FBP

First Bancorp PR

25.93

Nov 05 • 3:59 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Mid NYSE

Nov 04, 9:33 AMDemocratic midterm sweep drives regional-bank rally, lifting First BanCorp 2.6% at the open

Peers: OFG BPOP BKU SBCF HWC UCB AMTB FNB ONB ZION

| Held by: IJR AVUV VTI SDVY IWM VB VBR DFAT KRE VXF

Scroll to Statements

Index	RUT
Market Cap	3.91B
Enterprise Value	-
Income	368.15M
Sales	1.29B
Book/sh	12.43
Cash/sh	-
Dividend Est.	0.83 (3.20%)
Dividend TTM	0.78 (3.01%)
Dividend Ex-Date	Nov 27, 2026
Dividend Gr. 3/5Y	16.11% 29.20%
Payout	33.56%
Employees	3218
IPO	Jan 13, 1987

P/E	10.92
Forward P/E	10.36
PEG	1.22
P/S	3.04
P/B	2.09
P/C	-
P/FCF	8.89
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.10
Debt/Eq	0.12
LT Debt/Eq	0.11
Option/Short	Yes / Yes

EPS (ttm)	2.37
EPS next Y	2.50
EPS next Q	0.59
EPS this Y	11.97%
EPS next Y	3.99%
EPS next 5Y	8.47%
EPS past 3/5Y	10.52% 36.21%
Sales past 3/5Y	8.21% 9.46%
EPS Y/Y TTM	15.68%
Sales Y/Y TTM	3.06%
EPS Q/Q	0.32%
Sales Q/Q	3.74%
Earnings	Oct 22 BMO
EPS/Sales Surpr.	7.09% -5.18%

Insider Own	2.48%
Insider Trans	-1.43%
Inst Own	98.74%
Inst Trans	-2.32%
ROA	1.91%
ROE	19.41%
ROIC	17.74%
Gross Margin	-
Oper. Margin	35.50%
Profit Margin	28.60%
SMA20	-3.44%
SMA50	-4.62%
SMA200	3.42%
Trades

Shs Outstand	150.92M
Shs Float	147.18M
Short Float	5.24%
Short Ratio	5.46
Short Interest	7.71M
52W High	29.88 -13.22%
52W Low	19.28 34.49%
Volatility	2.74% 2.15%
ATR (14)	0.63
RSI (14)	35.93
Beta	0.84
Rel Volume	0.00
Avg Volume	1.41M
Volume	0

Perf Week	-2.88%
Perf Month	-1.97%
Perf Quarter	-9.56%
Perf Half Y	8.09%
Perf YTD	25.08%
Perf Year	29.52%
Perf 3Y	79.82%
Perf 5Y	82.61%
Perf 10Y	428.11%
Recom	1.57
Target Price	30.86
Prev Close	25.93
Price	25.93
Change %	0.00%

Consensus

Buy

Avg. Price Target

$30.86

Implied Upside

+19.0%

Analysts9incl. previous ratings

Rating Distribution6 Buy · 3 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Aug 10, 2026	Resumed	WWells Fargo	Overweight	$33	+27.3%
Jul 15, 2026	Initiated	TThe Benchmark Company	Buy	$31	+19.6%
Apr 27, 2026	Upgrade	RRaymond James	Outperform → Strong Buy	$27	+4.1%
Jan 28, 2026	Reiterated	HHovde Group	Outperform	$25 → $26	+0.3%
Jan 15, 2026	Resumed	PPiper Sandler	Neutral
Oct 27, 2025	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$24	-7.4%
Oct 09, 2025	Initiated	TTruist	Buy	$25	-3.6%
Apr 09, 2025	Upgrade	WWells Fargo	Equal Weight → Overweight	$20	-22.9%
Oct 25, 2024	Reiterated	HHovde Group	Outperform	$25 → $24	-7.4%
Aug 26, 2024	Resumed	PPiper Sandler	Neutral	$22	-15.2%
Jul 24, 2024	Reiterated	HHovde Group	Outperform	$21 → $25	-3.6%
Jul 09, 2024	Initiated	RRaymond James	Outperform	$21	-19.0%
Dec 15, 2022	Downgrade	WWells Fargo	Overweight → Equal Weight	$17 → $14	-46.0%
Apr 12, 2022	Resumed	KKeefe Bruyette	Outperform	$17.50	-32.5%
Dec 20, 2021	Initiated	HHovde Group	Outperform	$17	-34.4%
Nov 09, 2021	Initiated	WWells Fargo	Overweight	$16	-38.3%
Jan 09, 2020	Downgrade	CCitigroup	Buy → Neutral
Sep 20, 2018	Upgrade	BBofA/Merrill	Neutral → Buy
Dec 21, 2017	Upgrade	CCitigroup	Neutral → Buy
Feb 08, 2017	Initiated	CCitigroup	Neutral	$7	-73.0%

Nov-05-26 12:21PM	Indiana banks to merge in $33M deal (Banking Dive)
Oct-22-26 06:47PM	First BanCorp Tops Estimates On Taxes And Buybacks, But Margin Guidance Retreats (Earnings Whispers)
07:00AM	First BanCorp. Announces Earnings for the Quarter Ended September 30, 2026 (Business Wire)
Oct-21-26 04:30PM	First BanCorp Announces Capital Actions (Business Wire)
Sep-23-26 07:00AM	First BanCorp to Announce 3Q 2026 Results on October 22, 2026 (Business Wire)
05:02PM	Loading…
Jul-22-26 05:02PM	First BanCorp (FBP) Q2 2026 Earnings Call Highlights: Robust Growth and Strategic Initiatives ... (GuruFocus.com)
08:38AM	First BanCorp shares edge higher after second-quarter earnings top expectations (NYSE:FBP) (InvestorsHub)
07:00AM	First BanCorp. Announces Earnings for the Quarter Ended June 30, 2026 (Business Wire)
Jul-21-26 05:00PM	First BanCorp Declares Quarterly Cash Dividend on Common Stock (Business Wire)
Jul-15-26 08:01AM	First Bancorp to buy First Carolina Bancshares in $166m deal (Retail Banker International)
Jun-26-26 07:55PM	First BanCorp Lawsuit Statement (Business Wire)
Jun-22-26 11:11AM	First BanCorp to Announce 2Q 2026 Results on July 22, 2026 (Business Wire)
May-22-26 11:02PM	Fidelity Bank PLC (NSA:FBP) Full Year 2025 Earnings Call Highlights: Record Growth Amid ... (GuruFocus.com)
Apr-23-26 03:04AM	First BanCorp (FBP) Q1 2026 Earnings Call Highlights: Strong Net Income Growth and Strategic ... (GuruFocus.com)
Apr-22-26 04:45PM	First BanCorp Declares Quarterly Cash Dividend on Common Stock (Business Wire)
07:00AM	Loading…
07:00AM	First BanCorp. Announces Earnings for the Quarter Ended March 31, 2026 (Business Wire)
Mar-16-26 05:17PM	First Bancorp. to Announce 1Q 2026 Results on April 22, 2026 (Business Wire)
Feb-18-26 11:12AM	Is the Options Market Predicting a Spike in First BanCorp Stock? (Zacks)
Feb-09-26 07:00AM	First BanCorp. Announces Retirement of Chief Financial Officer Orlando Berges and Appointment of Successor Said Ortiz (Business Wire)
Feb-03-26 09:15AM	First BanCorp. (FBP) Hit a 52 Week High, Can the Run Continue? (Zacks)
12:34AM	5 Must-Read Analyst Questions From First BanCorp's Q4 Earnings Call (StockStory)
Jan-30-26 09:55AM	Should You Buy First Bancorp (FBP) After Golden Cross? (Zacks)
08:55AM	How to Boost Your Portfolio with Top Finance Stocks Set to Beat Earnings (Zacks)
Jan-28-26 07:46AM	Stock Market News for Jan 28, 2026 (Zacks)
12:34AM	FBP Q4 Deep Dive: Deposit Growth, Credit Stability, and Capital Returns Shape Outlook (StockStory)
Jan-27-26 04:05PM	First BanCorp (FBP) Q4 2025 Earnings Call Highlights: Strong Financial Performance Amid Market ... (GuruFocus.com) +5.22%
11:39AM	First BanCorp. Q4 Earnings Call Highlights (MarketBeat)
10:30AM	First Bancorp (FBP) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
08:10AM	First Bancorp (FBP) Q4 Earnings and Revenues Surpass Estimates (Zacks)
07:29AM	First BanCorp (NYSE:FBP) Exceeds Q4 CY2025 Expectations (StockStory)
07:17AM	Loading…
07:17AM	First Bancorp: Q4 Earnings Snapshot (Associated Press Finance)
07:00AM	First BanCorp. Announces Earnings for the Quarter and Year Ended December 31, 2025 (Business Wire)
Jan-26-26 02:47PM	Earnings Volatility Watch: These 10 Stocks Could Swing 30% Or More This Week (Benzinga)
07:00AM	First BanCorp. Increases Quarterly Cash Dividend on Common Stock by 11% to $0.20 (Business Wire)
Jan-25-26 10:01PM	Earnings To Watch: First BanCorp (FBP) Reports Q4 Results Tomorrow (StockStory)
Jan-22-26 10:00AM	Analysts Estimate Hilltop Holdings (HTH) to Report a Decline in Earnings: What to Look Out for (Zacks)
Jan-21-26 04:20PM	City Holding (CHCO) Misses Q4 Earnings and Revenue Estimates (Zacks) +5.04%
Jan-06-26 07:08AM	First Guaranty Bancshares (FGBI) Moves 19.7% Higher: Will This Strength Last? (Zacks)
Jan-03-26 07:20AM	Klaviyo, Wingstop among Stephens Best Ideas for 2026 (TipRanks)
Dec-28-25 11:01PM	2 Reasons to Watch FBP and 1 to Stay Cautious (StockStory)
Dec-23-25 11:13AM	First BanCorp to Announce 4Q 2025 Results on January 27, 2026 (Business Wire)
Dec-01-25 11:55AM	KBRA Assigns Ratings to First BanCorp. (Business Wire)
Nov-25-25 10:39PM	Unpacking Q3 Earnings: First BanCorp (NYSE:FBP) In The Context Of Other Regional Banks Stocks (StockStory)
Oct-30-25 01:35AM	5 Insightful Analyst Questions From First BanCorp's Q3 Earnings Call (StockStory)
Oct-24-25 09:56AM	FBP Q3 Deep Dive: Commercial Lending and Deposit Mix Offset Consumer Credit Weakness (StockStory)
Oct-23-25 05:01PM	First BanCorp (FBP) Q3 2025 Earnings Call Highlights: Strong Net Income and Milestone ... (GuruFocus.com)
09:30AM	First Bancorp (FBP) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)
07:36AM	First BanCorp (NYSE:FBP) Reports Sales Below Analyst Estimates In Q3 Earnings, But Stock Soars 7.1% (StockStory)
07:12AM	First Bancorp: Q3 Earnings Snapshot (Associated Press Finance)
07:00AM	First BanCorp. Announces Earnings for the Quarter Ended September 30, 2025 (Business Wire)
Oct-22-25 04:35PM	First Bancorp: Q3 Earnings Snapshot (Associated Press Finance)
04:30PM	First BanCorp Announces Capital Actions (Business Wire)
09:28AM	First BanCorp (FBP) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-21-25 11:03PM	First BanCorp (FBP) Reports Q3: Everything You Need To Know Ahead Of Earnings (StockStory)
09:15AM	First Bancorp (FBP) Q3 Earnings Preview: What You Should Know Beyond the Headline Estimates (Zacks)
Oct-07-25 11:31PM	Unpacking Q2 Earnings: First BanCorp (NYSE:FBP) In The Context Of Other Regional Banks Stocks (StockStory)
Oct-02-25 12:02AM	3 Reasons FBP Has Explosive Upside Potential (StockStory)
Oct-01-25 10:17AM	The Wall Street Firms That Kept Ties With Jeffrey Epstein Until the End (The Wall Street Journal)
Sep-23-25 05:18PM	First Bancorp to Announce 3Q 2025 Results on October 23, 2025 (Business Wire)
Sep-17-25 11:45AM	First Bancorp (FBP) Could Be a Great Choice (Zacks)
Sep-03-25 09:40AM	Is Ameris Bancorp (ABCB) Stock Outpacing Its Finance Peers This Year? (Zacks)
Sep-01-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Aug-18-25 09:40AM	Is Ameris Bancorp (ABCB) Outperforming Other Finance Stocks This Year? (Zacks)
Aug-15-25 11:45AM	Why First Bancorp (FBP) is a Great Dividend Stock Right Now (Zacks)
Aug-01-25 09:40AM	Has Popular (BPOP) Outpaced Other Finance Stocks This Year? (Zacks)
Jul-30-25 11:45AM	First Bancorp (FBP) Could Be a Great Choice (Zacks)
Jul-29-25 01:31AM	The Top 5 Analyst Questions From First BanCorp's Q2 Earnings Call (StockStory)
Jul-23-25 04:26PM	First Bancorp: Q2 Earnings Snapshot (Associated Press Finance)
04:05PM	First Bancorp Reports Second Quarter Results (PR Newswire)
09:10AM	How to Maximize Your Retirement Portfolio with These Top-Ranked Dividend Stocks (Zacks)
03:07AM	First BanCorp (FBP) Q2 2025 Earnings Call Highlights: Strong Loan Growth and Record Net ... (GuruFocus.com)
Jul-22-25 08:03AM	First BanCorp (NYSE:FBP) Misses Q2 Sales Targets (StockStory)
07:12AM	First Bancorp: Q2 Earnings Snapshot (Associated Press Finance)
07:00AM	First BanCorp. Announces Earnings for the Quarter Ended June 30, 2025 (Business Wire)
Jul-21-25 04:30PM	First Bancorp Declares Quarterly Cash Dividend on Common Stock (Business Wire)
09:19AM	Earnings To Watch: First BanCorp (FBP) Reports Q2 2025 Result (GuruFocus.com)
Jul-20-25 11:02PM	Earnings To Watch: First BanCorp (FBP) Reports Q2 Results Tomorrow (StockStory)
Jul-16-25 09:40AM	Are Finance Stocks Lagging First BanCorp. (FBP) This Year? (Zacks)
09:40AM	Is First BanCorp. (FBP) Stock Undervalued Right Now? (Zacks)
Jul-15-25 12:05AM	First BanCorp (FBP): 3 Reasons We Love This Stock (StockStory)
Jul-14-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Jul-04-25 12:10PM	Why First Bancorp (FBP) is Poised to Beat Earnings Estimates Again (Zacks)
Jul-02-25 08:50AM	Why Investors Need to Take Advantage of These 2 Finance Stocks Now (Zacks)
Jun-30-25 09:40AM	Is First BanCorp. (FBP) Stock Outpacing Its Finance Peers This Year? (Zacks)
Jun-26-25 11:32PM	Q1 Rundown: First BanCorp (NYSE:FBP) Vs Other Regional Banks Stocks (StockStory)
08:50AM	These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar (Zacks)
Jun-24-25 01:57PM	Here's What Makes Popular Stock a Solid Investment Option Now (Zacks)
01:47PM	FBP Q1 Deep Dive: Margin Expansion and Capital Deployment Amid Deposit Stability (StockStory)
Jun-23-25 12:01AM	3 Reasons We Love First BanCorp (FBP) (StockStory)
Jun-20-25 11:45AM	Why First Bancorp (FBP) is a Great Dividend Stock Right Now (Zacks)
Jun-13-25 09:40AM	Is AIA (AAGIY) Outperforming Other Finance Stocks This Year? (Zacks)
Jun-10-25 11:39AM	First BanCorp to Announce 2Q 2025 Results on July 22, 2025 (Business Wire)
09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
Jun-04-25 11:45AM	Why First Bancorp (FBP) is a Top Dividend Stock for Your Portfolio (Zacks)
Jun-03-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
May-27-25 09:10AM	3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income (Zacks)
May-19-25 11:45AM	First Bancorp (FBP) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
May-13-25 09:10AM	Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks (Zacks)
May-07-25 12:00PM	First Bancorp (FBP) Upgraded to Strong Buy: Here's What You Should Know (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
HERENCIA ROBERTO R	Director	Sep 02 '26	Sale	28.48	26,350	750,474	610,669	Sep 04 05:00 PM
Roberto herencia	Director	Aug 28 '26	Proposed Sale	29.03	26,350	765,000		Sep 02 02:24 PM
RIVERA NAYDA	EVP, CCO and Chief of Staff	Aug 26 '26	Sale	28.19	10,000	281,852	230,398	Aug 28 04:30 PM
RIVERA NAYDA	OFFICER	Aug 26 '26	Proposed Sale	28.20	10,000	282,000		Aug 26 05:39 PM
RIVERA NAYDA	EVP, CCO and Chief of Staff	Aug 17 '26	Sale	29.59	10,000	295,920	240,398	Aug 19 05:00 PM
RIVERA NAYDA	OFFICER	Aug 17 '26	Proposed Sale	29.40	10,000	294,000		Aug 17 04:55 PM
Berges Gonzalez Orlando	Officer	Jul 24 '26	Proposed Sale	28.75	123,197	3,541,914		Jul 24 04:32 PM
Diaz-Bento Lilian	EVP	Jun 05 '26	Sale	24.33	8,000	194,677	56,375	Jun 08 04:00 PM
HERENCIA ROBERTO R	Director	Feb 11 '26	Sale	22.63	4,723	106,896	637,019	Feb 13 08:53 AM
McDonald Michael	EVP	Jan 28 '26	Sale	22.11	34,122	754,437	62,937	Jan 29 05:00 PM
Donald L. Kafka	Officer	Dec 03 '25	Proposed Sale	20.25	15,000	303,750		Dec 03 05:58 PM

First BanCorp (Puerto Rico) is a holding company, which engages in the provision of personal, commercial, and corporate banking services. It operates through the following segments: Commercial and Corporate Banking, Consumer (Retail) Banking, Mortgage Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment consists of the company's lending and other services for large customers represented by specialized and middle-market clients and the public sector. The Consumer (Retail) Banking segment includes consumer lending and deposit-taking activities conducted mainly through FirstBank's branch network in Puerto Rico. The Mortgage Banking segment focuses on the origination, sale, and servicing of a variety of residential mortgage loan products and related hedging activities. The Treasury and Investments segment deals with treasury and investment management functions. The United States Operations segment represents all banking activities conducted by FirstBank on the United States mainland. The Virgin Islands Operations segment includes all banking activities conducted by FirstBank in the U.S. Virgin Islands and the British Virgin Islands. The company was founded on October 29, 1948 and is headquartered in San Juan, Puerto Rico.

PresidentMr. Aurelio Aleman-Bermudez

Executive VP & COOMr. Juan Carlos Pavia

Executive VPMs. Nayda Rivera-Batista CPA

AdvisorMr. Orlando Berges-Gonzalez CPA

Executive VP & Business Group DirectorMs. Lilian Diaz-Bento

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FBP

First Bancorp PR

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