DAVE

Dave Inc

346.57

Oct 02 • 3:59 PM ET +6.98 (2.06%)

342.92

Aftermarket • 7:53 PM ET -3.65 (-1.05%)

Technology Software - Application USA Mid NASD

Peers: CHYM SOFI UPST AFRM XYZ NU PYPL CASH COIN HOOD

| Held by: IJR VTI IWM VXF CTEF IWO IJT SPSM FPX VTWO

Scroll to Statements

Index	RUT
Market Cap	4.42B
Enterprise Value	4.44B
Income	222.64M
Sales	643.65M
Book/sh	16.30
Cash/sh	19.80
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	280
IPO	Apr 26, 2021

P/E	22.48
Forward P/E	17.27
PEG	0.64
P/S	6.87
P/B	21.26
P/C	17.50
P/FCF	13.54
EV/EBITDA	13.29
EV/Sales	6.89
Quick Ratio	4.22
Current Ratio	4.22
Debt/Eq	1.29
LT Debt/Eq	0.93
Option/Short	Yes / Yes

EPS (ttm)	15.42
EPS next Y	20.07
EPS next Q	4.11
EPS this Y	-0.24%
EPS next Y	48.70%
EPS next 5Y	27.15%
EPS past 3/5Y	- -
Sales past 3/5Y	39.25% 37.95%
EPS Y/Y TTM	291.92%
Sales Y/Y TTM	48.63%
EPS Q/Q	-21.30%
Sales Q/Q	29.63%
Earnings	Aug 05 AMC
EPS/Sales Surpr.	-85.75% -0.18%

Insider Own	20.65%
Insider Trans	-0.50%
Inst Own	97.51%
Inst Trans	17.11%
ROA	47.66%
ROE	104.78%
ROIC	55.50%
Gross Margin	88.15%
Oper. Margin	33.54%
Profit Margin	34.59%
SMA20	-0.56%
SMA50	-2.99%
SMA200	26.57%
Trades

Shs Outstand	11.44M
Shs Float	10.12M
Short Float	22.39%
Short Ratio	5.60
Short Interest	2.27M
52W High	458.25 -24.37%
52W Low	152.21 127.69%
Volatility	4.10% 5.25%
ATR (14)	19.30
RSI (14)	49.83
Beta	4.08
Rel Volume	0.84
Avg Volume	404.38K
Volume	339,304

Perf Week	6.68%
Perf Month	-7.05%
Perf Quarter	-12.48%
Perf Half Y	100.68%
Perf YTD	56.53%
Perf Year	69.70%
Perf 3Y	5695.48%
Perf 5Y	9.29%
Perf 10Y	-
Recom	1.27
Target Price	445.31
Prev Close	339.59
Price	346.57
Change %	2.06%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-15-26	Initiated	JP Morgan	Overweight	$480
Sep-09-26	Initiated	Loop Capital	Buy	$500
Aug-17-26	Initiated	Piper Sandler	Overweight	$390
May-27-26	Initiated	Evercore ISI	In-line	$260
May-26-26	Initiated	UBS	Buy	$300
Feb-09-26	Initiated	Keefe Bruyette	Outperform
Sep-26-25	Reiterated	Citizens JMP	Mkt Outperform	$280 → $300
May-27-25	Reiterated	B. Riley Securities	Buy	$206 → $239
Jan-31-25	Initiated	Canaccord Genuity	Buy	$120
Aug-12-24	Initiated	The Benchmark Company	Buy	$53
Jul-26-24	Initiated	Lake Street	Buy	$53
Jun-10-24	Initiated	Seaport Research Partners	Buy	$54
Jun-07-24	Initiated	B. Riley Securities	Buy	$60
Apr-29-24	Initiated	JMP Securities	Mkt Outperform	$70
Apr-23-24	Upgrade	Barrington Research	Mkt Perform → Outperform	$45
Mar-15-24	Initiated	Barrington Research	Mkt Perform
Apr-25-22	Initiated	Jefferies	Hold	$5

Show Previous Ratings

Oct-02-26 12:16PM	Top Bank Names 6 Stocks With Major Catalysts Ahead (GuruFocus.com)
Sep-29-26 06:46AM	Two stock picks from a money manager who expects small caps to roar in 2027 (MarketWatch)
Sep-15-26 09:35AM	Ulta Beauty, Etsy upgraded: Wall Street's top analyst calls (The Fly)
Aug-17-26 09:36AM	Apple upgraded, Workday downgraded: Wall Street's top analyst calls (The Fly)
Aug-07-26 01:55PM	SPACs Are Roaring Back. This Red-Hot Stock Is a Cautionary Tale. (Barrons.com) -12.96%
08:30AM	Loading…
Aug-06-26 08:30AM	Dave Inc. Q2 2026 Earnings Call Summary (Moby) -15.09%
Aug-05-26 04:10PM	Dave Reports Second Quarter 2026 Financial Results (PR Newswire)
Jul-30-26 09:38AM	Humana upgraded, Las Vegas Sands downgraded: Wall Street's top analyst calls (The Fly)
Jul-22-26 04:15PM	Dave to Host Second Quarter 2026 Conference Call on August 5, 2026 at 5:00 p.m. ET (GlobeNewswire)
Jul-07-26 08:00AM	Dave Appoints Gopi Kuchimanchi as Chief Technology Officer (GlobeNewswire)
Jun-30-26 07:32AM	This Fintech Stock Trades At Half Its Peers Valuation One Analyst Sees 93% Upside Potential (Stocktwits)
Jun-09-26 04:05PM	Dave Begins Funding ExtraCash Originations Through Coastal Community Bank (GlobeNewswire)
May-28-26 04:37PM	Dave To Join S&P SmallCap 600 Index (GlobeNewswire) +5.11%
May-27-26 06:30PM	FedEx Freight Holding Company Set to Join S&P 500; EPAM Systems and Dave to Join S&P SmallCap 600 (PR Newswire)
May-26-26 09:34AM	Intel downgraded, Marvell upgraded: Wall Street's top analyst calls (The Fly) +9.14%
08:30AM	Loading…
May-06-26 08:30AM	Dave Inc. Q1 2026 Earnings Call Summary (Moby) -6.61%
May-05-26 04:15PM	Dave Reports First Quarter 2026 Financial Results (PR Newswire) -5.50%
May-04-26 09:19AM	Dave Inc (DAVE) Q1 2026: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Apr-23-26 08:00AM	Dave to Host First Quarter 2026 Conference Call on May 5, 2026 at 5:00 p.m. ET (GlobeNewswire)
Mar-09-26 01:33PM	Reasons Why You Should Retain Veralto Stock in Your Portfolio Now (Zacks)
12:42PM	Dave Soars 165% in a Year: Should You Invest in Its Stock Now? (Zacks)
05:38AM	Dave Conference: Record $73M EBITDA, $2.2B Q4 Originations, $300M Buyback and Pay-in-4 Plans (MarketBeat)
Mar-06-26 11:47AM	Reasons Why You Should Retain Rollins Stock in Your Portfolio Now (Zacks)
Mar-05-26 01:26PM	Why the Integrity Viking Funds Deal Is a Win for Fidelity National (Zacks)
12:55PM	Western Union Taps Solana Stablecoin Rails via Crossmint Deal (Zacks)
12:06PM	EXCLUSIVE: Neobank Dave Taps AI Across the Stack To Smash Q4 Estimates (Benzinga)
10:05AM	Here's Why You Should Retain Verisk Stock in Your Portfolio Now (Zacks)
12:40AM	Dave Announces Pricing of $175 Million 0% Convertible Notes (GlobeNewswire)
Mar-04-26 08:01PM	Dave Inc (DAVE) Q4 2025 Earnings Call Highlights: Surging Revenue and Strategic Shifts (GuruFocus.com)
12:35PM	Visa Expands Bridge Partnership to Boost Global Payment Reach (Zacks)
09:13AM	Loading…
09:13AM	Dave's Revenues Surge 60%: Can Its High-Velocity Scaling Sustain? (Zacks)
08:45AM	Dave price target raised to $326 from $308 at Lake Street (TipRanks)
Mar-03-26 04:17PM	Dave Announces Proposed Offering of Convertible Notes (GlobeNewswire)
08:30AM	Dave Inc. Q4 2025 Earnings Call Summary (Moby)
Mar-02-26 06:27PM	Dave Q4 Earnings Call Highlights (MarketBeat)
05:47PM	Neobank Dave Shares Rally After Q4 Earnings: Details (Benzinga)
05:35PM	Dave Inc. (DAVE) Surpasses Q4 Earnings Estimates (Zacks)
04:10PM	Dave Reports Fourth Quarter & Full Year 2025 Financial Results (PR Newswire)
03:30PM	Why Dave (DAVE) Stock Is Up Today (StockStory)
12:20PM	Archer, Riot, Rigetti and More Stocks With Earnings This Week (Benzinga)
Feb-28-26 10:02PM	Dave (DAVE) Q4 Earnings: What To Expect (StockStory)
Feb-27-26 06:51PM	DAVE INC (DAVE) Soars 11.6%: Is Further Upside Left in the Stock? (Zacks)
12:53PM	Willdan's Q4 Earnings & Revenues Top Estimates, Stock Down (Zacks)
09:55AM	Wall Street Analysts Think DAVE INC (DAVE) Could Surge 56.04%: Read This Before Placing a Bet (Zacks)
07:17AM	Dave Inc (DAVE) Q4 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Feb-26-26 04:15PM	Dave to Report Fourth Quarter and Full Year 2025 Results and Participate in Upcoming Investor Conferences (GlobeNewswire) +11.55%
11:10AM	DAVE is Set to Report Q4 Earnings: Buy, Sell or Hold the Stock? (Zacks)
11:08AM	Reasons Why You Should Hold RSG Stock in Your Portfolio Now (Zacks)
Feb-25-26 10:57AM	GigaCloud Technology Set to Report Q4 Earnings: What's in the Cards? (Zacks)
10:57AM	DAVE vs. SOFI: Which Fintech Stock Should You Invest In Now? (Zacks)
10:46AM	ZETA's Path to Profitability: Sustainable or a Mere One-Time Event? (Zacks)
08:57AM	What to Expect Ahead of Millicom International's Q4 Earnings Release? (Zacks)
Feb-24-26 12:01PM	BlackSky Technology Set to Report Q4 Earnings: What's in the Cards? (Zacks)
11:12AM	MARA to Report Q4 Earnings: What's in the Upcoming Earnings Offering? (Zacks)
Feb-23-26 12:29PM	Reasons Why You Should Hold ManpowerGroup Stock in Your Portfolio (Zacks) -6.19%
10:00AM	Dave Inc. (DAVE) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Feb-20-26 12:18PM	Cipher Mining Stock Before Q4 Earnings: What's in the Offing? (Zacks)
11:23AM	Stantec Gears Up to Report Q4 Earnings: What's in the Offing? (Zacks)
Feb-19-26 12:01AM	Dave Inc. (DAVE) Is a "highly profitable neobank" Platform, Says Keefe, Bruyette & Woods (Insider Monkey)
Feb-18-26 11:38AM	Is CAC Optimization DAVE's Fuel to Its Profitability Engine? (Zacks)
Feb-13-26 09:52AM	William Blair Initiates Coverage on Dave (DAVE) (Insider Monkey)
Feb-11-26 10:39AM	Skillsoft Plummets 75% in a Year: Should You Hold or Fold the Stock? (Zacks) -8.58%
Feb-10-26 02:56PM	Analyst Sentiment on Dave (DAVE) Remains Strong Despite Mixed Share Price Momentum (Insider Monkey)
12:10PM	Will DAVE INC (DAVE) Beat Estimates Again in Its Next Earnings Report? (Zacks)
11:19AM	DAVE Stock Soars 79% in a Year: Should Investors Buy It Now? (Zacks)
09:45AM	Under Armour cut to Sell, Snap upgraded: Wall Street's top analyst calls (The Fly)
08:10AM	Here Are Tuesdays Top Wall Street Analyst Research Calls: Booking Holdings, On Semi, Palantir Technologies, Snap, Spotify, Qualcomm, Vistra Corp., and More (24/7 Wall St.)
Feb-09-26 09:36AM	Oracle gets upgrade and downgrade: Wall Street's top analyst calls (The Fly)
Feb-05-26 04:15PM	Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results (GlobeNewswire) +17.51%
Jan-21-26 01:08PM	DAVE vs. NU: Which High-Growth Fintech Is Worth Buying Now? (Zacks)
Jan-20-26 05:27PM	Dave Inc. Appoints Nima Khajehnouri to Board of Directors; Announces Board Leadership Transitions (GlobeNewswire)
Jan-16-26 11:19AM	Strength Seen in DAVE INC (DAVE): Can Its 3.6% Jump Turn into More Strength? (Zacks)
Jan-14-26 10:58AM	Dave's Revenues Soar 63% Y/Y: Is Its Profitability Truly Durable? (Zacks) -12.40%
Jan-13-26 11:35AM	Global Payments Reshapes Itself With Worldpay Deal and Strategic Exit (Zacks)
11:23AM	From Human to AI-Led Transactions: FIS Expands Banks' Capabilities (Zacks)
Jan-09-26 01:32PM	Dave Ramsey: The Importance of Recognizing a Problem (24/7 Wall St.)
12:46PM	Here's Why Investors Should Retain Euronet Stock for Now (Zacks)
12:36PM	Can Dave Sustain Its ExtraCash Surge While Managing Credit Risks? (Zacks)
Jan-08-26 09:30AM	Centrus Energy and Toll Brothers have been highlighted as Zacks Bull and Bear of the Day (Zacks)
Jan-07-26 12:41PM	DAVE Stock Skyrockets 174% in a Year: Will the Rally Continue? (Zacks)
Jan-06-26 09:15AM	Acuity, Inc. (AYI) Soars to 52-Week High, Time to Cash Out? (Zacks)
Jan-05-26 01:03PM	Willdan Expands Municipal Advisory Services With Compass Acquisition (Zacks)
12:52PM	OPFI Stock Jumps 36% in a Year: Should You Hold or Fold Now? (Zacks)
12:15PM	Why Dave (DAVE) Stock Is Up Today (StockStory)
Jan-02-26 11:50AM	Here's How Dave's Ecosystem Strategy Supports Robust User Engagement (Zacks)
Dec-29-25 11:36AM	Here's Why Investors Should Retain Fidelity National Stock for Now (Zacks)
Dec-24-25 01:16PM	Skillsoft's Strategic Alternatives for GK: Can It Save the Core? (Zacks)
12:40PM	Dave vs. OppFi: Which Fintech Stock Is the Smarter Bet Right Now? (Zacks)
Dec-23-25 10:33AM	Fintech stocks are 'maturing' in their later stages, Dave is one (Yahoo Finance Video)
Dec-22-25 09:40AM	Are Business Services Stocks Lagging DAVE INC (DAVE) This Year? (Zacks)
Dec-18-25 12:39PM	4 Business Services Stocks Set to Shine Strongly Into 2026 (Zacks) +6.01%
Dec-17-25 12:11PM	Western Union Ties Up With Deutsche Post to Broaden Germany Reach (Zacks)
12:05PM	Visa Brings USDC Settlement to the U.S. and Advances Onchain Payments (Zacks)
Dec-15-25 05:14AM	Zacks.com featured highlights include Interface, Research Solutions, Northrim and Dave (Zacks)
Dec-12-25 07:45AM	Grab These 4 Stocks With Solid Net Profit Margin to Enhance Returns (Zacks)
Dec-11-25 12:04PM	Dave Stock Soars 127% in YTD: Is This the Right Time to Invest? (Zacks)
Dec-09-25 09:00AM	Dave Donates $250,000 to Baby2Baby to Support Families in Need Across the U.S. (GlobeNewswire)
Dec-04-25 09:40AM	Are Business Services Stocks Lagging DAVE INC (DAVE) This Year? (Zacks)
Dec-03-25 04:43PM	3 Stocks You'll Wish You Bought Before 2026 (MarketBeat)
10:59AM	Is CashAI the Engine Powering Dave's Fintech Momentum? (Zacks)

Dave, Inc. is a digital banking service. Its products include a budgeting tool to help members manage their upcoming bills to avoid overspending, cash advances through its flagship ExtraCash product to help members avoid punitive overdraft fees, a Side Hustle product, where Dave helps connect members with supplemental work opportunities, and Dave Banking, a modern checking account experience with valuable tools for building long-term financial health. The company was founded by Jason Wilk, Paras Chitrakar, and John Wolanin in October 2015 and is headquartered in Los Angeles, CA.

CEOJason Wilk

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
YADIN ROZOV	Former Affiliate	Sep 16 '26	Proposed Sale	369.89	54,782	20,263,544		Sep 16 05:10 PM
Beilman Kyle	Officer	Sep 11 '26	Proposed Sale	350.71	40,000	14,028,400		Sep 11 09:00 PM
Jason Wilk	Officer	Sep 11 '26	Proposed Sale	355.91	37,090	13,200,702		Sep 11 04:20 PM
YADIN ROZOV	Director	Sep 08 '26	Proposed Sale	380.69	11,184	4,257,637		Sep 08 04:24 PM
Preston Dan	Director	Jun 05 '26	Sale	259.83	275	71,453	5,191	Jun 08 07:30 PM
Preston Dan	Director	Jun 04 '26	Sale	247.65	275	68,104	5,466	Jun 08 07:30 PM
Beilman Kyle	CFO and COO and Secretary	Jun 02 '26	Sale	275.03	4,122	1,133,659	196,155	Jun 04 06:05 PM
Wilk Jason	Chief Executive Officer	Jun 02 '26	Sale	275.05	8,474	2,330,793	299,950	Jun 04 06:05 PM
DAN PRESTON	Director	Jun 04 '26	Proposed Sale	249.33	550	137,132		Jun 04 04:28 PM
ANDREA SANDLER	Former Director	Jun 04 '26	Proposed Sale	253.00	2,009	508,271		Jun 04 04:20 PM
ANDREA SANDLER	Former Director	Jun 03 '26	Proposed Sale	250.43	4,500	1,126,955		Jun 03 04:25 PM
Wilk Jason	Officer	Jun 02 '26	Proposed Sale	266.83	8,474	2,261,117		Jun 02 09:45 PM
Beilman Kyle	Officer	Jun 02 '26	Proposed Sale	266.83	4,122	1,099,873		Jun 02 09:45 PM
Beilman Kyle	Officer	May 29 '26	Proposed Sale	268.82	25,650	6,895,233		May 29 06:30 PM
Mitchell Andrea	Director	Mar 05 '26	Sale	215.12	15,000	3,226,819	21,509	Mar 06 05:48 PM
Mitchell Andrea	Director	Mar 06 '26	Sale	210.94	15,000	3,164,081	6,509	Mar 06 05:48 PM
ANDREA SANDLER	Director	Mar 05 '26	Proposed Sale	210.67	30,000	6,320,100		Mar 05 04:29 PM
POPE MICHAEL W	Director	Feb 02 '26	Sale	162.00	544	88,128	5,831	Feb 04 04:15 PM
MICHAEL POPE	Director	Feb 02 '26	Proposed Sale	163.69	544	89,047		Feb 02 04:32 PM
Beilman Kyle	CFO and COO and Secretary	Jan 27 '26	Option Exercise	1.42	5,000	7,100	155,556	Jan 28 09:15 AM
Khan Imran	Director	Dec 18 '25	Sale	204.00	1,146	233,778	0	Dec 19 06:02 PM
Khan Imran	Director	Dec 17 '25	Sale	199.34	33,270	6,631,923	2,110	Dec 19 06:00 PM
Khan Imran	Director	Dec 18 '25	Sale	200.75	3,108	623,937	0	Dec 19 06:00 PM
Khan Imran	Director	Dec 16 '25	Sale	196.94	18,835	3,709,407	18,735	Dec 17 06:32 PM
Khan Imran	Director	Dec 15 '25	Sale	192.17	30,835	5,925,613	33,463	Dec 17 06:30 PM
Khan Imran	Director	Dec 16 '25	Sale	195.68	10,577	2,069,720	22,886	Dec 17 06:30 PM
PROEM SPECIAL SITUATIONS FUND	Director	Dec 15 '25	Proposed Sale	197.61	48,885	9,660,165		Dec 15 04:17 PM
PROEM INVESTMENTS MASTER FUND	Director	Dec 15 '25	Proposed Sale	197.61	48,886	9,660,362		Dec 15 04:16 PM
Beilman Kyle	CFO and COO and Secretary	Dec 02 '25	Sale	203.77	3,495	712,176	150,556	Dec 03 06:10 PM
Wilk Jason	Chief Executive Officer	Dec 02 '25	Sale	203.77	7,393	1,506,472	210,461	Dec 03 06:10 PM
Beilman Kyle	Officer	Dec 02 '25	Proposed Sale	203.70	2,395	487,872		Dec 02 08:55 PM
Wilk Jason	Officer	Dec 02 '25	Proposed Sale	203.72	5,069	1,032,637		Dec 02 08:53 PM

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