Aug 25 04:22 PM
THE CRISTINA H Z J REVOCABLE T	Officer	Aug 24 '26	Proposed Sale	14.58	25,000	364,500		Aug 24 04:30 PM
Fragelli Henrique Camossa Sald	Chief Risk Officer	Aug 14 '26	Sale	15.81	221,707	3,505,232	979,446	Aug 18 04:33 PM
Junqueira Cristina Helena Zing	US CEO & Chief Growth Officer	Aug 14 '26	Sale	15.80	50,000	790,000	4,927,593	Aug 18 04:32 PM
VICTORY LANE CAPITAL LTD	Officer	Aug 17 '26	Proposed Sale	14.95	100,000	1,495,410		Aug 17 04:35 PM
ZJ WY LLC	Officer	Aug 17 '26	Proposed Sale	14.92	300,000	4,476,300		Aug 17 04:14 PM
THE CRISTINA H Z J REVOCABLE T	Officer	Aug 14 '26	Proposed Sale	13.93	50,000	696,500		Aug 14 04:33 PM
HENRIQUE CAMOSSA SALDANHA FRAG	Officer	Aug 14 '26	Proposed Sale	15.81	221,707	3,505,222		Aug 14 04:18 PM
Sands Anita M	Director	May 15 '26	Sale	12.24	21,000	257,042	162,150	May 19 09:08 PM
Anita Sands	Director	May 15 '26	Proposed Sale	12.08	21,000	253,680		May 15 09:56 AM
Fragelli Henrique Camossa Sald	Chief Risk Officer	Apr 08 '26	Option Exercise	0.33	2,361,450	770,390	4,676,640	Apr 10 05:29 PM
Junqueira Cristina Helena Zing	US CEO & Chief Growth Officer	Mar 23 '26	Sale	14.81	300,000	4,444,162	2,312,338	Mar 25 08:48 PM
THE RUBENS F PEREIRA REV TRUST	Officer	Mar 23 '26	Proposed Sale	14.81	80,000	1,184,840		Mar 23 04:07 PM
THE CRISTINA H Z J REVOCABLE T	Officer	Mar 23 '26	Proposed Sale	14.82	220,000	3,259,322		Mar 23 04:06 PM
SUZANA KUBRIC	Officer	Nov 26 '25	Proposed Sale	16.61	63,281	1,051,097		Nov 26 04:16 PM
SUZANA KUBRIC	Officer	Nov 25 '25	Proposed Sale	16.50	10,000	165,000		Nov 25 04:30 PM
HENRIQUE CAMOSSA SALDANHA FRAG	Officer	Nov 25 '25	Proposed Sale	16.50	27,500	453,750		Nov 25 04:28 PM
HENRIQUE CAMOSSA SALDANHA FRAG	Officer	Nov 20 '25	Proposed Sale	16.00	12,500	200,000		Nov 20 04:06 PM
SUZANA KUBRIC	Officer	Nov 14 '25	Proposed Sale	16.10	5,000	80,500		Nov 14 04:33 PM
VITOR GUARINO OLIVIER	Officer	Nov 14 '25	Proposed Sale	15.99	709,565	11,342,751		Nov 14 04:32 PM

Nu Holdings Ltd. is a holding company, which engages in the provision of digital banking services. The company was founded by David Velez Osorno, Cristina Helena Zingaretti Junqueira, and Adam Edward Wible on February 26, 2016 and is headquartered in Sao Paulo, Brazil.

FounderMr. David Velez-Osomo

Executive Vice-Chairman and Global Head of Public PolicyMr. Roberto de Oliveira Campos Neto

Chief Financial OfficerMr. Rob Livingston

Chief Technology OfficerMr. Eric Cristhopher Young

Investor Relations Officer & Director of Market IntelligenceMr. Guilherme Souto

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

NU

Nu Holdings Ltd

Upgrade your Finviz experience