MCY

Mercury General Corp

88.93

Nov 04 • 3:59 PM ET -13.78 (-13.42%)

88.93

Aftermarket • 7:42 PM ET 0.00 (0.00%)

Financial Insurance - Property & Casualty USA Mid NYSE

Nov 03, 4:36 PMMercury General posts Q3 GAAP loss of $13.7 million, adjusted EPS $3.49 on $1.38 billion revenue

Peers: KMPR ALL PGR SAFT THG HMN SIGI LMND ROOT HRTG

| Held by: IJR AVUV VTI DFAT IWM VB DFAS VBR VXF SPSM

Scroll to Statements

Index	RUT
Market Cap	4.93B
Enterprise Value	-
Income	642.78M
Sales	6.14B
Book/sh	50.64
Cash/sh	-
Dividend Est.	-
Dividend TTM	1.27 (1.43%)
Dividend Ex-Date	Sep 10, 2026
Dividend Gr. 3/5Y	-12.72% -12.81%
Payout	13.00%
Employees	4300
IPO	Nov 20, 1985

P/E	7.66
Forward P/E	7.57
PEG	0.57
P/S	0.80
P/B	1.76
P/C	-
P/FCF	4.26
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.69
Debt/Eq	0.21
LT Debt/Eq	0.21
Option/Short	Yes / Yes

EPS (ttm)	11.60
EPS next Y	11.75
EPS next Q	3.13
EPS this Y	67.70%
EPS next Y	-11.31%
EPS next 5Y	13.34%
EPS past 3/5Y	- 7.62%
Sales past 3/5Y	18.04% 9.63%
EPS Y/Y TTM	46.21%
Sales Y/Y TTM	5.42%
EPS Q/Q	-104.88%
Sales Q/Q	-12.84%
Earnings	Nov 03 AMC
EPS/Sales Surpr.	1.89% 1.27%

Insider Own	52.07%
Insider Trans	0.00%
Inst Own	47.67%
Inst Trans	0.19%
ROA	6.59%
ROE	25.52%
ROIC	18.95%
Gross Margin	-
Oper. Margin	13.37%
Profit Margin	10.47%
SMA20	-13.02%
SMA50	-12.66%
SMA200	-9.95%
Trades

Shs Outstand	55.39M
Shs Float	26.55M
Short Float	5.98%
Short Ratio	5.41
Short Interest	1.59M
52W High	113.06 -21.34%
52W Low	76.00 17.01%
Volatility	3.92% 2.58%
ATR (14)	3.32
RSI (14)	26.61
Beta	0.94
Rel Volume	2.91
Avg Volume	293.77K
Volume	853,433

Perf Week	-11.22%
Perf Month	-13.66%
Perf Quarter	-17.23%
Perf Half Y	-7.38%
Perf YTD	-5.45%
Perf Year	11.48%
Perf 3Y	144.05%
Perf 5Y	59.09%
Perf 10Y	62.22%
Recom	2.00
Target Price	120.00
Prev Close	102.71
Price	88.93
Change %	-13.42%

Consensus

Buy

Avg. Price Target

$120.00

Implied Upside

+34.9%

Analysts4incl. previous ratings

Rating Distribution1 Buy · 3 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Feb 12, 2025	Upgrade	RRaymond James	Outperform → Strong Buy	$70 → $80	-10.0%
Jul 07, 2023	Downgrade	RRaymond James	Strong Buy → Outperform	$40 → $33	-62.9%
Nov 04, 2022	Upgrade	RRaymond James	Underperform → Strong Buy	$45	-49.4%
Apr 03, 2020	Downgrade	RRaymond James	Mkt Perform → Underperform
Oct 29, 2019	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$50	-43.8%
Aug 02, 2016	Reiterated	CCompass Point	Neutral	$55 → $51	-42.7%
May 03, 2016	Reiterated	CCompass Point	Neutral	$50 → $55	-38.2%
Feb 19, 2016	Upgrade	RRaymond James	Underperform → Mkt Perform
Nov 04, 2014	Reiterated	CCompass Point	Neutral	$47 → $50	-43.8%
Aug 28, 2014	Initiated	CCompass Point	Neutral	$47	-47.1%
Jan 09, 2013	Upgrade	SStifel Nicolaus	Sell → Hold
Jan 05, 2012	Downgrade	SStifel Nicolaus	Hold → Sell
Aug 11, 2011	Upgrade	SStifel Nicolaus	Sell → Hold

Nov-03-26 04:28PM	Mercury General: Q3 Earnings Snapshot (Associated Press) -13.42%
04:05PM	Mercury General Corporation Announces Third Quarter Results and Declares Quarterly Dividend (PR Newswire)
09:06AM	Deer Season Driving: The Split-Second Decisions That Could Save Your Life (PR Newswire)
Oct-29-26 09:06AM	If a Tree Falls, Who's Responsible for the Damage? (PR Newswire)
Oct-27-26 09:06AM	The Scariest Place for Your Car This Halloween Might Be Right Outside Your Home (PR Newswire)
09:10PM	Loading…
Oct-26-26 09:10PM	Mercury General Faces An Underwriting Margin Test As Street Braces For Lower Earnings (Earnings Whispers)
Oct-22-26 09:06AM	Before You Hand Down That Old Phone, Make Sure You're Not Giving Away Your Personal Information (PR Newswire)
Oct-20-26 09:06AM	First Rain, Hidden Danger: Mercury Insurance Warns Drivers About Slippery Roads as El Nino Strengthens (PR Newswire)
Oct-15-26 09:06AM	After the Fire: What Homeowners Should Do in the First 24 Hours (PR Newswire)
Oct-13-26 09:06AM	Five Household Items Firefighters Wish People Would Stop Plugging Into Power Strips (PR Newswire)
Oct-08-26 01:12PM	MERCURY GENERAL CORPORATION TO REPORT THIRD QUARTER RESULTS ON NOVEMBER 3, 2026 (PR Newswire)
09:06AM	Park Here, Not There: Where You Leave Your Car During an El Nino Storm Matters (PR Newswire)
Oct-06-26 09:06AM	Your Family Member Is Calling for Help. But Is It Really Them? (PR Newswire)
Sep-29-26 09:06AM	How Small Apartment Habits Can Help Renters Avoid Big Insurance Claims (PR Newswire)
Sep-24-26 09:00AM	Replacement Cost vs. Market Value: What Homeowners Need to Understand (PR Newswire)
09:06AM	Loading…
Sep-22-26 09:06AM	Before You Renovate, Put Insurance on the Project Checklist (PR Newswire)
Sep-17-26 09:06AM	No Tickets. No Accidents. So Why Did Your Auto Insurance Premium Change? (PR Newswire)
Sep-15-26 09:06AM	The Home Insurance Savings Hiding in Plain Sight (PR Newswire)
Sep-10-26 09:06AM	Mercury Insurance Named One of America's Greatest Companies for 2026 by Newsweek (PR Newswire)
07:14AM	Mercury General Corp's Dividend Analysis (GuruFocus.com)
Sep-04-26 06:00AM	George Joseph, pioneering Mercury General founder, dies at 104 (LA Times)
Sep-03-26 09:06AM	Mercury Insurance Helps Homeowners Make the Most of Wildfire Mitigation Discounts (PR Newswire)
Sep-01-26 09:06AM	The High Cost of 'I'll Get to It Later': Mercury Insurance Identifies Small Home Repairs That Can Become Big Expenses (PR Newswire)
Aug-26-26 04:05PM	Mercury Announces the Passing of Founder and Chairman George Joseph (PR Newswire)
Aug-25-26 09:06AM	The Wildfire Calendar Has Changed; Has Yours? (PR Newswire)
Aug-20-26 09:06AM	The Damage You Don't See: Mercury Insurance Shares What Homeowners Should Know About Service Line Failures (PR Newswire)
Aug-18-26 09:06AM	Mercury Insurance Named to Forbes' 2026 List of America's Best Employers for Women (PR Newswire)
Aug-13-26 09:06AM	Back to School Means Back to Traffic: Mercury Insurance Urges Drivers to Reset Their Commute (PR Newswire)
Aug-11-26 09:06AM	Mercury Gives Oklahoma Homeowners More Ways to Save and Strengthen Their Homes Against Hail and Wildfire (PR Newswire)
Aug-06-26 09:06AM	Mercury Insurance Reveals the 10 Most Affordable New Electric and Hybrid Vehicles to Insure for 2026 (PR Newswire)
04:26PM	Loading…
Aug-04-26 04:26PM	Mercury General: Q2 Earnings Snapshot (Associated Press)
04:05PM	Mercury General Corporation Announces Second Quarter Results and Declares Quarterly Dividend (PR Newswire)
09:06AM	Mercury Insurance Reveals the 10 Most Affordable New Sedans/Coupes to Insure for 2026 (PR Newswire)
Jul-30-26 09:06AM	Mercury Insurance Names the 10 Most Affordable New Trucks to Insure for 2026 (PR Newswire)
Jul-28-26 09:06AM	Mercury Insurance Reveals the 10 Most Affordable New SUVs to Insure for 2026 (PR Newswire)
Jul-23-26 09:06AM	Why Wildfire Risk Can Vary from One Home to the Next (PR Newswire)
Jul-21-26 09:06AM	The New 10-Year Car: Is a $50,000 Vehicle Really Worth Replacing One That Still Runs Well? (PR Newswire)
Jul-14-26 09:06AM	Most Vacation Rentals Go Smoothly; Mercury Insurance Says Preparation Matters for the Ones That Don't (PR Newswire)
Jul-09-26 09:06AM	Vacation-Proof Your Home Before You Leave (PR Newswire)
Jul-07-26 02:03PM	MERCURY GENERAL CORPORATION TO REPORT SECOND QUARTER RESULTS ON AUGUST 4, 2026 (PR Newswire)
09:06AM	7 Smart Home Maintenance Habits That Can Help Protect Your Home (PR Newswire)
Jul-01-26 09:06AM	Americans May Be Preparing for the Wrong July 4 Risks, New Analysis Finds (PR Newswire)
Jun-29-26 09:06AM	Forecasters Say El Nino Is Developing; Here's What Homeowners Should Know Now (PR Newswire)
Jun-24-26 09:06AM	The Top 5 Summer Safety Risks Homeowners Overlook When Hosting Family and Friends (PR Newswire)
Jun-18-26 09:06AM	What's Charging in Your Garage Could Become a Fire Hazard (PR Newswire)
Jun-16-26 09:06AM	The 5 Hidden Costs of Uneven Tire Wear (PR Newswire)
Jun-11-26 09:06AM	Mercury Insurance Shares Steps Homeowners Can Take to Prepare for Power Outages Before the Lights Go Out (PR Newswire)
Jun-09-26 09:06AM	The Top 5 Car Maintenance Mistakes That Could Cost Drivers More Than They Think (PR Newswire)
Jun-04-26 09:06AM	Mercury Insurance Named Best Automobile Insurance Provider by Newsweek Readers (PR Newswire)
Jun-02-26 09:06AM	Summer Road Trips Are Back. Mercury Shares Safety Tips Drivers Should Know Before Hitting the Road (PR Newswire)
May-28-26 09:06AM	Beautiful and Fire-Smart: How Firescaping Can Help Reduce Wildfire Risk Around the Home (PR Newswire)
May-26-26 09:06AM	As Many Young Adults Enter Adulthood Unprepared for Financial Decisions, Mercury Insurance Shares Guidance for New Grads (PR Newswire)
May-21-26 09:06AM	Embers, Not Flames: Why Many Homes Ignite During Wildfires (PR Newswire)
May-19-26 09:06AM	America's Most Dangerous Driving Window Starts at 3pm - and Gets Worse an Hour Later (PR Newswire)
May-14-26 09:06AM	What People Forget: The Top 5 Items Missing From Most Wildfire Evacuation Plans (PR Newswire)
May-12-26 09:06AM	Mercury Insurance Announces Strategic Investment in BurnBot to Advance Wildfire Mitigation and Make Insurance More Affordable and Available (PR Newswire)
May-07-26 09:06AM	Mercury Insurance and Olympus Insurance Partner to Expand Auto and Home Bundling in Florida and Unlock New Savings (PR Newswire)
May-06-26 12:06PM	As Embers Travel Miles and Drive Most Home Ignitions, Defensible Space is Evolving (PR Newswire)
May-05-26 04:57PM	Mercury General: Q1 Earnings Snapshot (Associated Press)
04:05PM	Mercury General Corporation Announces First Quarter Results and Declares Quarterly Dividend (PR Newswire)
Apr-28-26 12:06PM	More Than a Discount: Drivers Who Bundle Home and Auto See Fewer Coverage Gaps and Smoother Claims (PR Newswire)
Apr-23-26 12:06PM	$50 Billion in Losses and Minutes to Hit; Why Hail Season Demands Early Action (PR Newswire)
Apr-21-26 12:06PM	Spring Rain Puts Roofs to the Test. Nearly 1 in 3 Home Insurance Claims Tied to Water Damage (PR Newswire)
Apr-16-26 12:00PM	Distracted Driving Awareness Month: Most Drivers Multitask Behind the Wheel And 68% Say They're Confident Doing It (PR Newswire)
Apr-14-26 12:00PM	Earth Month Spotlight: Smarter Homes and Lower Energy Use; Tips That Can Save Hundreds Annually (PR Newswire)
Apr-09-26 12:00PM	Rain Doubles Crash Risk on Wet Roads, Mercury Insurance Urges Drivers to Adjust Habits This Spring (PR Newswire)
Apr-07-26 03:39PM	MERCURY GENERAL CORPORATION TO REPORT FIRST QUARTER RESULTS ON MAY 5, 2026 (PR Newswire)
12:00PM	Distracted Driving Awareness Month: Simple Habits That Help You Stay Focused Behind the Wheel (PR Newswire)
Apr-02-26 12:00PM	Average Smart Home Faces 30 Cyberattacks a Day - Mercury Insurance Shares How to Stay Protected (PR Newswire)
Mar-26-26 12:00PM	Nearly 1 in 4 U.S. Home Insurance Claims Are Linked to Weather as Mercury Insurance Breaks Down the Top 5 Spring Risks (PR Newswire)
Mar-24-26 12:00PM	As Insurance Fraud Exceeds $40 Billion Annually, Consumers Face More Sophisticated, Harder-to-Detect Scams (PR Newswire)
Mar-19-26 12:00PM	Used Cars Still Dominate the Market; Prices Near $26,000 (PR Newswire)
Mar-12-26 12:00PM	4,000+ Deaths; New Rules; What California Drivers Need to Know About 2026 Road Laws (PR Newswire)
Mar-10-26 12:00PM	1.2 Million EVs Sold In the U.S. Last Year; Spring Break Road Trips Are Going Electric (PR Newswire)
Mar-08-26 11:36PM	Reflecting On Property & Casualty Insurance Stocks' Q4 Earnings: Mercury General (NYSE:MCY) (StockStory)
Mar-05-26 12:00PM	10,000 U.S. Storms Turn Severe Each Year -- Mercury Insurance Urges Pre-Storm Action (PR Newswire)
Mar-04-26 09:45AM	Why Mercury General (MCY) is a Top Growth Stock for the Long-Term (Zacks)
Mar-03-26 12:00PM	Mercury General (MCY) Is Up 4.79% in One Week: What You Should Know (Zacks)
12:00PM	160 Million Returns. Millions of Extensions. Insurance Documents Many Overlook (PR Newswire)
Mar-02-26 09:50AM	Why Mercury General (MCY) is a Top Momentum Stock for the Long-Term (Zacks)
Feb-27-26 12:45PM	Mercury General (MCY) is an Incredible Growth Stock: 3 Reasons Why (Zacks)
09:40AM	Should Value Investors Buy Mercury General (MCY) Stock? (Zacks)
Feb-26-26 12:00PM	Auto Theft Down 23% Nationwide. Tech-Driven Thefts Still Evolving. (PR Newswire)
Feb-24-26 02:09PM	AM Best Revises Outlooks to Stable and Affirms Credit Ratings of Mercury General Corporation and Its Subsidiaries (Business Wire)
12:00PM	Mercury Insurance Named as a Top Customer Service Provider in Financial Services for 2026 by USA TODAY (PR Newswire)
Feb-19-26 12:00PM	2,800 Teen Deaths. 3x the Risk. Why the First Year Behind the Wheel is the Most Dangerous (PR Newswire)
Feb-18-26 03:55PM	Why Mercury General (MCY) Stock Is Falling Today (StockStory) -9.20%
10:44AM	Mercury General Q4 Earnings Beat Estimates on Strong Premium Growth (Zacks)
Feb-17-26 05:15PM	Mercury General (MCY) Beats Q4 Earnings and Revenue Estimates (Zacks)
04:32PM	Mercury General: Q4 Earnings Snapshot (Associated Press Finance)
04:13PM	Mercury General (NYSE:MCY) Reports Bullish Q4 CY2025 (StockStory)
04:05PM	Mercury General Corporation Announces Fourth Quarter and Fiscal 2025 Results and Declares Quarterly Dividend (PR Newswire)
12:00PM	Skipping Late-Winter Home Maintenance Can Cost Homeowners Thousands, Mercury Insurance Warns (PR Newswire)
Feb-15-26 10:06PM	Mercury General (MCY) Reports Earnings Tomorrow: What To Expect (StockStory)
Feb-12-26 12:00PM	Presidents' Day Road Trips Offer a Chance to Explore America's History -- One Mile at a Time (PR Newswire)
Feb-10-26 12:00PM	Valentine's Day Jewelry Spending Tops $6 Billion - But Many Gifts May Be Underinsured (PR Newswire)
Feb-05-26 12:00PM	Life Changes Fast; Homeowners Coverage Should Keep Pace (PR Newswire)
Feb-03-26 12:00PM	Mercury Insurance and Anaheim Ducks Celebrate Community Changemakers with First Class of Hall of Heroes Inductees (PR Newswire)
Jan-27-26 12:00PM	MERCURY INSURANCE ENCOURAGES SMART POST-STORM STEPS TO PROTECT HOMES (PR Newswire)
Jan-22-26 04:18PM	Mercury Insurance Offers Southern Homeowners Practical Tips to Prepare for Winter Storms (PR Newswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Braunegg George Gwyer	Director	Dec 10 '25	Buy	90.42	552	49,912	3,053	Dec 11 04:30 PM

Mercury General Corp. operates as a broker and agency writer of automobile insurance. The firm engages in writing personal automobile insurance and provides related property and casualty insurance products to its customers. Its insurance products include private passenger automobiles and related insurance products such as homeowners, commercial automobile, and commercial property. The company was founded by George Joseph in 1961 and is headquartered in Los Angeles, CA.

CEO & Chairman of the BoardMr. Gabriel Tirador

PresidentMr. Victor George Joseph

Senior VP & CFOMr. Theodore Robert Stalick CPA

VP & CTOMr. Wilson Pang B.E.

VP & Chief Investment OfficerMr. Christopher Wadewitz Graves

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MCY

Mercury General Corp

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