AFRM

Affirm Holdings Inc

70.79

Oct 23 • 1:36 PM ET -1.61 (-2.23%)

Financial Credit Services USA Large NASD

Oct 22, 9:08 AMAffirm announces it has launched as the exclusive pay-over-time provider at Sam’s Club under a new partnership.

Peers: KLAR PYPL SEZL SOFI SYF UPST XYZ COF AXP OPFI

| Held by: VTI VB VBK VXF CGGR IWP IWR IWF JEPI DFAC

Scroll to Statements

Index	-
Market Cap	23.88B
Enterprise Value	30.63B
Income	1.93B
Sales	3.95B
Book/sh	16.26
Cash/sh	9.13
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	2358
IPO	Jan 13, 2021

P/E	12.82
Forward P/E	24.39
PEG	-
P/S	6.05
P/B	4.35
P/C	7.75
P/FCF	24.03
EV/EBITDA	15.54
EV/Sales	7.76
Quick Ratio	7.52
Current Ratio	7.52
Debt/Eq	1.79
LT Debt/Eq	1.75
Option/Short	Yes / Yes

EPS (ttm)	5.52
EPS next Y	2.90
EPS next Q	0.38
EPS this Y	-63.98%
EPS next Y	45.69%
EPS next 5Y	-10.77%
EPS past 3/5Y	- -
Sales past 3/5Y	39.73% 44.64%
EPS Y/Y TTM	3583.15%
Sales Y/Y TTM	32.43%
EPS Q/Q	2187.18%
Sales Q/Q	33.55%
Earnings	Nov 05 AMC
EPS/Sales Surpr.	1230.26% 5.32%

Insider Own	15.88%
Insider Trans	-0.75%
Inst Own	77.99%
Inst Trans	4.82%
ROA	14.32%
ROE	45.13%
ROIC	12.80%
Gross Margin	76.78%
Oper. Margin	22.05%
Profit Margin	48.87%
SMA20	-3.70%
SMA50	-3.56%
SMA200	6.21%
Trades

Shs Outstand	296.64M
Shs Float	283.85M
Short Float	6.30%
Short Ratio	4.19
Short Interest	17.88M
52W High	90.44 -21.73%
52W Low	42.10 68.16%
Volatility	4.94% 4.95%
ATR (14)	3.79
RSI (14)	44.75
Beta	3.75
Rel Volume	0.39
Avg Volume	4.26M
Volume	1,079,984

Perf Week	-4.36%
Perf Month	-1.10%
Perf Quarter	-3.10%
Perf Half Y	11.09%
Perf YTD	-4.90%
Perf Year	-6.29%
Perf 3Y	282.62%
Perf 5Y	-54.39%
Perf 10Y	-
Recom	1.50
Target Price	99.56
Prev Close	72.40
Price	70.79
Change %	-2.23%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-14-26	Upgrade	Wolfe Research	Peer Perform → Outperform	$90
Sep-09-26	Initiated	Loop Capital	Buy	$105
Sep-02-26	Initiated	Scotiabank	Sector Outperform
Aug-28-26	Reiterated	Oppenheimer	Outperform	$100 → $104
Jul-22-26	Initiated	Bernstein	Outperform	$100
Jul-08-26	Initiated	Barclays	Overweight	$97
Jun-30-26	Initiated	Piper Sandler	Overweight	$103
Jun-25-26	Downgrade	Morgan Stanley	Overweight → Equal-Weight	$79
Apr-22-26	Initiated	BMO Capital Markets	Outperform	$75
Mar-05-26	Resumed	BofA Securities	Buy	$82
Feb-20-26	Initiated	Robert W. Baird	Neutral	$55
Feb-03-26	Upgrade	Morgan Stanley	Equal-Weight → Overweight	$76
Jan-27-26	Upgrade	Needham	Hold → Buy	$100
Dec-09-25	Initiated	Wolfe Research	Peer Perform
Oct-23-25	Initiated	Citigroup	Buy	$100
Oct-22-25	Initiated	Wells Fargo	Overweight	$89
Oct-06-25	Upgrade	Rothschild & Co Redburn	Neutral → Buy	$101
Aug-01-25	Initiated	Rothschild & Co Redburn	Neutral	$74
Jul-21-25	Initiated	Oppenheimer	Outperform	$80
Jul-17-25	Resumed	Deutsche Bank	Buy	$78

Show Previous Ratings

Oct-22-26 09:00AM	Affirm launches as exclusive pay-over-time provider at Sams Club (Business Wire)
Oct-19-26 12:01AM	Buy Now, Sell Later? The Jurys Out on Payment-Themed ETFs (The Daily Upside)
Oct-16-26 08:40PM	Stocktwits Fintech Pulse: US Fintech Weekly Briefing & Market Drivers (Stocktwits)
07:15PM	Is PayPal's Next Big Thing Already Here? (Trefis)
Oct-08-26 08:02PM	Stocktwits Fintech Pulse: US Fintech Weekly Briefing & Market Drivers (Stocktwits)
12:26PM	Loading…
12:26PM	Has PayPal Stock Become A Different Bet? (Trefis)
Oct-07-26 02:11AM	SOFI, AFRM, COF, KLAR, SEZL: Which Consumer Finance Stocks Does Wall Street Like Best Ahead Of Q3 Earnings? (Stocktwits)
Oct-06-26 10:52AM	Affirms Card Volume Jumped 124% in Fiscal Q4, Yet Only 19% of Its Customers Use It. Time to Sell or Load Up? (TIKR)
09:00AM	Affirm partners with Ant International's Antom to bring pay-over-time to US customers (Business Wire)
Oct-05-26 04:07PM	Affirm to announce first quarter fiscal year 2027 results on November 5, 2026 (Business Wire) +5.62%
Oct-01-26 03:16PM	What Could Derail PayPal Stock? (Trefis)
Sep-30-26 08:46AM	Affirms $1.9 Billion Profit Has a $1.5 Billion Asterisk (TIKR)
Sep-29-26 09:00AM	Crate & Barrel Holdings partners with Affirm to offer flexible ways to pay (Business Wire)
Sep-28-26 01:48PM	Signal: Fintech Firm Fit to Resume Run Higher (Schaeffer's Research) -6.03%
Sep-27-26 05:04PM	Affirm Stock Is Up 59% Since March. Momentum or Peak? (TIKR)
04:45PM	Loading…
Sep-25-26 04:45PM	How Much Upside Does PayPal Stock Have Without A Buyer? (Trefis) -6.03%
Sep-23-26 03:36PM	PYPL Showered Owners With Cash. The Stock Still Lagged The Market (Trefis) -5.13%
Sep-21-26 02:24PM	How Far Could PayPal Stock Fall While Its Turnaround Plays Out? (Trefis)
Sep-20-26 11:57PM	AFRM Stock Rises Overnight: Affirm CEO Says AI Wont Put Human Underwriters Out Of Business (Stocktwits)
Sep-18-26 01:00AM	New Bank Approvals Are Surging. What's Behind the Boom. (Barrons.com)
Sep-17-26 11:28AM	Could Affirm be a $200 stock? (Investing.com)
06:55AM	Affirm launches transformer-based machine learning model for real-time underwriting (Business Wire)
Sep-16-26 08:41PM	Should You Buy PayPal Stock For Its Credit Business? (Trefis)
Sep-15-26 04:30PM	Jack Henry & Associates Inc. stock underperforms Tuesday when compared to competitors (MarketWatch)
Sep-14-26 12:08PM	Affirm Stock Rises on Wolfe Upgrade to Outperform (GuruFocus.com)
09:45AM	Nike downgraded, Affirm upgraded: Wall Street's top analyst calls (The Fly)
08:02AM	Affirm Upgraded To Outperform As Wolfe Sees More Compelling Valuation After Strong Q4 (Stocktwits)
Sep-10-26 09:40AM	How Far Could PayPal Stock Bounce From Here? (Trefis)
Sep-09-26 09:51AM	Uber initiated, Thermo Fisher upgraded: Wall Street's top analyst calls (The Fly) -5.45%
Sep-03-26 05:27PM	What Are You Actually Buying In PayPal Stock? (Trefis)
09:54AM	Loading…
Sep-02-26 09:54AM	Sirius XM upgraded, Toast downgraded: Wall Street's top analyst calls (The Fly) +5.93%
Sep-01-26 06:34AM	How Affirm leverages 0% interest (Payments Dive) -6.06%
Aug-31-26 10:51PM	Affirm Stock Falls 6% on the Day Bernstein Raises Target (GuruFocus.com)
07:44PM	PayPal Stock's Real Risk Is Not How Far It Falls (Trefis)
Aug-28-26 01:37PM	Affirm Q4 2026 earnings beat: revenue and GMV top estimates (Quartz)
10:05AM	Stocks open on mixed footing ahead of Warsh's Jackson Hole speech: AlphaCheck (Yahoo Finance)
10:02AM	AFRM Stock Hits 11-Month High Affirm CEO Says Over 30% Growth Shows No Signs Of Slowing Down (Stocktwits)
08:17AM	Stock Market Today: Dow, S&P 500 Brace For Warsh; Marvell, Affirm, PayPal Are Big Movers (Live Coverage) (Investor's Business Daily)
01:01AM	Affirm Holdings Inc (AFRM) (Q4 2026) Earnings Call Highlights: Record Profitability and ... (GuruFocus.com)
Aug-27-26 09:24PM	AFRM Stock Rallies Toward 2-Month Highs After Q4 Beat: CEO Still Sees 'Enormous Amount Of Greenfield' In Merchant Growth (Stocktwits)
07:49PM	AFRM Stock Jumps 9% After-Hours On Q4 Earnings Beat Heres What Affirm Expects In FY27 (Stocktwits)
04:56PM	Affirm Stock Jumps After Earnings. This Key Number Crushed Estimates. (Barrons.com)
04:52PM	Affirm Holdings: Fiscal Q4 Earnings Snapshot (Associated Press)
04:32PM	Affirm reports fourth fiscal quarter 2026 results (Business Wire)
02:48PM	PayPal Stock's Biggest Risk Shows Up In Its Take Rate (Trefis)
04:48AM	Marvell headlines as tech, retailers and Canadian banks feature in Thursday's earnings slate (MarketWatch)
Aug-26-26 09:04PM	AFRM Stock Rises Overnight Ahead Of Earnings: This Analyst Expects A 27% Growth In GMV (Stocktwits)
Aug-25-26 02:02PM	Affirm's Card Business Is Becoming Hard to Ignore (GuruFocus.com)
Aug-24-26 09:33PM	AFRM Vs KLAR: Which BNPL Stock Is The Better Buy Right Now? (Stocktwits)
08:24PM	Will PYPL Stock's Multiple Catch Up? (Trefis)
10:29AM	Focus on Mid-Week: NVIDIA Earnings, PCE Report (Zacks)
Aug-19-26 07:59PM	The Options Market Puts PayPal Stock Between The High Forties And The High Seventies (Trefis) +5.13%
10:43AM	Klarna Stock Target Cut to $17 as Europe Slows (GuruFocus.com)
Aug-14-26 05:12PM	The Engine Behind XYZ Stock Has Real Parts (Trefis)
12:43PM	PayPal Stock Surged On A Profit Shift Management Had Already Spelled Out (Trefis)
Aug-13-26 04:07PM	Affirm to participate in upcoming investor conferences (Business Wire) +6.70%
Aug-07-26 05:31PM	PYPL Showered Owners With Cash. The Stock Still Lagged The Market (Trefis)
01:55PM	SPACs Are Roaring Back. This Red-Hot Stock Is a Cautionary Tale. (Barrons.com)
Aug-06-26 04:07PM	Affirm to announce fourth quarter fiscal year 2026 results on August 27, 2026 (Business Wire)
Aug-05-26 06:00PM	PYPL's Historical Floor Is Back, But Is The Business The Same? (Trefis)
Jul-30-26 09:40PM	PayPal's $17 Billion Bet Against Wall Street (Trefis)
Jul-29-26 10:07AM	Fintech Stock Stumbles Out of the Earnings Confessional (Schaeffer's Research)
Jul-22-26 09:44AM	CoreWeave upgraded, IBM initiated: Wall Street's top analyst calls (The Fly)
08:15AM	Bernstein initiates Affirm at Outperform, says "optionalities abound" (Investing.com)
Jul-17-26 10:41PM	Down 22% In A Year: Is PayPal A Value Trap Or A Turnaround Play? (Trefis)
Jul-15-26 09:57AM	PayPal co-founder and Affirm CEO details his 'very high bar' for M&A (Yahoo Finance)
09:11AM	PayPal stock soars on report of buyout proposal from Stripe, Advent (Yahoo Finance)
08:30AM	How Time Re-Rates Block Stock's Demanding Price Tag (Trefis)
Jul-08-26 05:16PM	The Standoff Over PYPL Stock (Trefis)
04:29PM	PYPL Stock: Where Compounding Could Take The Price (Trefis)
09:39AM	Dollar Tree upgraded, PayPal initiated: Wall Street's top analyst calls (The Fly)
Jul-01-26 09:00AM	Affirm now available across Bed Bath & Beyond's brands, giving shoppers more flexibility for the purchases that make a house feel like home (Business Wire)
Jun-30-26 09:49AM	Goldman downgraded, Block upgraded: Wall Street's top analyst calls (The Fly)
01:14AM	A Fintech Stock Thats Up 80% This Quarter Still Has Wall Street Bulls Asking For More (Stocktwits)
12:21AM	PYPL Stock Is Trading Near The Cheapest Valuation In Years So Why Is Wall Street Still On The Fence? (Stocktwits)
Jun-25-26 01:08PM	Morgan Stanley Downgrades Affirm the Day After The Rally (GuruFocus.com)
10:34AM	Morgan Stanley steps back from Affirm after rally, downgrades to Equal-weight (Investing.com)
09:34AM	Qualcomm upgrade, Intel initiation among today's top calls on Wall Street (The Fly)
09:00AM	Backcountry and Affirm partner to give outdoor enthusiasts a transparent way to pay over time (Business Wire)
Jun-04-26 09:00AM	Affirm and CPP Investments renew and expand capital partnership (Business Wire)
Jun-01-26 09:55AM	What's Happening With SOFI Stock? (Trefis)
May-20-26 12:00AM	Royal Caribbean and Affirm to bring flexible and transparent payment options to travellers in UK and Canada (Business Wire)
May-15-26 06:32PM	Costco Is Innovating Its Way to More Growth, Says Analyst. Plus, Valvoline and 3 More Stocks. (Barrons.com)
May-14-26 04:30PM	Jack Henry & Associates Inc. stock underperforms Thursday when compared to competitors (MarketWatch) +6.36%
May-13-26 08:50AM	Affirm Investor Day Touts 'Bigger Is Better,' Strategy, New $100 Billion Financial Target (Investor's Business Daily)
May-12-26 09:00AM	Affirm works with Google to make AI shopping payments clear and simple (Business Wire)
May-11-26 09:00AM	Affirm survey: 90% of small businesses are confident in growth outlook and turning to flexible payments to compete (Business Wire)
May-07-26 06:30PM	Affirm Posts a Beat and Raise as Volumes Surge. The Stock is Sliding Anyway. (Barrons.com)
04:10PM	Affirm reports third fiscal quarter 2026 results (Business Wire)
05:08AM	McDonald's stock has been underperforming of late. Now, here come the earnings. (MarketWatch)
03:45AM	Stock Market Today: S&P 500 and Nasdaq consolidate at record highs, Dow just shy of fresh peak as oil prices pull back on hopes of end to Iran war; earnings optimism buoys sentiment. (MarketWatch)
May-06-26 03:05PM	PayPal Stock Drops Despite Strong Results. Is This a Buying Opportunity? (Trefis)
May-04-26 04:07PM	Affirm to participate in upcoming investor conferences (Business Wire)
Apr-30-26 01:00PM	The Week Ahead: Employment Data, Fed Speeches (Schaeffer's Research)
Apr-28-26 09:29AM	How To Buy PayPal Stock 35% Cheaper, Pocket 11% In The Meantime (Trefis)
09:00AM	Nothing is coming: Affirms The Big Nothing returns May 1315 (Business Wire)
Apr-22-26 09:35AM	Airbnb upgraded, Zscaler downgraded: Wall Street's top analyst calls (The Fly)
Apr-19-26 05:30AM	Private Credit Is on the Hunt for Credit-Card Debt (The Wall Street Journal)
Apr-17-26 10:48AM	Fintech Stock Surges After Earning 'Top Pick' Status (Schaeffer's Research) +7.00%
10:00AM	Affirm Stock Has Been Struggling. Why Morgan Stanley Named It a Top Pick. (Barrons.com)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
O'Hare Robert	Chief Financial Officer	Oct 09 '26	Option Exercise	27.89	65,591	1,829,545	68,325	Oct 14 04:00 PM
O'Hare Robert	Chief Financial Officer	Oct 09 '26	Sale	80.02	65,591	5,248,592	2,734	Oct 14 04:00 PM
ROBERT O'HARE	Officer	Oct 09 '26	Proposed Sale	77.15	65,591	5,060,346		Oct 09 04:41 PM
Jiyane Siphelele	Chief Accounting Officer	Sep 14 '26	Sale	72.19	26,980	1,947,686	188,711	Sep 16 04:07 PM
SIPHELELE JIYANE	Officer	Sep 14 '26	Proposed Sale	72.19	26,980	1,947,789		Sep 14 04:17 PM
Jiyane Siphelele	Chief Accounting Officer	Sep 04 '26	Sale	72.41	25,000	1,810,250	215,691	Sep 09 04:00 PM
SIPHELELE JIYANE	Officer	Sep 04 '26	Proposed Sale	72.41	25,000	1,810,265		Sep 04 04:25 PM
Adkins Katherine	Chief Legal Officer	Sep 03 '26	Option Exercise	23.24	41,664	968,230	194,103	Sep 03 05:15 PM
Adkins Katherine	Chief Legal Officer	Sep 01 '26	Option Exercise	17.78	52,258	929,107	194,103	Sep 03 05:15 PM
Adkins Katherine	Chief Legal Officer	Sep 03 '26	Sale	75.53	41,664	3,146,882	152,439	Sep 03 05:15 PM
Adkins Katherine	Chief Legal Officer	Sep 01 '26	Sale	70.55	41,664	2,939,469	152,439	Sep 03 05:15 PM
KATHERINE ADKINS	Officer	Sep 03 '26	Proposed Sale	74.09	41,664	3,086,886		Sep 03 04:35 PM
O'Hare Robert	Chief Financial Officer	Sep 01 '26	Option Exercise	0.00	11,987	0	30,466	Sep 03 04:06 PM
O'Hare Robert	Chief Financial Officer	Sep 01 '26	Sale	71.60	15,745	1,127,369	8,620	Sep 03 04:06 PM
O'Hare Robert	Chief Financial Officer	Sep 02 '26	Sale	74.02	5,886	435,682	2,734	Sep 03 04:06 PM
Michalek Libor	President	Sep 01 '26	Option Exercise	0.00	11,364	0	236,261	Sep 03 04:05 PM
Linford Michael	President	Sep 01 '26	Option Exercise	0.00	11,719	0	132,432	Sep 03 04:05 PM
Jiyane Siphelele	Chief Accounting Officer	Sep 01 '26	Option Exercise	0.00	9,038	0	244,249	Sep 03 04:05 PM
ROBERT O'HARE	Officer	Sep 02 '26	Proposed Sale	69.94	5,886	411,667		Sep 02 04:29 PM
KATHERINE ADKINS	Officer	Sep 01 '26	Proposed Sale	74.45	41,664	3,101,885		Sep 01 04:53 PM
ROBERT O'HARE	Officer	Sep 01 '26	Proposed Sale	74.45	15,745	1,172,215		Sep 01 04:35 PM
Linford Michael	Chief Operating Officer	Aug 28 '26	Option Exercise	5.39	79,219	426,990	199,932	Sep 01 04:15 PM
Linford Michael	Chief Operating Officer	Aug 28 '26	Sale	90.01	79,219	7,130,502	120,713	Sep 01 04:15 PM
MICHAEL LINFORD	Officer	Aug 28 '26	Proposed Sale	77.49	79,219	6,138,680		Aug 28 04:27 PM
Watson Noel Bertram	Director	Aug 12 '26	Sale	77.86	2,000	155,720	34,076	Aug 14 04:00 PM
NOEL WATSON	Officer	Aug 12 '26	Proposed Sale	76.70	2,000	153,410		Aug 12 05:33 PM
Adkins Katherine	Chief Legal Officer	Aug 01 '26	Option Exercise	0.00	1,401	0	147,274	Aug 04 04:00 PM
Michalek Libor	President	Aug 01 '26	Option Exercise	0.00	2,335	0	226,086	Aug 04 04:00 PM
Linford Michael	Chief Operating Officer	Aug 01 '26	Option Exercise	0.00	2,335	0	121,683	Aug 04 04:00 PM
Michalek Libor	President	Jul 01 '26	Option Exercise	0.00	2,336	0	224,940	Jul 06 04:09 PM
Linford Michael	Chief Operating Officer	Jul 01 '26	Option Exercise	0.00	2,336	0	120,320	Jul 06 04:09 PM
Adkins Katherine	Chief Legal Officer	Jul 01 '26	Option Exercise	0.00	1,402	0	146,508	Jul 06 04:08 PM
Linford Michael	Chief Operating Officer	Jun 26 '26	Option Exercise	5.39	100,000	539,000	217,984	Jun 30 04:05 PM
Linford Michael	Chief Operating Officer	Jun 26 '26	Sale	80.04	100,000	8,004,000	117,984	Jun 30 04:05 PM
MICHAEL LINFORD	Officer	Jun 26 '26	Proposed Sale	76.85	100,000	7,685,000		Jun 26 04:22 PM
Linford Michael	Chief Operating Officer	Jun 01 '26	Option Exercise	0.00	11,717	0	122,650	Jun 03 04:08 PM
O'Hare Robert	Chief Financial Officer	Jun 01 '26	Option Exercise	0.00	16,416	0	26,834	Jun 03 04:08 PM
Michalek Libor	President	Jun 01 '26	Option Exercise	0.00	11,363	0	228,387	Jun 03 04:08 PM
Adkins Katherine	Chief Legal Officer	Jun 01 '26	Option Exercise	0.00	10,590	0	149,899	Jun 03 04:08 PM
Jiyane Siphelele	Chief Accounting Officer	Jun 01 '26	Option Exercise	0.00	11,547	0	239,757	Jun 03 04:08 PM
Watson Noel Bertram	Director	May 13 '26	Sale	65.00	2,000	130,000	36,076	May 14 04:17 PM
NOEL WATSON	Director	May 13 '26	Proposed Sale	65.43	4,000	261,720		May 13 04:28 PM
Michalek Libor	President	May 01 '26	Option Exercise	0.00	2,336	0	218,113	May 05 04:34 PM
Adkins Katherine	Chief Legal Officer	May 01 '26	Option Exercise	0.00	1,401	0	139,943	May 05 04:33 PM
Linford Michael	Chief Operating Officer	May 01 '26	Option Exercise	0.00	2,336	0	111,907	May 05 04:33 PM
Watson Noel Bertram	Director	Apr 14 '26	Sale	55.00	2,000	110,000	38,076	Apr 16 04:19 PM
NOEL WATSON	Director	Apr 14 '26	Proposed Sale	51.97	2,000	103,940		Apr 14 04:35 PM
Adkins Katherine	Chief Legal Officer	Apr 01 '26	Option Exercise	0.00	1,401	0	139,176	Apr 02 05:24 PM
Michalek Libor	President	Apr 01 '26	Option Exercise	0.00	2,335	0	216,615	Apr 02 05:24 PM
Linford Michael	Chief Operating Officer	Apr 01 '26	Option Exercise	0.00	2,335	0	110,546	Apr 02 05:24 PM
O'Hare Robert	Chief Financial Officer	Mar 01 '26	Option Exercise	0.00	18,430	0	19,798	Mar 03 04:06 PM
Michalek Libor	President	Mar 01 '26	Option Exercise	0.00	11,362	0	218,359	Mar 03 04:06 PM
Jiyane Siphelele	Chief Accounting Officer	Mar 01 '26	Option Exercise	0.00	11,547	0	232,515	Mar 03 04:05 PM
Adkins Katherine	Chief Legal Officer	Mar 01 '26	Option Exercise	0.00	10,593	0	142,570	Mar 03 04:05 PM
Linford Michael	Chief Operating Officer	Mar 01 '26	Option Exercise	0.00	11,717	0	111,986	Mar 03 04:05 PM
Linford Michael	Chief Operating Officer	Feb 09 '26	Option Exercise	49.00	20,000	980,000	100,269	Feb 11 04:00 PM
Adkins Katherine	Chief Legal Officer	Feb 01 '26	Option Exercise	0.00	1,401	0	132,625	Feb 03 04:04 PM
Linford Michael	Chief Operating Officer	Feb 01 '26	Option Exercise	0.00	2,335	0	80,897	Feb 03 04:04 PM
Michalek Libor	President	Feb 01 '26	Option Exercise	0.00	2,335	0	207,835	Feb 03 04:04 PM
Linford Michael	Chief Operating Officer	Jan 30 '26	Option Exercise	49.00	20,000	980,000	78,562	Jan 30 06:08 PM
Levchin Max R	Chief Executive Officer	Jan 05 '26	Option Exercise	49.00	666,666	32,666,634	666,666	Jan 07 06:01 PM
Levchin Max R	Chief Executive Officer	Jan 05 '26	Sale	80.62	666,666	53,747,814	0	Jan 07 06:01 PM
O'Hare Robert	Chief Financial Officer	Jan 05 '26	Option Exercise	27.80	36,401	1,012,073	37,769	Jan 07 06:01 PM
O'Hare Robert	Chief Financial Officer	Jan 05 '26	Sale	80.00	36,401	2,912,080	1,368	Jan 07 06:01 PM
Adkins Katherine	Chief Legal Officer	Jan 01 '26	Option Exercise	0.00	1,707	0	132,088	Jan 05 06:00 PM
Linford Michael	Chief Operating Officer	Jan 01 '26	Option Exercise	0.00	2,336	0	59,315	Jan 05 06:00 PM
Michalek Libor	President	Jan 01 '26	Option Exercise	0.00	2,336	0	206,460	Jan 05 06:00 PM
ROBERT WARREN OHARE	Officer	Jan 05 '26	Proposed Sale	74.03	48,389	3,582,238		Jan 05 04:43 PM
Maksim Rafael Levchin	Officer/Director	Jan 05 '26	Proposed Sale	80.62	666,666	53,748,346		Jan 05 04:07 PM
O'Hare Robert	Chief Financial Officer	Dec 03 '25	Sale	70.00	8,189	573,230	1,368	Dec 05 05:53 PM
Linford Michael	Chief Operating Officer	Dec 01 '25	Option Exercise	0.00	11,717	0	61,652	Dec 03 05:59 PM
O'Hare Robert	Chief Financial Officer	Dec 01 '25	Option Exercise	0.00	19,424	0	19,424	Dec 03 05:59 PM
Michalek Libor	President	Dec 01 '25	Option Exercise	0.00	11,363	0	209,896	Dec 03 05:59 PM
Adkins Katherine	Chief Legal Officer	Dec 01 '25	Option Exercise	0.00	10,895	0	135,314	Dec 03 05:59 PM
Jiyane Siphelele	Chief Accounting Officer	Dec 01 '25	Option Exercise	0.00	11,547	0	225,514	Dec 03 05:59 PM
ROBERT WARREN OHARE	Officer	Dec 03 '25	Proposed Sale	67.02	8,189	548,827		Dec 03 04:31 PM
Adkins Katherine	Chief Legal Officer	Nov 01 '25	Option Exercise	0.00	1,705	0	125,191	Nov 04 04:12 PM
Linford Michael	Chief Operating Officer	Nov 01 '25	Option Exercise	0.00	2,335	0	50,918	Nov 04 04:11 PM
Michalek Libor	President	Nov 01 '25	Option Exercise	0.00	2,335	0	199,719	Nov 04 04:11 PM

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce. Its platform consists of three core elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company was founded by Max R. Levchin in 2012 and is headquartered in San Francisco, CA.

FounderMr. Max Roth Levchin

PresidentMr. Michael A. Linford

President & DirectorMr. Libor Michalek

Chief Financial OfficerMr. Robert W. O'Hare

Chief Legal & Compliance Officer and SecretaryMs. Katherine Adkins Esq.

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AFRM

Affirm Holdings Inc

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