Upgrade to Finviz Elite: Get our fastest platform speed, real-time data, and unlimited screening & charting. Start Free Trial

FLG

Flagstar Bank NA

13.85

Jul 24 • 3:59 PM ET -0.86 (-5.85%)

13.90

Aftermarket • 7:34 PM ET +0.05 (0.36%)

Financial Banks - Regional USA Mid NYSE

Jul 24, 3:10 PMFlagstar Bank NA Q2 non-GAAP EPS $0.06 and revenue $516.0M miss estimates as bank cuts interest income guidance, flags higher non-accrual loans, elevated net charge-offs

Peers: ZION VLY BPOP ONB SSB WAL FHN FNB UMBF WBS

| Held by: IJH VTI IWM VB VBR KRE VXF IWN MDY VTWO

Scroll to Statements

Index	RUT
Market Cap	5.77B
Enterprise Value	-
Income	15.00M
Sales	4.43B
Book/sh	18.31
Cash/sh	-
Dividend Est.	0.04 (0.29%)
Dividend TTM	0.04 (0.29%)
Dividend Ex-Date	Jun 05, 2026
Dividend Gr. 3/5Y	-73.03% -54.45%
Payout	-
Employees	5631
IPO	Nov 23, 1993

P/E	685.64
Forward P/E	9.69
PEG	-
P/S	1.30
P/B	0.76
P/C	-
P/FCF	-
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.16
Debt/Eq	1.34
LT Debt/Eq	1.34
Option/Short	Yes / Yes

EPS (ttm)	0.02
EPS next Y	1.43
EPS next Q	0.12
EPS this Y	177.30%
EPS next Y	269.91%
EPS next 5Y	-
EPS past 3/5Y	- -
Sales past 3/5Y	27.24% 22.25%
EPS Y/Y TTM	102.10%
Sales Y/Y TTM	-21.42%
EPS Q/Q	129.22%
Sales Q/Q	-13.77%
Earnings	Jul 24 BMO
EPS/Sales Surpr.	-6.10% -4.60%

Insider Own	27.81%
Insider Trans	0.00%
Inst Own	68.10%
Inst Trans	3.88%
ROA	0.05%
ROE	0.59%
ROIC	0.25%
Gross Margin	-
Oper. Margin	2.66%
Profit Margin	0.34%
SMA20	-6.73%
SMA50	-4.24%
SMA200	4.62%
Trades

Shs Outstand	417.02M
Shs Float	300.88M
Short Float	11.57%
Short Ratio	7.42
Short Interest	34.81M
52W High	15.44 -10.30%
52W Low	10.57 31.03%
Volatility	2.47% 2.29%
ATR (14)	0.39
RSI (14)	34.89
Beta	1.01
Rel Volume	2.42
Avg Volume	4.69M
Volume	11,375,556

Perf Week	-7.05%
Perf Month	-8.16%
Perf Quarter	-3.48%
Perf Half Y	4.29%
Perf YTD	10.01%
Perf Year	14.94%
Perf 3Y	-62.28%
Perf 5Y	-58.07%
Perf 10Y	-68.74%
Recom	2.11
Target Price	16.28
Prev Close	14.71
Price	13.85
Change	-5.85%

Date	Action	Analyst	Rating Change	Price Target Change
Jul-07-26	Resumed	UBS	Buy	$18
Jul-06-26	Upgrade	TD Cowen	Hold → Buy	$18
Apr-07-26	Upgrade	Truist	Hold → Buy	$17
Mar-16-26	Resumed	Piper Sandler	Overweight	$16
Mar-13-26	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$16
Sep-25-25	Initiated	TD Cowen	Hold	$14
Sep-10-25	Initiated	Cantor Fitzgerald	Overweight	$15
May-21-25	Initiated	Jefferies	Buy	$15
May-13-25	Initiated	Truist	Hold	$13
Apr-04-25	Upgrade	Citigroup	Neutral → Buy	$15
Jan-31-25	Upgrade	DA Davidson	Neutral → Buy	$12 → $14.50
Dec-17-24	Resumed	UBS	Neutral
Sep-26-24	Upgrade	Barclays	Equal Weight → Overweight	$14
May-01-24	Upgrade	Wedbush	Underperform → Neutral	$3 → $3.50
May-01-24	Upgrade	Piper Sandler	Neutral → Overweight	$4
Mar-18-24	Downgrade	Raymond James	Mkt Perform → Underperform	$3
Mar-08-24	Initiated	Barclays	Equal Weight	$4
Mar-01-24	Downgrade	Piper Sandler	Overweight → Neutral	$8 → $5
Feb-08-24	Downgrade	DA Davidson	Buy → Neutral	$8.50 → $5
Feb-07-24	Downgrade	JP Morgan	Overweight → Neutral	$11.50 → $5.50

Show Previous Ratings

Jul-24-26 03:00PM	Flagstar Bank NA (FLG) Q2 2026 Earnings Call Highlights: Profitability Streak Continues Amid ... (GuruFocus.com) -5.85%
06:45AM	Flagstar Bank shares slip after second-quarter earnings and revenue miss expectations (InvestorsHub)
06:13AM	Flagstar Bank: Q2 Earnings Snapshot (Associated Press)
06:05AM	FLAGSTAR BANK REPORTS SECOND QUARTER 2026 NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHARE (PR Newswire)
06:00AM	FLAGSTAR BANK, N.A. ANNOUNCES $250 MILLION SHARE REPURCHASE PROGRAM (PR Newswire)
08:30AM	Loading…
Jul-08-26 08:30AM	FLAGSTAR BANK, N.A. TO REPORT SECOND QUARTER 2026 EARNINGS AND HOST CONFERENCE CALL ON JULY 24TH (PR Newswire)
Jun-22-26 06:46AM	Flagstar CIO: Proprietary tech creates optionality (Banking Dive)
Jun-15-26 08:30AM	FLAGSTAR BANK ANNOUNCES PROPRIETARY TECHNOLOGY TRANSFORMATION (PR Newswire)
Jun-09-26 03:00PM	FLAGSTAR BANK, N.A. ANNOUNCES PRELIMINARY RESULTS OF 2026 ANNUAL SHAREHOLDERS' MEETING (PR Newswire)
Jun-03-26 08:30AM	FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE MORGAN STANLEY U.S. FINANCIALS CONFERENCE (PR Newswire)
May-18-26 04:30PM	FLAGSTAR BANK EXTENDS JOSEPH OTTING'S TERM AS CEO AND ANNOUNCES EXECUTIVE LEADERSHIP UPDATES (PR Newswire)
Apr-28-26 08:30AM	FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE BARCLAYS 18TH ANNUAL AMERICAS SELECT CONFERENCE (PR Newswire)
Apr-27-26 08:30AM	FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS (PR Newswire)
Apr-25-26 03:02AM	Flagstar Bank NA (FLG) Q1 2026 Earnings Call Highlights: Strong Loan Growth and Capital ... (GuruFocus.com)
Apr-24-26 12:46PM	Flagstar Financial, Inc. Q1 2026 Earnings Call Summary (Moby)
07:19AM	Loading…
07:19AM	Flagstar Financial Shares Slide After Revenue Miss Despite Earnings Beat (InvestorsHub)
06:00AM	FLAGSTAR BANK POSTS SECOND CONSECUTIVE QUARTER OF PROFITABILITY REPORTING FIRST QUARTER 2026 NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.03 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.04 PER DILUTED SHARE (PR Newswire)
Apr-20-26 08:30AM	Flagstar Bank Opens Newest Private Client Office in San Francisco (PR Newswire)
Apr-13-26 08:30AM	FLAGSTAR BANK, N.A. TO REPORT FIRST QUARTER 2026 EARNINGS AND HOST CONFERENCE CALL ON APRIL 24TH (PR Newswire)
Apr-02-26 06:00AM	MOODY'S RATINGS UPGRADES FLAGSTAR BANK, N.A. CREDIT RATINGS - OUTLOOK REMAINS POSITIVE (PR Newswire)
Apr-01-26 04:30PM	FLAGSTAR BANK, N.A. APPOINTS ELI MILLER TO BOARD OF DIRECTORS (PR Newswire)
Mar-30-26 02:17PM	Mphasis and Flagstar Bank Mark Major Milestone by Completing First Phase of Modernizing the Bank's Technology Infrastructure (PR Newswire)
Mar-16-26 08:30AM	FLAGSTAR BANK, N.A. EXPANDS TECHNOLOGY LEADERSHIP TEAM ACCELERATING THE BANK'S TECHNOLOGY ARCHITECTURE (PR Newswire)
Mar-10-26 08:56AM	What Makes Flagstar Bank, National Association (FLG) a Good Investment? (Insider Monkey)
08:30AM	FLAGSTAR BANK RECOGNIZED FOR ITS COMMITMENT TO SERVING MIDDLE MARKET CUSTOMERS (PR Newswire)
Mar-05-26 12:29PM	Flagstar Bank's IDR Upgraded to 'BB+' by Fitch, Outlook Remains Stable (Zacks)
Mar-04-26 08:30AM	FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE RBC CAPITAL MARKETS 2026 GLOBAL FINANCIAL INSTITUTIONS CONFERENCE (PR Newswire)
Mar-03-26 11:06PM	3 Reasons to Avoid FLG and 1 Stock to Buy Instead (StockStory)
04:23PM	FLAGSTAR BANK, N.A. CREDIT RATINGS UPGRADED BY FITCH (PR Newswire)
08:17AM	Flagstar Financial price target raised to $16 from $14 at Morgan Stanley (TipRanks)
05:06PM	Loading…
Feb-27-26 05:06PM	FLAGSTAR BANK, N.A. ANNOUNCES JUNE 9TH DATE FOR ITS 2026 ANNUAL MEETING OF SHAREHOLDERS (PR Newswire) -6.35%
Feb-19-26 09:24AM	Flagstar (FLG) Sheds 4% on Profit-Taking (Insider Monkey)
Feb-12-26 08:30AM	FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS (PR Newswire)
Feb-09-26 10:08AM	Does Flagstar Bank, National Association (FLG) Have a Compelling Valuation? (Insider Monkey)
Feb-03-26 08:51PM	Flagstar Bank, National Association (FLG): A Bull Case Theory (Insider Monkey)
08:30AM	FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE BANK OF AMERICA SECURITIES 2026 FINANCIAL SERVICES CONFERENCE (PR Newswire)
Feb-02-26 01:05PM	Flagstar Financial Q4 Earnings Beat, NII Rises Y/Y, Expenses Fall (Zacks)
Jan-30-26 05:10PM	Flagstar Bank, National Association Q4 Earnings Call Highlights (MarketBeat)
09:30AM	Flagstar Bank (FLG) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
07:10AM	Flagstar Bank (FLG) Q4 Earnings and Revenues Beat Estimates (Zacks)
06:19AM	Flagstar Financial's (NYSE:FLG) Q4 CY2025: Strong Sales (StockStory)
06:00AM	FLAGSTAR BANK RETURNS TO PROFITABILITY IN FOURTH QUARTER 2025 REPORTING NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE (PR Newswire)
Jan-29-26 06:00PM	Seacoast Banking (SBCF) Q4 Earnings Lag Estimates (Zacks)
12:00PM	Cognizant and Flagstar Bank, N.A. Mark One-Year Partnership, Advancing Flagstar's Transformation, Enhancing Client Experience and Driving Efficiency (PR Newswire)
Jan-28-26 10:01PM	Flagstar Financial (FLG) Q4 Earnings: What To Expect (StockStory)
06:20PM	Origin Bancorp (OBK) Beats Q4 Earnings and Revenue Estimates (Zacks)
Jan-26-26 08:30AM	Flagstar Bank Opens Private Client Office on Park Avenue in New York City (PR Newswire)
Jan-24-26 06:50PM	3 Bank Stocks Set to Rebound in 2026 (Motley Fool)
Jan-23-26 10:00AM	Flagstar Bank (FLG) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (Zacks)
Jan-22-26 08:10AM	Cadence (CADE) Tops Q4 Earnings and Revenue Estimates (Zacks)
Jan-14-26 12:45PM	Big Bank stocks sell off on earnings: A look at smaller banks (Yahoo Finance Video)
08:30AM	FLAGSTAR BANK, N.A. TO REPORT FOURTH QUARTER 2025 EARNINGS AND HOST CONFERENCE CALL ON JANUARY 30TH (PR Newswire)
Jan-08-26 04:41PM	Mamdani Loses First Rent-Control Battle. This Stock Jumped. (Barrons.com)
03:42PM	Mamdani Loses Bid to Delay Rent-Control Auction. Flagstar Bank Stock Jumps. (Barrons.com)
Jan-05-26 10:37PM	Q3 Earnings Outperformers: Flagstar Financial (NYSE:FLG) And The Rest Of The Thrifts & Mortgage Finance Stocks (StockStory)
Dec-30-25 11:14AM	Why 2026 could be a banner year for regional-bank stocks (MarketWatch)
Dec-09-25 08:30AM	FLAGSTAR PRIVATE BANK EXPANDS WEALTH CAPABILITIES, APPOINTS LEADERS TO OVERSEE THEM; LAUNCHES REGIONAL AND SECTOR FOCUSED OPERATING MODEL (PR Newswire)
Nov-09-25 11:03PM	3 Reasons FLG is Risky and 1 Stock to Buy Instead (StockStory)
Oct-31-25 01:31AM	The Top 5 Analyst Questions From Flagstar Financial's Q3 Earnings Call (StockStory)
Oct-29-25 08:30AM	FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS (PR Newswire)
06:26AM	Flagstar Financial Reports Q3 Loss, NII & Fee Income Decline Y/Y (Revised) (Zacks)
Oct-27-25 01:40PM	Flagstar Financial Q3 Loss Widens as NII & Fee Income Decline Y/Y (Zacks)
Oct-25-25 01:30AM	FLG Q3 Deep Dive: C&I Lending Growth, CRE Reduction, and Cost Controls Define Trajectory (StockStory)
Oct-24-25 09:30AM	Here's What Key Metrics Tell Us About Flagstar Bank (FLG) Q3 Earnings (Zacks)
07:18AM	Flagstar Financial (NYSE:FLG) Posts Better-Than-Expected Sales In Q3 (StockStory)
07:10AM	Flagstar Bank (FLG) Reports Q3 Loss, Tops Revenue Estimates (Zacks)
06:00AM	FLAGSTAR BANK, N.A. REPORTS THIRD QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.11 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.07 PER DILUTED SHARE (PR Newswire)
Oct-23-25 09:19AM	What To Expect From Flagstar Bank NA (FLG) Q3 2025 Earnings (GuruFocus.com)
Oct-22-25 11:01PM	Flagstar Financial (FLG) Q3 Earnings Report Preview: What To Look For (StockStory)
Oct-17-25 07:44PM	FLAGSTAR BANK, N.A. ANNOUNCES COMPLETION OF HOLDING COMPANY REORGANIZATION (PR Newswire)
10:00AM	Flagstar Financial (FLG) Expected to Beat Earnings Estimates: Can the Stock Move Higher? (Zacks)
Oct-15-25 04:05PM	FLAGSTAR FINANCIAL, INC. SHAREHOLDERS APPROVE HOLDING COMPANY REORGANIZATION AT SPECIAL SHAREHOLDER MEETING (PR Newswire) -6.62%
Oct-14-25 04:00PM	Flagstar Financial and Columbia Financial Shares Are Soaring, What You Need To Know (StockStory)
Oct-09-25 08:45AM	FLAGSTAR FINANCIAL, INC. RECEIVES SUPPORT FROM INDUSTRY LEADING INDEPENDENT PROXY ADVISORY FIRM ISS FOR UPCOMING SHAREHOLDER VOTE TO ENHANCE CORPORATE STRUCTURE (PR Newswire)
07:19AM	Here's Black Bear Value Partners' Views on Flagstar Financial (FLG) (Insider Monkey)
Oct-06-25 05:06PM	FLAGSTAR FINANCIAL, INC. ANNOUNCES RECEIPT OF REQUIRED REGULATORY APPROVALS TO MERGE HOLDING COMPANY INTO ITS BANK (PR Newswire)
Oct-03-25 03:16PM	Why Flagstar Financial (FLG) Stock Is Up Today (StockStory)
08:30AM	FLAGSTAR FINANCIAL, INC. TO REPORT THIRD QUARTER 2025 EARNINGS AND HOST CONFERENCE CALL ON OCTOBER 24TH (PR Newswire)
Oct-02-25 09:47AM	Citizens Financial's NII Slips in 1H25: Can Fed Cuts Drive a Rebound? (Zacks)
Sep-18-25 05:41PM	Flagstar Financial, Valley National Bank, TriCo Bancshares, TowneBank, and Stock Yards Bank Shares Skyrocket, What You Need To Know (StockStory)
06:02AM	Time to Go Long on Bank Stocks: Cantor Suggests 2 Names to Buy (TipRanks)
Sep-16-25 11:32PM	Thrifts & Mortgage Finance Stocks Q2 In Review: Flagstar Financial (NYSE:FLG) Vs Peers (StockStory)
Sep-03-25 08:30AM	FLAGSTAR BANK APPOINTS BRETT MITSTIFER AS CHIEF INVESTMENT OFFICER OF PRIVATE BANKING AND WEALTH MANAGEMENT (PR Newswire)
Aug-28-25 08:30AM	FLAGSTAR FINANCIAL, INC. TO PARTICIPATE IN THE BARCLAYS 23RD ANNUAL GLOBAL FINANCIAL SERVICES CONFERENCE (PR Newswire)
Aug-26-25 02:55PM	Flagstar Financial (FLG) Stock Trades Up, Here Is Why (StockStory)
10:00AM	FLAGSTAR FINANCIAL, INC. ANNOUNCES OCTOBER 15TH DATE FOR ITS SPECIAL MEETING OF SHAREHOLDERS (PR Newswire)
Aug-13-25 12:26AM	The 5 Most Interesting Analyst Questions From Flagstar Financial's Q2 Earnings Call (StockStory)
12:04AM	FLG Q2 Deep Dive: Expense Cuts, CRE De-Risking, and C&I Expansion Amid Revenue Pressure (StockStory)
Aug-11-25 12:02AM	Flagstar Financial (FLG): Buy, Sell, or Hold Post Q2 Earnings? (StockStory)
Aug-07-25 08:30AM	Flagstar Bank Opens Private Client Office on Royal Palm Way in Palm Beach, Expanding South Florida Presence (PR Newswire)
Jul-28-25 01:00PM	Flagstar Financial Q2 Loss Wider Than Expected, Revenues Fall Y/Y (Zacks)
Jul-26-25 10:36AM	Flagstar Financial (FLG) Sheds 5% on Planned Merger with Bank (Insider Monkey)
03:04AM	Flagstar Financial Inc (FLG) Q2 2025 Earnings Call Highlights: Strategic Moves and Financial ... (GuruFocus.com)
Jul-25-25 04:05PM	FLAGSTAR FINANCIAL, INC. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS (PR Newswire) -5.48%
01:45PM	Why Flagstar Financial (FLG) Stock Is Down Today (StockStory)
07:59AM	Flagstar Financial: Q2 Earnings Snapshot (Associated Press Finance)
07:10AM	Flagstar Financial (FLG) Reports Q2 Loss, Misses Revenue Estimates (Zacks)
06:14AM	Flagstar Financial (NYSE:FLG) Misses Q2 Sales Targets (StockStory)
06:00AM	FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.14 PER DILUTED SHARE (PR Newswire)
Jul-24-25 05:45PM	Eastern Bankshares, Inc. (EBC) Beats Q2 Earnings and Revenue Estimates (Zacks)

Part of New York Community Bancorp, Inc., Flagstar Bank NA is a company that provides banking services. The company is based in Hicksville, NY. The CEO of the company is Joseph M. Otting.

CEO & Executive ChairmanMr. Joseph M. Otting

CFOMr. Lee Matthew Smith

Senior EVPMr. Bao Nguyen

Executive VP & Chief Risk OfficerMr. George F. Buchanan III

Senior EVP & Chief Credit OfficerMr. Kris A. Gagnon

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Raffetto Richard A	SEVP Pres of Com & Priv Bnking	Dec 04 '25	Buy	12.85	95	1,221	1,386	Feb 06 06:45 PM
Raffetto Richard A	SEVP Pres of Com & Priv Bnking	Sep 04 '25	Sale	12.93	4	52	1,212	Feb 06 06:45 PM

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

FLG

Flagstar Bank NA

Upgrade your Finviz experience