VEL

Velocity Financial Inc

15.30

Oct 23 • 3:59 PM ET +0.09 (0.59%)

15.30

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Mortgage Finance USA Small NYSE

Peers: MFA RWT PFSI RC AOMR EFC ABR SACH RITM LOAN

| Held by: AVUV VTI IWM DFSV DFAS VXF DFAT IWN VTWO SCHA

Scroll to Statements

Index	RUT
Market Cap	604.04M
Enterprise Value	7.41B
Income	106.21M
Sales	688.39M
Book/sh	18.36
Cash/sh	6.21
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	371
IPO	Jan 17, 2020

P/E	5.64
Forward P/E	5.04
PEG	0.95
P/S	0.88
P/B	0.83
P/C	2.46
P/FCF	25.13
EV/EBITDA	12.25
EV/Sales	10.77
Quick Ratio	0.92
Current Ratio	1.20
Debt/Eq	9.77
LT Debt/Eq	9.34
Option/Short	Yes / Yes

EPS (ttm)	2.71
EPS next Y	3.03
EPS next Q	0.71
EPS this Y	-3.55%
EPS next Y	8.08%
EPS next 5Y	5.32%
EPS past 3/5Y	42.98% -
Sales past 3/5Y	35.19% 29.35%
EPS Y/Y TTM	17.94%
Sales Y/Y TTM	31.59%
EPS Q/Q	-7.19%
Sales Q/Q	17.92%
Earnings	Nov 04 AMC
EPS/Sales Surpr.	9.03% 11.01%

Insider Own	38.03%
Insider Trans	-0.14%
Inst Own	65.65%
Inst Trans	0.93%
ROA	1.47%
ROE	16.10%
ROIC	1.42%
Gross Margin	90.43%
Oper. Margin	86.99%
Profit Margin	15.43%
SMA20	3.24%
SMA50	-6.81%
SMA200	-14.43%
Trades

Shs Outstand	39.29M
Shs Float	24.47M
Short Float	6.64%
Short Ratio	10.63
Short Interest	1.62M
52W High	21.40 -28.49%
52W Low	14.18 7.90%
Volatility	3.43% 3.12%
ATR (14)	0.50
RSI (14)	49.32
Beta	0.78
Rel Volume	0.98
Avg Volume	152.76K
Volume	150,235

Perf Week	4.01%
Perf Month	-0.65%
Perf Quarter	-13.27%
Perf Half Y	-21.42%
Perf YTD	-26.30%
Perf Year	-17.16%
Perf 3Y	36.00%
Perf 5Y	24.80%
Perf 10Y	-
Recom	2.33
Target Price	20.83
Prev Close	15.21
Price	15.30
Change %	0.59%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-20-24	Downgrade	Wells Fargo	Overweight → Underweight	$20
Oct-23-23	Initiated	BTIG Research	Buy	$14
Oct-13-22	Downgrade	Citigroup	Buy → Neutral	$14 → $11

Oct-22-26 08:30AM	Velocity Financial, Inc. Announces Date of Third Quarter 2026 Financial Results Webcast and Conference Call (Business Wire)
Sep-01-26 04:06AM	Velocity Financial Expands Lending With $3.2B Toorak Deal (CRE Daily)
Aug-27-26 07:30AM	Velocity Enters into Agreements to Acquire Tooraks Operating Platform and Manage Tooraks $3 Billion Business-Purpose Loan Portfolio (Business Wire)
Aug-06-26 01:01AM	Velocity Financial Inc (VEL) (Q2 2026) Earnings Call Highlights: Strong Core Earnings and ... (GuruFocus.com)
Aug-05-26 05:38PM	Velocity Financial: Q2 Earnings Snapshot (Associated Press)
04:10PM	Loading…
04:10PM	Velocity Financial, Inc. Reports Second Quarter 2026 Results (Business Wire)
Aug-04-26 09:43AM	Earnings To Watch: Velocity Financial Inc (VEL) Q2 2026 -- GF Value Sees 30% Upside (GuruFocus.com)
Jul-22-26 08:30AM	Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call (Business Wire)
Jul-03-26 08:30AM	Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency (Business Wire)
Jun-02-26 04:10PM	Velocity Appoints Dean Thevaos as Chief Technology Officer (Business Wire)
May-06-26 05:37PM	Velocity Financial: Q1 Earnings Snapshot (Associated Press) -6.54%
04:10PM	Velocity Financial, Inc. Reports First Quarter 2026 Results (Business Wire)
Apr-22-26 08:30AM	Velocity Financial, Inc. Announces Date of First Quarter 2026 Financial Results Webcast and Conference Call (Business Wire)
Mar-11-26 11:00PM	Velocity Financial Inc (VEL) Q4 2025 Earnings Call Highlights: Record Growth and Strategic ... (GuruFocus.com)
04:50PM	Velocity Financial: Q4 Earnings Snapshot (Associated Press Finance)
04:15PM	Loading…
04:15PM	Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results (Business Wire)
Mar-10-26 09:21AM	Velocity Financial Inc (VEL) Q4 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
Jan-30-26 04:05PM	Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031 (Business Wire)
Jan-29-26 08:35AM	Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Call (Business Wire)
Jan-28-26 04:29PM	Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031 (Business Wire)
Jan-26-26 08:31AM	Velocity Financial, Inc. Announces Proposed Offering of $500 Million of Senior Notes Due 2031 (Business Wire) +5.26%
08:30AM	Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results (Business Wire)
Jan-02-26 03:41PM	This Chipmaking Giant Hits A High And Two Buy Points (Investor's Business Daily) -5.88%
Dec-16-25 08:30AM	Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership (Business Wire)
Nov-07-25 12:12AM	Velocity Financial Inc (VEL) Q3 2025 Earnings Call Highlights: Record Growth Amidst Market ... (GuruFocus.com)
Nov-06-25 05:29PM	Velocity Financial: Q3 Earnings Snapshot (Associated Press Finance)
04:10PM	Velocity Financial, Inc. Reports Third Quarter 2025 Results (Business Wire)
Nov-05-25 07:45AM	Earnings To Watch: Velocity Financial Inc (VEL) Reports Q3 2025 Results (GuruFocus.com)
Oct-23-25 08:30AM	Velocity Financial, Inc. Announces Date of Third Quarter 2025 Financial Results Webcast and Conference Call (Business Wire)
Aug-13-25 08:30AM	Velocity Financial, Inc. Announces Dual Listing on NYSE Texas (Business Wire)
03:42AM	Loading…
Aug-08-25 03:42AM	Velocity Financial Inc (VEL) Q2 2025 Earnings Call Highlights: Record Growth and Strategic Expansion (GuruFocus.com) +7.65%
Aug-07-25 06:08PM	Velocity Financial: Q2 Earnings Snapshot (Associated Press Finance)
04:10PM	Velocity Financial, Inc. Reports Second Quarter 2025 Results (Business Wire)
Jul-22-25 08:30AM	Velocity Financial, Inc. Announces Date of Second Quarter 2025 Financial Results Webcast and Conference Call (Business Wire)
Jul-09-25 08:30AM	Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency (Business Wire)
May-02-25 04:30PM	Velocity Financial, Inc. (VEL) Q1 2025 Earnings Call Transcript (Seeking Alpha)
03:20AM	Velocity Financial Inc (VEL) Q1 2025 Earnings Call Highlights: Strong Loan Growth and Robust ... (GuruFocus.com)
May-01-25 04:15PM	Velocity Financial, Inc. Reports First Quarter 2025 Results (Business Wire)
Apr-17-25 02:15AM	How Velocity Financial (VEL) Stock Stands Out in a Strong Industry (Zacks)
Apr-16-25 08:30AM	Velocity Financial, Inc. Announces Date of First Quarter 2025 Financial Results Webcast and Conference Call (Business Wire)
Apr-10-25 12:02PM	LendingTree Rises 9.9% in a Year: Is the Stock Worth Buying Now? (Zacks)
Apr-03-25 09:06AM	Rocket Companies (RKT) Moves 10.0% Higher: Will This Strength Last? (Zacks)
Mar-12-25 02:59PM	Velocity Financial, Inc. (VEL): A Bull Case Theory (Insider Monkey)
Mar-07-25 02:19AM	Velocity Financial Inc (VEL) Q4 2024 Earnings Call Highlights: Record Revenue Growth and ... (GuruFocus.com) +8.47%
Mar-06-25 06:00PM	Velocity Financial (VEL) Beats Q4 Earnings and Revenue Estimates (Zacks)
04:10PM	Velocity Financial, Inc. Reports Fourth Quarter and Full Year 2024 Results (Business Wire)
Mar-05-25 07:16AM	Velocity Financial Inc (VEL) Q4 2024 Earnings Report Preview: What To Look For (GuruFocus.com)
Jan-28-25 08:30AM	Velocity Financial, Inc. Announces Date of Fourth Quarter and Full-Year 2024 Financial Results Webcast and Conference Call (Business Wire)
Nov-11-24 08:01PM	Velocity Financial Inc (VEL) Q3 2024 Earnings Call Highlights: Record Origination Volumes and ... (GuruFocus.com)
Nov-07-24 07:45PM	Velocity Financial (VEL) Meets Q3 Earnings Estimates (Zacks)
04:15PM	Velocity Financial, Inc. Reports Third Quarter 2024 Results (Business Wire)
Nov-06-24 07:31AM	Velocity Financial Inc (VEL) Q3 2024 Earnings Report Preview: What To Look For (GuruFocus.com)
Oct-22-24 04:15PM	Velocity Financial, Inc. Announces Date of Third Quarter 2024 Financial Results Webcast and Conference Call (Business Wire)
Oct-09-24 03:53PM	Velocity Financial Inc (VEL) Q2 2024 Earnings Call Highlights: Robust Revenue Growth and ... (GuruFocus.com)
Sep-20-24 09:40AM	Is Velocity Financial (VEL) Stock Undervalued Right Now? (Zacks)
Aug-26-24 12:00PM	Velocity Financial (VEL) Upgraded to Strong Buy: Here's Why (Zacks)
Aug-01-24 06:20PM	Velocity Financial (VEL) Tops Q2 Earnings Estimates (Zacks)
04:15PM	Velocity Financial, Inc. Reports Second Quarter 2024 Results (Business Wire)
Jul-18-24 08:30AM	Velocity Financial, Inc. Announces Date of Second Quarter 2024 Financial Results Webcast and Conference Call (Business Wire)
Jun-11-24 08:30AM	Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency (Business Wire)
May-31-24 12:00PM	Velocity Financial (VEL) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
May-04-24 09:03AM	Velocity Financial, Inc. (NYSE:VEL) Q1 2024 Earnings Call Transcript (Insider Monkey)
May-02-24 09:54PM	VEL Stock Earnings: Velocity Financial Beats EPS, Beats Revenue for Q1 2024 (InvestorPlace)
04:15PM	Velocity Financial, Inc. Reports First Quarter 2024 Results (Business Wire)
Apr-17-24 08:30AM	Velocity Financial, Inc. Announces Date of First Quarter 2024 Financial Results Webcast and Conference Call (Business Wire)
Mar-19-24 12:20PM	Surging Earnings Estimates Signal Upside for Velocity Financial (VEL) Stock (Zacks)
Mar-10-24 08:30AM	Velocity Financial, Inc. (NYSE:VEL) Q4 2023 Earnings Call Transcript (Insider Monkey)
Mar-08-24 08:30AM	Velocity Financial, Inc. Corrects Typographical Error in Fourth Quarter and Full-Year 2023 Results (Business Wire)
06:31AM	Velocity Financial Inc Reports Soaring Earnings Amidst Market Challenges (GuruFocus.com)
Mar-07-24 09:52PM	VEL Stock Earnings: Velocity Financial Beats EPS, Beats Revenue for Q4 2023 (InvestorPlace)
06:25PM	Velocity Financial (VEL) Beats Q4 Earnings and Revenue Estimates (Zacks)
04:15PM	Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2023 Results (Business Wire)
Feb-14-24 02:35PM	Top 20 Biggest Mortgage Companies in the US (Insider Monkey)
Feb-06-24 08:30AM	Velocity Financial, Inc. Announces Issuance of $75 Million of Senior Secured Notes (Business Wire)
Jan-31-24 08:30AM	Velocity Financial, Inc. Announces Date of Fourth Quarter and Full-Year 2023 Financial Results Webcast and Conference Call (Business Wire)
Nov-06-23 09:26AM	Velocity Financial, Inc. (NYSE:VEL) Q3 2023 Earnings Call Transcript (Insider Monkey)
Nov-03-23 12:14PM	Velocity Financial Inc (VEL) Reports 21.1% Increase in Net Income for Q3 2023 (GuruFocus.com) +11.73%
Nov-02-23 04:15PM	Velocity Financial, Inc. Reports Third Quarter 2023 Results (Business Wire)
Oct-20-23 08:30AM	Velocity Financial, Inc. Announces Date of Third Quarter 2023 Financial Results Webcast and Conference Call (Business Wire)
Oct-05-23 08:30AM	Is the Options Market Predicting a Spike in Velocity Financial (VEL) Stock? (Zacks)
Oct-03-23 09:21AM	3 Mortgage & Related Services Stocks to Watch Amid Industry Woes (Zacks)
Aug-23-23 09:55AM	Velocity Financial (VEL) Could Find a Support Soon, Here's Why You Should Buy the Stock Now (Zacks)
Aug-06-23 08:53AM	Those who invested in Velocity Financial (NYSE:VEL) three years ago are up 245% (Simply Wall St.)
Aug-03-23 07:15PM	Velocity Financial (VEL) Q2 Earnings Beat Estimates (Zacks) +7.79%
04:15PM	Velocity Financial, Inc. Reports Second Quarter 2023 Results (Business Wire)
Jul-27-23 06:05PM	FinWise Bancorp (FINW) Beats Q2 Earnings and Revenue Estimates (Zacks)
Jul-24-23 12:00PM	All You Need to Know About Velocity Financial (VEL) Rating Upgrade to Strong Buy (Zacks)
Jul-20-23 04:15PM	Velocity Financial, Inc. Announces Date of Second Quarter 2023 Financial Results Webcast and Conference Call (Business Wire)
Jul-17-23 07:54AM	New Strong Buy Stocks for July 17th (Zacks)
Jul-07-23 09:26AM	Zacks Industry Outlook Highlights PennyMac, Federal Agricultural Mortgage and Velocity Financial (Zacks)
Jul-06-23 10:41AM	3 Mortgage & Related Services Stocks to Watch Amid Macro Woes (Zacks) -7.62%
Jun-30-23 09:55AM	Velocity Financial (VEL) Just Flashed Golden Cross Signal: Do You Buy? (Zacks)
Jun-26-23 08:05AM	Velocity Financial (VEL) Soars 10.2%: Is Further Upside Left in the Stock? (Zacks)
Jun-13-23 08:30AM	Velocity Commercial Capital Securitization Ratings Upgraded and Affirmed by Kroll Bond Rating Agency (Business Wire)
Jun-09-23 12:20PM	Earnings Estimates Moving Higher for Velocity Financial (VEL): Time to Buy? (Zacks)
12:00PM	Velocity Financial (VEL) Upgraded to Buy: What Does It Mean for the Stock? (Zacks)
May-09-23 02:59PM	Velocity Financial, Inc. (NYSE:VEL) Q1 2023 Earnings Call Transcript (Insider Monkey)
May-06-23 09:54AM	With EPS Growth And More, Velocity Financial (NYSE:VEL) Makes An Interesting Case (Simply Wall St.)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Szczepaniak Mark R	Chief Financial Officer	Sep 10 '26	Sale	18.03	2,000	36,060	64,400	Sep 10 06:34 PM
SZCZEPANIAK FAMILY TRUST U/A/D	Officer	Sep 10 '26	Proposed Sale	18.11	2,000	36,220		Sep 10 04:44 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Sep 01 '26	Sale	18.00	1,600	28,800	98,139	Sep 01 07:19 PM
Taylor Jeffrey T.	Executive VP, Capital Markets	Aug 11 '26	Sale	19.06	4,330	82,530	172,490	Aug 11 07:56 PM
Tam Fiona	Chief Accounting Officer	Aug 11 '26	Sale	19.00	1,232	23,408	47,129	Aug 11 07:56 PM
FIONA TAM	Officer	Aug 11 '26	Proposed Sale	18.31	1,232	22,558		Aug 11 04:28 PM
TAYLOR FAMILY TRUST	Officer	Aug 11 '26	Proposed Sale	18.31	4,330	79,282		Aug 11 04:27 PM
SZCZEPANIAK FAMILY TRUST U/A/D	Officer	Aug 10 '26	Proposed Sale	18.46	2,000	36,920		Aug 10 04:37 PM
Szczepaniak Mark R	Chief Financial Officer	Aug 10 '26	Sale	18.16	2,000	36,320	64,400	Aug 10 04:25 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Aug 06 '26	Sale	18.00	1,600	28,800	95,794	Aug 06 04:41 PM
Szczepaniak Mark R	Chief Financial Officer	Aug 06 '26	Sale	18.00	400	7,200	66,400	Aug 06 04:37 PM
Szczepaniak Mark R	Chief Financial Officer	Jul 28 '26	Sale	18.00	400	7,200	68,000	Jul 28 05:43 PM
SZCZEPANIAK FAMILY TRUST U/A/D	Officer	Jul 28 '26	Proposed Sale	17.64	2,000	35,280		Jul 28 04:26 PM
Tam Fiona	Chief Accounting Officer	Jul 07 '26	Sale	19.00	68	1,292	48,361	Jul 09 12:30 PM
Taylor Jeffrey T.	Executive VP, Capital Markets	Jul 07 '26	Sale	19.00	2,165	41,135	176,820	Jul 09 12:30 PM
FIONA TAM	Officer	Jul 07 '26	Proposed Sale	18.54	68	1,261		Jul 07 04:37 PM
TAYLOR FAMILY TRUST	Officer	Jul 07 '26	Proposed Sale	18.54	2,165	40,139		Jul 07 04:34 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Jul 01 '26	Sale	18.57	1,600	29,710	98,252	Jul 06 11:50 AM
ROLAND KELLY	Officer	Jul 01 '26	Proposed Sale	18.46	4,800	88,608		Jul 01 04:50 PM
Szczepaniak Mark R	Chief Financial Officer	Jun 26 '26	Sale	18.07	1,573	28,420	68,400	Jun 29 10:20 AM
Szczepaniak Mark R	Chief Financial Officer	May 01 '26	Sale	19.30	1,573	30,359	69,973	May 04 09:07 AM
SZCZEPANIAK FAMILY TRUST U/A D	Officer	May 01 '26	Proposed Sale	19.29	3,146	60,686		May 01 04:42 PM
Taylor Jeffrey T.	Executive VP, Capital Markets	Apr 17 '26	Sale	20.00	2,130	42,600	178,985	Apr 17 05:51 PM
TAYLOR FAMILY TRUST	Officer	Apr 17 '26	Proposed Sale	19.14	7,088	135,664		Apr 17 04:38 PM
Szczepaniak Mark R	Chief Financial Officer	Apr 01 '26	Sale	18.13	1,573	28,518	71,546	Apr 01 06:50 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Mar 30 '26	Sale	18.03	14,026	252,943	99,808	Mar 31 05:21 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Mar 31 '26	Sale	18.22	814	14,828	98,994	Mar 31 05:21 PM
ROLAND KELLY	Officer	Mar 30 '26	Proposed Sale	17.81	14,840	264,300		Mar 30 05:31 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Mar 17 '26	Sale	18.06	5,160	93,214	113,934	Mar 18 05:26 PM
ROLAND KELLY	Officer	Mar 17 '26	Proposed Sale	17.23	5,160	88,907		Mar 17 04:38 PM
Szczepaniak Mark R	Chief Financial Officer	Mar 02 '26	Sale	18.32	1,573	28,817	73,119	Mar 02 05:57 PM
Taylor Jeffrey T.	Executive VP, Capital Markets	Feb 02 '26	Sale	20.33	1,772	36,025	181,115	Feb 02 06:41 PM
Szczepaniak Mark R	Chief Financial Officer	Feb 02 '26	Sale	20.53	1,573	32,292	74,692	Feb 02 06:40 PM
Taylor Jeffrey T.	Executive VP, Capital Markets	Jan 26 '26	Sale	20.00	1,770	35,400	184,137	Jan 26 07:16 PM
Szczepaniak Mark R	Chief Financial Officer	Jan 15 '26	Sale	19.51	1,573	30,687	49,929	Jan 15 04:56 PM
SZCZEPANIAK FAMILY TRUST U/A D	Officer	Jan 15 '26	Proposed Sale	19.21	6,292	120,869		Jan 15 04:26 PM
Taylor Jeffrey T.	Executive VP, Capital Markets	Dec 31 '25	Sale	20.13	3,049	61,388	158,672	Jan 02 10:59 AM
Taylor Jeffrey T.	Executive VP, Capital Markets	Dec 16 '25	Sale	20.03	7,571	151,646	161,721	Dec 16 05:34 PM
TAYLOR FAMILY TRUST	Officer	Dec 16 '25	Proposed Sale	19.64	15,934	312,944		Dec 16 04:33 PM
Kelly Roland Thomas	Chief Legal Officer and GC	Dec 02 '25	Sale	19.38	6,655	128,965	100,970	Dec 02 04:52 PM
ROLAND KELLY	Officer	Dec 02 '25	Proposed Sale	19.38	6,655	128,965		Dec 02 04:30 PM
Szczepaniak Mark R	Chief Financial Officer	Dec 01 '25	Sale	19.34	1,572	30,409	46,967	Dec 01 04:46 PM
Szczepaniak Mark R	Chief Financial Officer	Nov 03 '25	Sale	18.50	1,572	29,088	48,539	Nov 03 04:39 PM

Velocity Financial, Inc. operates a real estate finance company, which originates and manages investor loans secured by residential rental and small commercial properties. The company was founded by Christopher D. Farrar and Jeffrey T. Taylor in 2004 and is headquartered in Westlake Village, CA.

Co-FounderMr. Christopher D. Farrar

Chief Financial OfficerMr. Mark R. Szczepaniak

Executive Vice President of Capital MarketsMr. Jeffrey T. Taylor

Chief Operating OfficerMr. Joseph A. Cowell

Chief Accounting OfficerMs. Fiona Tam

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

VEL

Velocity Financial Inc

Upgrade your Finviz experience