RC

Ready Capital Corp

0.8517

Nov 06 • 3:59 PM ET -0.2183 (-20.40%)

0.9000

Aftermarket • 7:45 PM ET +0.0483 (5.67%)

Real Estate REIT - Mortgage USA Micro NYSE

Nov 07, 12:37 AMReady Capital completes major deleveraging, pivots from liquidity defense to earnings rebuild

Peers: ABR ACRE FBRT BRSP CMTG KREF LADR TRTX GPMT BXMT

| Held by: VTI IWM REM MORT VXF IWN FNDA VTWO SCHA PFFA

Scroll to Statements

Index	RUT
Market Cap	140.69M
Enterprise Value	4.42B
Income	-609.78M
Sales	339.63M
Book/sh	6.44
Cash/sh	1.26
Dividend Est.	0.04 (4.70%)
Dividend TTM	0.04 (4.70%)
Dividend Ex-Date	Sep 30, 2026
Dividend Gr. 3/5Y	-38.30% -21.40%
Payout	-
Employees	442
IPO	Feb 08, 2013

P/E	-
Forward P/E	-
PEG	-
P/S	0.41
P/B	0.13
P/C	0.68
P/FCF	-
EV/EBITDA	313.03
EV/Sales	13.01
Quick Ratio	1.37
Current Ratio	3.66
Debt/Eq	3.60
LT Debt/Eq	3.52
Option/Short	Yes / Yes

EPS (ttm)	-3.73
EPS next Y	-0.71
EPS next Q	-0.30
EPS this Y	-25.58%
EPS next Y	64.19%
EPS next 5Y	-
EPS past 3/5Y	- -
Sales past 3/5Y	-18.53% -5.77%
EPS Y/Y TTM	-90.42%
Sales Y/Y TTM	-41.02%
EPS Q/Q	-194.44%
Sales Q/Q	15232.58%
Earnings	Nov 05 AMC
EPS/Sales Surpr.	-25.68% 9.64%

Insider Own	11.00%
Insider Trans	0.01%
Inst Own	58.68%
Inst Trans	-1.83%
ROA	-8.53%
ROE	-40.58%
ROIC	-11.26%
Gross Margin	64.24%
Oper. Margin	-84.29%
Profit Margin	-179.54%
SMA20	-22.15%
SMA50	-36.18%
SMA200	-48.42%
Trades

Shs Outstand	165.17M
Shs Float	147.03M
Short Float	14.35%
Short Ratio	14.28
Short Interest	21.09M
52W High	3.05 -72.08%
52W Low	0.96 -11.07%
Volatility	14.30% 9.47%
ATR (14)	0.11
RSI (14)	30.89
Beta	1.55
Rel Volume	5.12
Avg Volume	1.48M
Volume	7,559,253

Perf Week	-20.40%
Perf Month	-35.48%
Perf Quarter	-53.96%
Perf Half Y	-54.94%
Perf YTD	-60.93%
Perf Year	-71.52%
Perf 3Y	-91.43%
Perf 5Y	-94.28%
Perf 10Y	-92.44%
Recom	3.33
Target Price	1.25
Prev Close	1.07
Price	0.85
Change %	-20.40%

Consensus

Hold

Avg. Price Target

$1.25

Implied Upside

+46.8%

Analysts11incl. previous ratings

Rating Distribution1 Buy · 9 Hold · 1 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Mar 03, 2025	Downgrade	CCitizens JMP	Mkt Outperform → Mkt Perform
Jan 07, 2025	Downgrade	RB. Riley Securities	Buy → Neutral	$12 → $10	+1,074.1%
Jul 19, 2024	Resumed	BBTIG Research	Neutral
May 10, 2024	Downgrade	LLadenburg Thalmann	Buy → Neutral
Mar 04, 2024	Downgrade	KKeefe Bruyette	Mkt Perform → Underperform	$10 → $8	+839.3%
Dec 18, 2023	Downgrade	RRaymond James	Outperform → Mkt Perform
Dec 06, 2023	Resumed	UUBS	Neutral	$10.50	+1,132.8%
Oct 23, 2023	Resumed	BBTIG Research	Buy	$14.50 → $12	+1,308.9%
Oct 17, 2023	Initiated	WWedbush	Neutral	$11	+1,191.5%
Dec 15, 2022	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform	$13	+1,426.4%
Oct 20, 2022	Initiated	UUBS	Neutral	$11	+1,191.5%
Jul 08, 2021	Downgrade	PPiper Sandler	Overweight → Neutral	$15.50	+1,719.9%
Apr 22, 2021	Upgrade	KKeefe Bruyette	Mkt Perform → Outperform	$15.50	+1,719.9%
Feb 03, 2021	Initiated	BBTIG Research	Buy	$14	+1,543.8%
Aug 07, 2020	Upgrade	LLadenburg Thalmann	Neutral → Buy
May 12, 2020	Downgrade	LLadenburg Thalmann	Buy → Neutral
Dec 23, 2019	Upgrade	SSandler O'Neill	Hold → Buy	$17.50	+1,954.7%
Nov 08, 2019	Downgrade	CCompass Point	Buy → Neutral	$16.50	+1,837.3%
Nov 09, 2018	Upgrade	LLadenburg Thalmann	Neutral → Buy

Nov-06-26 10:51AM	Ready Capital Narrows Its Core Loss And Clears 2026 Maturities, But Book Value Erosion And A Longer Path To Breakeven Overshadow The Beat (Earnings Whispers) -20.40%
Nov-05-26 05:36PM	Ready Capital: Q3 Earnings Snapshot (Associated Press) -6.14%
05:15PM	Ready Capital Corporation Reports Third Quarter 2026 Results (GlobeNewswire)
Nov-02-26 10:00AM	Ready Capital Must Prove Its Slowing Bleed Can Become Earnings Recovery As Shares Slump (Earnings Whispers)
Oct-30-26 04:15PM	Ready Capital Corporation Announces Third Quarter 2026 Results and Webcast Call (GlobeNewswire) -6.96%
09:30AM	Loading…
Oct-24-26 09:30AM	From $64M to $11M: Historic 55 East Jackson up for sale in Loop (The Real Deal)
Sep-18-26 07:30AM	Ready Capital Corporation Prices $225 Million of Senior Secured Notes Due 2031 and Announces Redemption of $350 Million of Notes Due 2026 (GlobeNewswire)
Sep-15-26 04:15PM	Ready Capital Corporation Declares Third Quarter 2026 Dividends (GlobeNewswire)
Sep-03-26 09:00AM	Waterfall Asset Management and Delaware Life Complete Refinancing of The Torrance in Southern California (PR Newswire)
Aug-07-26 05:02PM	Ready Capital Corp (RC) (Q2 2026) Earnings Call Highlights: Strategic Repositioning and Path to ... (GuruFocus.com) +10.32% +8.19%
Aug-06-26 06:24PM	Ready Capital: Q2 Earnings Snapshot (Associated Press)
05:10PM	Ready Capital Corporation Reports Second Quarter 2026 Results (GlobeNewswire)
Jul-31-26 04:10PM	Ready Capital Corporation Announces Second Quarter 2026 Results and Webcast Call (GlobeNewswire) +6.99%
Jul-30-26 04:10PM	ReadyCap Lending Completes $145 Million SBA 7(a) Loan Securitization (GlobeNewswire)
Jun-15-26 06:15PM	Ready Capital Corporation Declares Second Quarter 2026 Dividends (GlobeNewswire)
06:30PM	Loading…
May-07-26 06:30PM	Ready Capital: Q1 Earnings Snapshot (Associated Press) +5.88% -12.50%
05:25PM	Ready Capital Corporation Reports First Quarter 2026 Results (GlobeNewswire)
May-01-26 04:15PM	Ready Capital Corporation Announces First Quarter 2026 Results and Webcast Call (GlobeNewswire)
Apr-01-26 04:15PM	Ready Capital Corporation Provides Business Update (GlobeNewswire)
Mar-27-26 08:00AM	Waterfall Asset Management Originates $19.5 Million Loan to Support Acquisition of Greenwich Village Retail Property (PR Newswire) -5.00%
Mar-17-26 08:00AM	Waterfall Asset Management Provides $127 Million Refinancing for Chesterbrook Office Campus (PR Newswire)
Mar-13-26 04:15PM	Ready Capital Corporation Declares First Quarter 2026 Dividends (GlobeNewswire)
Feb-28-26 05:05PM	Ready Capital Q4 Earnings Call Highlights (MarketBeat)
Feb-27-26 04:04PM	Ready Capital Corp (RC) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic ... (GuruFocus.com) +13.50% +11.35%
Feb-26-26 07:40PM	Ready Capital (RC) Reports Q4 Loss, Lags Revenue Estimates (Zacks)
06:11PM	Ready Capital: Q4 Earnings Snapshot (Associated Press Finance)
04:45PM	Ready Capital Corporation Reports Fourth Quarter 2025 Results (GlobeNewswire)
04:25PM	Ready Capital Corporation Announces Leadership Changes (GlobeNewswire)
Feb-25-26 12:15PM	Starwood Property Trust (STWD) Tops Q4 Earnings and Revenue Estimates (Zacks)
Feb-17-26 07:45AM	TPG Mortgage Investment Trust (MITT) Q4 Earnings and Revenues Lag Estimates (Zacks)
04:10PM	Loading…
Feb-13-26 04:10PM	Ready Capital Corporation Announces Fourth Quarter and Full Year 2025 Results and Webcast Call (GlobeNewswire)
Dec-15-25 04:10PM	Ready Capital Corporation Declares Fourth Quarter 2025 Dividends (GlobeNewswire)
Dec-05-25 05:49PM	CRH, Carvana and Comfort Systems USA Set to Join S&P 500; Others to Join S&P MidCap 400 and S&P SmallCap 600 (PR Newswire)
Nov-20-25 01:27AM	UBS Downgrades Ready Capital (RC) to $2.75 from $3.50, Keeps a Neutral Rating (Insider Monkey)
Nov-06-25 06:40PM	Ready Capital (RC) Reports Q3 Loss, Lags Revenue Estimates (Zacks)
05:47PM	Ready Capital: Q3 Earnings Snapshot (Associated Press Finance)
04:45PM	Ready Capital Corporation Reports Third Quarter 2025 Results (GlobeNewswire)
Nov-04-25 10:00PM	What To Expect From Ready Capital's (RC) Q3 Earnings (StockStory)
Oct-31-25 09:45AM	Arbor Realty Trust (ABR) Tops Q3 Earnings Estimates (Zacks)
Oct-30-25 07:15PM	Apollo Commerical Finance (ARI) Q3 Earnings Top Estimates (Zacks)
04:10PM	Ready Capital Corporation Announces Third Quarter 2025 Results and Webcast Call (GlobeNewswire)
Oct-28-25 11:23PM	UBS Lowers Price Target on Ready Capital (RC), Maintains Neutral Outlook (Insider Monkey)
Oct-24-25 12:01AM	Ready Capital (RC): Buy, Sell, or Hold Post Q2 Earnings? (StockStory)
Sep-30-25 05:20PM	Ready Capital, Franklin BSP Realty Trust, Annaly Capital Management, Rocket Companies, and Mr. Cooper Group Shares Are Falling, What You Need To Know (StockStory)
Sep-29-25 09:49AM	SBA WORX Selects LenderAI as a Technology Platform for Its LSP Business (PR Newswire)
Sep-15-25 04:15PM	Ready Capital Corporation Declares Third Quarter 2025 Dividends (GlobeNewswire)
Sep-02-25 04:44AM	Bulk Asset Sale Drives Ready Capital Dividend Growth and Stabilization (Insider Monkey)
Aug-28-25 11:34PM	Thrifts & Mortgage Finance Stocks Q2 Recap: Benchmarking Ready Capital (NYSE:RC) (StockStory)
Aug-12-25 11:50AM	Ready Capital (RC) Stock Is Up, What You Need To Know (StockStory)
Aug-09-25 03:06AM	Ready Capital Corp (RC) Q2 2025 Earnings Call Highlights: Navigating Challenges and Seizing ... (GuruFocus.com)
Aug-08-25 05:39AM	Ready Capital (NYSE:RC) Misses Q2 Revenue Estimates (StockStory)
Aug-07-25 08:30PM	Ready Capital (RC) Reports Q2 Earnings: What Key Metrics Have to Say (Zacks)
07:45PM	Ready Capital (RC) Reports Q2 Loss, Misses Revenue Estimates (Zacks)
06:42PM	Ready Capital: Q2 Earnings Snapshot (Associated Press Finance)
06:25PM	Ready Capital Corporation Reports Second Quarter 2025 Results (GlobeNewswire)
Aug-06-25 09:45AM	MFA Financial (MFA) Misses Q2 Earnings Estimates (Zacks)
Aug-05-25 07:15AM	Ares Commercial Real Estate (ACRE) Reports Q2 Loss, Lags Revenue Estimates (Zacks)
Aug-04-25 10:00AM	Earnings Preview: Ellington Credit (EARN) Q2 Earnings Expected to Decline (Zacks)
Jul-31-25 04:15PM	Ready Capital Corporation Announces Second Quarter 2025 Results and Webcast Call (GlobeNewswire)
Jul-30-25 10:00AM	Earnings Preview: Ready Capital (RC) Q2 Earnings Expected to Decline (Zacks)
Jul-29-25 12:00AM	3 Reasons to Avoid RC and 1 Stock to Buy Instead (StockStory)
Jul-22-25 07:00AM	Ready Capital Secures Ownership of The Ritz-Carlton Portland Project (GlobeNewswire)
Jul-07-25 10:20AM	5 Must-Read Analyst Questions From Ready Capital's Q1 Earnings Call (StockStory)
Jun-29-25 11:36PM	Thrifts & Mortgage Finance Stocks Q1 Teardown: Ready Capital (NYSE:RC) Vs The Rest (StockStory)
Jun-24-25 02:22AM	RC Q1 Deep Dive: Asset Liquidations and Credit Repositioning Dominate Start to 2025 (StockStory)
Jun-14-25 08:54AM	UPDATE -- Ready Capital Corporation Declares Second Quarter 2025 Dividends (GlobeNewswire)
Jun-13-25 04:10PM	Ready Capital Corporation Declares First Quarter 2025 Dividends (GlobeNewswire)
May-10-25 03:04AM	Ready Capital Corp (RC) Q1 2025 Earnings Call Highlights: Navigating Challenges with Strategic ... (GuruFocus.com)
May-09-25 11:14PM	Q1 2025 Ready Capital Corp Earnings Call (Thomson Reuters StreetEvents) -5.71%
May-08-25 08:30PM	Here's What Key Metrics Tell Us About Ready Capital (RC) Q1 Earnings (Zacks)
07:10PM	Ready Capital (RC) Reports Break-Even Earnings for Q1 (Zacks)
05:00PM	Ready Capital Corporation Reports First Quarter 2025 Results (GlobeNewswire)
May-07-25 09:25AM	BGC Group (BGC) Matches Q1 Earnings Estimates (Zacks)
May-06-25 09:45AM	MFA Financial (MFA) Q1 Earnings and Revenues Miss Estimates (Zacks)
May-05-25 12:10PM	Can Ready Capital (RC) Keep the Earnings Surprise Streak Alive? (Zacks)
08:10AM	Angel Oak Mortgage (AOMR) Lags Q1 Earnings Estimates (Zacks)
May-01-25 04:15PM	Ready Capital Corporation Announces First Quarter 2025 Results and Webcast Call (GlobeNewswire)
Apr-30-25 06:20PM	New York Mortgage Trust (NYMT) Tops Q1 Earnings and Revenue Estimates (Zacks)
Apr-29-25 05:45AM	Ready Capital Corporation Sued for Securities Law Violations - Investors Should Contact Levi & Korsinsky for More Information - RC (PR Newswire)
Apr-28-25 02:57PM	Ready Capital (RC) Faces Investor Backlash as Lawsuit Alleges Concealed CRE Loan Woes Hagens Berman (GlobeNewswire)
Apr-27-25 08:20AM	RC SHAREHOLDER REVIEW: Ready Capital (NYSE:RC) was Sued for Fraud after 27% Stock Drop Investors are Urged to Contact BFA Law (GlobeNewswire)
Apr-24-25 12:28PM	Shareholders of Ready Capital Corporation Should Contact Levi & Korsinsky Before May 5, 2025 to Discuss Your Rights RC (GlobeNewswire)
Apr-22-25 11:46AM	Ready Capital (RC) Faces Investor Backlash as Lawsuit Alleges Concealed CRE Loan Woes - Hagens Berman (Newsfile)
Apr-21-25 07:31PM	Focusing On Lower Risk Shares (And Updated Charts For High-Yield Stocks) (Seeking Alpha)
08:36AM	Ready Capital (RC) Faces Investor Backlash as Lawsuit Alleges Concealed CRE Loan Woes Hagens Berman (GlobeNewswire)
Apr-18-25 02:38PM	Ready Capital (RC) Faces Investor Backlash as Lawsuit Alleges Concealed CRE Loan Woes Hagens Berman (GlobeNewswire)
Apr-16-25 06:10PM	Lawsuit Targets Ready Capital (RC) for Misleading Statements on CRE Loans Hagens Berman (GlobeNewswire) -5.62%
Apr-15-25 01:40PM	Lawsuit Targets Ready Capital (RC) for Misleading Statements on CRE Loans- Hagens Berman (Newsfile)
Apr-14-25 08:48AM	Lawsuit Targets Ready Capital (RC) for Misleading Statements on CRE Loans Hagens Berman (GlobeNewswire)
Apr-11-25 02:07PM	Lawsuit Targets Ready Capital (RC) for Misleading Statements on CRE Loans Hagens Berman (GlobeNewswire)
Apr-10-25 09:18AM	PennyMac Mortgage (PMT) Stock Jumps 5.7%: Will It Continue to Soar? (Zacks) -7.23%
Apr-08-25 09:00AM	iBusiness Funding Launches First-Of-Its-Kind Agentic Lending AI Solution and Announces $100 Million Commitment Toward AI (Business Wire)
05:45AM	Ready Capital Corporation Sued for Securities Law Violations - Investors Should Contact Levi & Korsinsky Before May 5, 2025 to Discuss Your Rights - RC (PR Newswire)
Apr-07-25 06:48PM	Ready Capital Corporation (RC): Among Small-Cap Stocks Insiders Were Buying in Q1 2025 (Insider Monkey)
Apr-04-25 05:45AM	Ready Capital Corporation Sued for Securities Law Violations - Investors Should Contact Levi & Korsinsky Before May 5, 2025 to Discuss Your Rights - RC (PR Newswire)
Apr-01-25 03:42PM	BrightSpire Capital: If I Had To Sell One High-Yielding Value Destroyer (Seeking Alpha)
Mar-31-25 07:16AM	Rithm Capital's Sector Comparative Analysis - Part 2 (Includes Q2 + Q3 2025 Dividend Projection) (Seeking Alpha)
Mar-27-25 10:59AM	Waterfall Asset Management Appoints Keerthi Raghavan as Co-Chief Investment Officer (PR Newswire)
Mar-26-25 06:38PM	Let's Talk Mortgage REITs (But Not For Too Long) (SeekingAlpha)
Mar-25-25 05:52PM	Ready Capital Corporation Sued for Securities Law Violations - Investors Should Contact Levi & Korsinsky for More Information - RC (PR Newswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Ahlborn Andrew	Chief Financial Officer	May 29 '26	Buy	1.82	2,799	5,094	1,153,110	Jun 02 04:07 PM
Ahlborn Andrew	Chief Financial Officer	May 29 '26	Sale	1.81	2,799	5,066	1,150,311	Jun 02 04:07 PM
Ahlborn Andrew	Officer	May 29 '26	Proposed Sale	1.81	2,799	5,066		May 29 02:54 PM
NATHAN GILBERT E	Director	Mar 06 '26	Buy	1.95	30,000	58,410	216,358	Mar 09 05:16 PM
NATHAN GILBERT E	Director	Mar 05 '26	Buy	2.02	10,000	20,200	128,106	Mar 09 05:16 PM

Ready Capital Corp. is a real estate finance company, which engages in acquiring, managing, and financing small balance commercial loans. It operates through the following segments: SBC Lending and Acquisitions, Small Business Lending, and Residential Mortgage Banking. The SBC Lending and Acquisitions segment is involved in the SBC loans across the full life-cycle of an SBC property including construction, bridge, stabilized, and agency loan origination channels through wholly-owned subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program through wholly-owned subsidiary, ReadyCap Lending, LLC. The Residential Mortgage Banking segment focuses on the residential mortgage loan origination segment through wholly-owned subsidiary, GMFS, LLC. The company was founded in November 2011 and is headquartered in New York, NY.

CFO & SecretaryMr. Andrew Ahlborn CPA

ChairmanMr. Thomas Edward Capasse

President & DirectorMr. Jack Jay Ross CPA

Head of Operations & CTOMr. Matthew Cohen

Head of MarketingMs. Sue Ianieri

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RC

Ready Capital Corp

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