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SPNS

Sapiens International Corp NV

Nov 14 • 04:00PM ET

43.18

-0.03 -0.07 %

Technology • Software - Application • Israel • NASD

Peers: ACN CTSH INFY TCS EPAM DXC GLOB PAYC LDOS

| Held by: IWM IWO VTWO MNA DFAC DFAS MVFD IZRL PSC JSMD

Scroll to Statements

Index	RUT	P/E	37.70	EPS (ttm)	1.15	Insider Own	45.05%	Shs Outstand	55.90M	Perf Week	0.07%
Market Cap	2.41B	Forward P/E	27.61	EPS next Y	1.56	Insider Trans	0.00%	Shs Float	30.72M	Perf Month	0.37%
Enterprise Value	2.39B	PEG	7.33	EPS next Q	0.37	Inst Own	42.93%	Short Float	2.10%	Perf Quarter	1.17%
Income	64.34M	P/S	4.28	EPS this Y	-2.25%	Inst Trans	6.96%	Short Ratio	0.87	Perf Half Y	51.30%
Sales	564.33M	P/B	4.70	EPS next Y	8.12%	ROA	9.02%	Short Interest	0.65M	Perf YTD	62.99%
Book/sh	9.19	P/C	29.36	EPS next 5Y	5.14%	ROE	13.07%	52W High	43.25 -0.16%	Perf Year	55.80%
Cash/sh	1.47	P/FCF	30.43	EPS past 3/5Y	14.29% 19.63%	ROIC	12.12%	52W Low	23.69 82.27%	Perf 3Y	148.83%
Dividend Est.	-	EV/EBITDA	23.31	Sales past 3/5Y	5.57% 10.74%	Gross Margin	45.45%	Volatility	0.12% 0.15%	Perf 5Y	48.46%
Dividend TTM	0.30 (0.69%)	EV/Sales	4.23	EPS Y/Y TTM	-9.94%	Oper. Margin	15.05%	ATR (14)	0.08	Perf 10Y	308.53%
Dividend Ex-Date	Apr 07, 2025	Quick Ratio	1.52	Sales Y/Y TTM	4.71%	Profit Margin	11.40%	RSI (14)	67.59	Recom	3.00
Dividend Gr. 3/5Y	7.87% 33.34%	Current Ratio	1.52	EPS Q/Q	-22.17%	SMA20	0.14%	Beta	0.90	Target Price	43.50
Payout	45.90%	Debt/Eq	0.08	Sales Q/Q	11.16%	SMA50	0.30%	Rel Volume	0.37	Prev Close	43.21
Employees	4850	LT Debt/Eq	0.03	Earnings	Nov 13 BMO	SMA200	31.20%	Avg Volume	737.57K	Price	43.18
IPO	May 29, 1992	Option/Short	Yes / Yes	EPS/Sales Surpr.	3.84% 2.78%	Trades		Volume	275,115	Change	-0.07%

Date	Action	Analyst	Rating Change	Price Target Change
Feb-03-25	Downgrade	Jefferies	Buy → Hold	$36 → $28
May-05-23	Downgrade	Barclays	Equal Weight → Underweight	$24
Jan-23-23	Initiated	Goldman	Buy	$28
Dec-01-22	Initiated	JP Morgan	Underweight	$20
Dec-14-21	Downgrade	JP Morgan	Neutral → Underweight	$35
Jul-13-21	Downgrade	JP Morgan	Overweight → Neutral	$35
Jun-03-21	Downgrade	Goldman	Neutral → Sell	$34 → $27
Jan-20-21	Initiated	Jefferies	Buy	$39
Jan-13-21	Initiated	Goldman	Neutral	$35
Dec-22-20	Initiated	Citigroup	Buy	$33
Oct-26-20	Initiated	JP Morgan	Overweight	$40
Aug-08-18	Reiterated	Needham	Buy	$13 → $14
Feb-16-18	Downgrade	Barclays	Overweight → Equal Weight	$17 → $11
Apr-28-17	Reiterated	Needham	Buy	$17 → $16
Mar-01-17	Reiterated	Needham	Buy	$16 → $17
Nov-08-16	Reiterated	Needham	Buy	$15 → $16
Nov-05-15	Downgrade	ROTH Capital	Buy → Neutral	$12
Aug-07-15	Reiterated	Needham	Buy	$11 → $14
Jun-26-15	Reiterated	ROTH Capital	Buy	$10 → $12
Dec-12-13	Initiated	William Blair	Outperform

Show Previous Ratings

Nov-13-25 07:05AM	Sapiens (SPNS) Beats Q3 Earnings and Revenue Estimates (Zacks)
07:00AM	Milestone raises $10M to make sure AI rhymes with ROI (TechCrunch)
05:44AM	Sapiens: Q3 Earnings Snapshot (Associated Press Finance)
05:35AM	Sapiens Reports Third Quarter 2025 Financial Results (PR Newswire)
Nov-06-25 07:40AM	SAPIENS TO ANNOUNCE THIRD QUARTER 2025 FINANCIAL RESULTS ON NOVEMBER 13, 2025 (PR Newswire)
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Oct-30-25 06:21AM	Sapiens Customer Summit Highlighted Transformative Insurance Technology in Phoenix, Arizona (PR Newswire)
Oct-29-25 08:25AM	Blackbaud (BLKB) Q3 Earnings and Revenues Surpass Estimates (Zacks)
Oct-28-25 06:30AM	Sapiens Launches Decision Analytics, Bringing Real-Time Visibility and Optimization to AI Decisioning (PR Newswire)
Oct-27-25 05:15PM	Cadence Design Systems (CDNS) Beats Q3 Earnings and Revenue Estimates (Zacks)
Oct-09-25 06:25AM	Sapiens' AdvantageGo Unveils Underwriting Workbench 3.0 to Redefine Underwriting as an Intelligent Business Platform (PR Newswire)
Oct-08-25 11:29AM	Sapiens Announces Strategic Partnership with Linqura for P&C Underwriting Risk-Scoring (PR Newswire)
Sep-17-25 07:10AM	MPS Completes Major IDITSuite Upgrade with Sapiens (PR Newswire)
Sep-10-25 07:04AM	Encova Insurance Leverages Sapiens to Streamline Testing and Improve Software Quality (PR Newswire)
Sep-09-25 07:17AM	Sapiens Launches Enhanced CoreSuite for P&C with Upgrades to Claims, Billing, and Underwriting (PR Newswire)
Aug-21-25 07:44AM	Bankers Insurance Group taps Sapiens for P&C growth (Life Insurance International)
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Aug-20-25 06:50AM	Bankers Insurance Group Selects Sapiens to Power Digital Modernization and Accelerate Strategic Growth (PR Newswire)
Aug-14-25 01:45PM	Sapiens International (SPNS) Skyrockets 44% on $2.5-Billion Merger With Advent (Insider Monkey)
06:50AM	Advent to buy Sapiens for $2.5bn (Verdict)
04:51AM	Advent to take Sapiens private in $2.5bn deal (Life Insurance International)
Aug-13-25 11:52AM	Blackstone, Goldman Lead Private Debt Deal for Sapiens Buyout (Bloomberg) +44.27%
10:42AM	These Stocks Are Moving the Most Today: CoreWeave, Cava, Alibaba, Rigetti, Instacart, Webtoon, Intapp, Sapiens, and More (Barrons.com)
08:30AM	Sapiens (SPNS) Surpasses Q2 Earnings and Revenue Estimates (Zacks)
07:29AM	Sapiens International Stock Soars 44%. It's Going Private in a $2.5 Billion Deal. (Barrons.com)
07:28AM	Sapiens: Q2 Earnings Snapshot (Associated Press Finance)
07:15AM	Sapiens Reports Second Quarter 2025 Financial Results (PR Newswire)
06:05AM	Advent To Acquire Sapiens In $2.5 Billion Push For AI-Powered Insurance Solutions (Benzinga)
02:57AM	Advent to acquire Sapiens for $2.5 billion in all-cash deal (Investing.com)
01:24AM	Insurance software firm Sapiens to be bought by Advent for $2.5 billion (Reuters)
01:12AM	Sapiens to be acquired by Advent for $2.5 Billion (PR Newswire)
Aug-07-25 05:55PM	OptimizeRx Corp. (OPRX) Surpasses Q2 Earnings and Revenue Estimates (Zacks)
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07:10AM	Sapiens Named a "Dominant Provider" in Datos Insights' Life and Underwriting Report (PR Newswire)
Aug-06-25 06:51AM	Earnix and Sapiens Partner to Unlock Operational Efficiency for P&C Insurers in EMEA and APAC (PR Newswire)
Jul-23-25 07:35AM	SAPIENS TO ANNOUNCE SECOND QUARTER 2025 FINANCIAL RESULTS ON AUGUST 13, 2025 (PR Newswire)
Jul-09-25 07:21AM	Sapiens Named as an AI Decisioning Platform leader in Analyst Evaluation (PR Newswire)
06:32AM	S&P Global Ratings Maalot Confirms Ratings of Sapiens and its Series B Debentures as "ilAA-" with a Stable Outlook/ "ilAA-" (PR Newswire)
Jun-24-25 05:27AM	Absa Life implements Sapiens insurance platform to streamline operations (Life Insurance International)
Jun-23-25 06:25AM	Absa Life Goes Live with Sapiens Insurance Platform to Modernize Core Systems and Enhance Customer Journeys (PR Newswire)
Jun-17-25 06:24AM	Sapiens to Accelerate Insurers' Digital Transformation with AI-Driven Upgrades for Life, Pensions, & Annuities (PR Newswire)
Jun-10-25 06:40AM	Encova Insurance Selects Sapiens Decision to Power Enterprise-Wide Transformation (PR Newswire)
May-21-25 06:38AM	Leading U.S. Auto Claims Organization Selects Sapiens to Modernize Operations (PR Newswire)
May-15-25 06:17AM	Sapiens Hosts Global Client Conference in Vienna, Empowering Insurers to Lead Market Change (PR Newswire)
May-13-25 06:20AM	Global Insurance Leader Selected Sapiens to Innovate Operations (PR Newswire)
May-08-25 07:20AM	Sapiens (SPNS) Beats Q1 Earnings Estimates (Zacks)
06:18AM	Sapiens: Q1 Earnings Snapshot (Associated Press Finance)
06:08AM	Sapiens Reports First Quarter 2025 Financial Results (PR Newswire)
May-07-25 05:23PM	Guidewire Software's Performance Improves, But Valuation Appears Full (Seeking Alpha)
06:25AM	Sapiens Wins Top Honours from Celent for IDITSuite Excellence in EMEA and APAC (PR Newswire)
May-06-25 07:00AM	One of the Largest Global Life Insurers Selects Sapiens Insurance Platform for Life and Pensions to Drive Digital Transformation for its Czech Republic Business (PR Newswire)
Apr-30-25 05:15PM	PTC Inc. (PTC) Surpasses Q2 Earnings and Revenue Estimates (Zacks)
Apr-29-25 05:25AM	Sapiens enters deal to acquire insurtech company AdvantageGo (Life Insurance International)
Apr-28-25 01:26PM	Sapiens Acquires AdvantageGo to Expand Global P&C Platform with Cutting-Edge Underwriting Workbench & Risk Management Capabilities (PR Newswire)
Apr-23-25 05:51AM	Sapiens to buy automation service provider Candela (Life Insurance International)
Apr-22-25 02:23AM	Sapiens Acquires Candela to Expand its Footprint in APAC and Enhance its Life Product Portfolio (PR Newswire)
Apr-17-25 10:50AM	Can Strong Recurring Revenue Growth Push SPNS Stock Higher in 2025? (Zacks)
06:24AM	SAPIENS TO ANNOUNCE FIRST QUARTER 2025 FINANCIAL RESULTS ON MAY 8, 2025 (PR Newswire)
Apr-16-25 05:46AM	Universal Life seeks to modernise core systems with Sapiens solution (Life Insurance International)
Apr-15-25 07:32AM	Universal Life Selects Sapiens to Modernise its Core Systems (PR Newswire)
Apr-08-25 07:20AM	Sapiens Enhances Industry-Leading StatementPro with New Multi-Company Features (PR Newswire)
Apr-02-25 07:26AM	Sapiens Introduces Next-Generation Enhancements for Life & Annuities Insurers with Updated IllustrationPro and ApplicationPro (PR Newswire)
Mar-31-25 07:20AM	Sapiens Life Platform Selected by a Leading U.S. Insurer (PR Newswire)
Mar-27-25 01:43PM	Sapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2024 (PR Newswire)
Mar-26-25 06:26AM	SAPIENS DECLARES CASH DIVIDEND OF $16.8 MILLION, OR $0.30 PER SHARE, FOR THE SECOND HALF OF 2024 AND A SPECIAL CASH DIVIDEND OF $20.1 MILLION, OR $0.36 PER SHARE, FOR 2024 (PR Newswire)
Mar-12-25 07:50AM	Hiscox UK Goes Live with Sapiens Insurance Platform on Sapiens Cloud (PR Newswire)
Mar-10-25 12:06PM	Pioneer Insurance selects Sapiens Insurance Platform (Life Insurance International)
06:00AM	Pioneer Insurance Selects Sapiens to Drive Digital Innovation in the Philippines (PR Newswire)
Feb-19-25 06:00AM	Sapiens International Corp NV (SPNS) Q4 2024 Earnings Call Highlights: Revenue Growth and ... (GuruFocus.com)
Feb-18-25 03:58PM	Sapiens International (SPNS) Reports 2024 Revenue Growth, Sets 2025 Guidance (Insider Monkey)
07:05AM	Sapiens (SPNS) Q4 Earnings Beat Estimates (Zacks)
06:17AM	Sapiens: Q4 Earnings Snapshot (Associated Press Finance)
05:51AM	Sapiens Reports Fourth Quarter 2024 Financial Results (PR Newswire)
Feb-13-25 11:33AM	Sapiens International Corporation N.V. (SPNS) Unveils UnderwritingPro v14 with AI-Powered Enhancements (Insider Monkey)
Feb-12-25 11:42AM	Sapiens rolls out new automated underwriting solution for insurers (Life Insurance International)
Feb-11-25 10:00AM	Sapiens (SPNS) Reports Next Week: What Awaits? (Zacks)
07:28AM	Sapiens Releases its Latest Underwriting Solution with Innovative Automation and AI for Life & Annuities Insurers (PR Newswire)
Feb-03-25 02:11PM	Jefferies upgrades SS&C, downgrades Sapiens ahead of Q4 reports (Investing.com)
Jan-29-25 09:00AM	American Armed Forces Mutual Aid Association Simplifies Insurance Application Processes Through Sapiens Implementation (GlobeNewswire)
Jan-28-25 07:23AM	SAPIENS TO ANNOUNCE FOURTH QUARTER AND YEAR-END 2024 FINANCIAL RESULTS ON FEBRUARY 18, 2025 (PR Newswire)
Jan-14-25 06:41AM	Sapiens enters Microsoft Azure marketplace (Life Insurance International)
Jan-13-25 07:20AM	Sapiens Now Available in the Microsoft Azure Marketplace (PR Newswire)
Dec-26-24 07:50AM	Sapiens to Participate in the 27th Annual Needham Growth Conference on January 15, 2025 (PR Newswire)
Dec-18-24 07:15AM	Sapiens wins XCelent award for Customer Base and Support for UnderwritingPro for Life and Annuities (PR Newswire)
07:15AM	Sapiens wins XCelent award for Customer Base and Support for UnderwritingPro for Life & Annuities (PR Newswire)
Nov-12-24 03:30AM	Q3 2024 Sapiens International Corporation N.V. Earnings Call (Thomson Reuters StreetEvents)
Nov-11-24 07:10AM	Sapiens (SPNS) Meets Q3 Earnings Estimates (Zacks) -26.24%
06:38AM	Sapiens stock slumps on annual guidance cut, disappointing Q3 results (Investing.com)
05:56AM	Sapiens: Q3 Earnings Snapshot (Associated Press Finance)
05:43AM	Sapiens Reports Third Quarter 2024 Financial Results (PR Newswire)
Nov-07-24 12:23PM	Strength Seen in Sapiens (SPNS): Can Its 5.0% Jump Turn into More Strength? (Zacks)
Nov-05-24 07:52AM	Sapiens Advances Digital Transformation for African Insurer (TipRanks)
Nov-04-24 07:26AM	A Tier 1 Insurer in Africa Optimises Data Capabilities with Go-Live of Sapiens Data and Analytics Solution (PR Newswire)
Oct-28-24 08:20AM	SAPIENS TO ANNOUNCE THIRD QUARTER OF 2024 FINANCIAL RESULTS ON NOVEMBER 11, 2024 (PR Newswire)
Oct-15-24 10:54AM	Sapiens Decision launches underwriting solution for P&C (Life Insurance International)
07:23AM	Sapiens Decision Launches Solution to Boost Decision Underwriting Efficiency and Profitability for P&C (PR Newswire)
Sep-30-24 08:05AM	Hollard Group Risk Goes Live with Sapiens Data and Analytics Solution to Complement Sapiens CoreSuite for Life & Pensions (PR Newswire)
Sep-12-24 07:25AM	Sapiens Showcases Next-Gen Innovations at Annual North America Customer Summit in Austin, Texas (PR Newswire)
Sep-09-24 05:35AM	Tier One life and health insurance carrier in Canada selects Sapiens (Life Insurance International)
Sep-05-24 01:15PM	Sapiens collaborates with Addresscloud to boost risk insights (Life Insurance International)
07:25AM	Tier-One Canadian Life and Health Insurance Carrier Selects Sapiens Insurance Platform to Foster Innovation, Drive Efficiency, and Improve Agent & Customer Experience (PR Newswire)
Sep-04-24 06:19AM	Sapiens Partners with Addresscloud to Enhance Insurers' Geographic Risk Insights (PR Newswire)
Aug-27-24 07:54AM	Sapiens Releases Latest Version of CoreSuite for Property & Casualty for Enhanced Performance, Security and Efficiency (PR Newswire)

Sapiens International Corp. NV provides software solutions for the insurance industry. It offers core, end-to-end solutions to the global general insurance, property and casualty, life, pension and annuities, reinsurance and retirement markets, as well as business decision management software. The company was founded by Joseph Bolless and Ron Zuckerman in 1982 and is headquartered in Holon, Israel.

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	SEC Form 4
Al-Dor Ron	Officer	Jul 24 '25	Proposed Sale	30.78	57,249	1,762,124	Jul 24 07:39 AM
Al-Dor Ron	Officer	Jul 02 '25	Proposed Sale	29.36	100,000	2,936,000	Jul 02 10:43 AM
Al-Dor Ron	Officer	Jun 05 '25	Proposed Sale	29.19	100,000	2,919,000	Jun 05 06:38 AM
Al-Dor Ron	Officer	May 06 '25	Proposed Sale	28.20	100,000	2,820,000	May 07 07:35 AM
Al-Dor Ron	Officer	Mar 19 '25	Proposed Sale	27.75	100,000	2,775,000	Mar 19 08:12 AM

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SPNS

Sapiens International Corp NV

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