WRLD

World Acceptance Corp

167.36

Oct 26 • 3:59 PM ET +0.32 (0.19%)

168.00

Aftermarket • 7:30 PM ET +0.64 (0.38%)

Financial Credit Services USA Small NASD

Peers: RM OMF OPRT OPFI ENVA ATLC EZPW UPST FCFS CACC

| Held by: IJR VTI AVUV IWM DFAS DFAT DFMC VXF FNDA BSVO

Scroll to Statements

Index	RUT
Market Cap	780.43M
Enterprise Value	1.44B
Income	50.48M
Sales	597.24M
Book/sh	77.52
Cash/sh	1.78
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	2907
IPO	Nov 26, 1991

P/E	15.55
Forward P/E	11.05
PEG	0.31
P/S	1.31
P/B	2.16
P/C	93.91
P/FCF	2.98
EV/EBITDA	4.91
EV/Sales	2.41
Quick Ratio	0.43
Current Ratio	0.23
Debt/Eq	1.92
LT Debt/Eq	1.92
Option/Short	No / Yes

EPS (ttm)	10.76
EPS next Y	15.14
EPS next Q	1.04
EPS this Y	97.13%
EPS next Y	10.19%
EPS next 5Y	35.76%
EPS past 3/5Y	24.11% -12.26%
Sales past 3/5Y	-1.73% 2.17%
EPS Y/Y TTM	-42.48%
Sales Y/Y TTM	4.63%
EPS Q/Q	602.70%
Sales Q/Q	3.53%
Earnings	Oct 23 BMO
EPS/Sales Surpr.	146.15% -1.06%

Insider Own	18.78%
Insider Trans	-14.14%
Inst Own	92.54%
Inst Trans	3.74%
ROA	4.70%
ROE	14.13%
ROIC	4.95%
Gross Margin	97.72%
Oper. Margin	19.03%
Profit Margin	8.45%
SMA20	-2.99%
SMA50	-6.98%
SMA200	2.72%
Trades

Shs Outstand	4.50M
Shs Float	3.79M
Short Float	10.00%
Short Ratio	4.68
Short Interest	0.38M
52W High	227.68 -26.49%
52W Low	110.00 52.15%
Volatility	5.09% 3.18%
ATR (14)	6.07
RSI (14)	37.74
Beta	1.23
Rel Volume	0.74
Avg Volume	80.97K
Volume	59,704

Perf Week	-0.49%
Perf Month	-2.69%
Perf Quarter	-11.75%
Perf Half Y	8.97%
Perf YTD	19.21%
Perf Year	18.53%
Perf 3Y	74.83%
Perf 5Y	10.39%
Perf 10Y	247.22%
Recom	3.00
Target Price	180.00
Prev Close	167.04
Price	167.36
Change %	0.19%

Date	Action	Analyst	Rating Change	Price Target Change
Nov-13-24	Initiated	Stephens	Equal-Weight	$10
Jun-29-22	Downgrade	Stephens	Equal-Weight → Underweight	$159
Jul-22-21	Upgrade	Stephens	Underweight → Equal-Weight	$112 → $140
Dec-18-19	Upgrade	Janney	Sell → Neutral
Jul-25-19	Downgrade	Janney	Neutral → Sell
Jan-10-17	Downgrade	Jefferies	Hold → Underperform
Jul-24-15	Reiterated	FBR Capital	Mkt Perform	$64 → $55
Jun-25-15	Downgrade	FBR Capital	Outperform → Mkt Perform	$98 → $73
May-01-15	Reiterated	FBR Capital	Outperform	$84 → $98
Oct-23-14	Reiterated	FBR Capital	Outperform	$105 → $90
Apr-30-14	Reiterated	FBR Capital	Outperform	$115 → $105
Oct-25-13	Reiterated	FBR Capital	Outperform	$110 → $115
Aug-23-13	Reiterated	FBR Capital	Mkt Perform	$85 → $90
Jul-26-13	Reiterated	FBR Capital	Mkt Perform	$97 → $85
Apr-26-13	Reiterated	FBR Capital	Mkt Perform	$88 → $94
Apr-02-13	Downgrade	FBR Capital	Outperform → Mkt Perform	$88 → $88
Jan-31-13	Reiterated	FBR Capital	Outperform	$82 → $88
Jul-27-12	Reiterated	FBR Capital	Outperform	$72 → $82
Apr-27-12	Upgrade	FBR Capital	Mkt Perform → Outperform	$68 → $72
Mar-15-12	Initiated	FBR Capital	Mkt Perform	$68

Show Previous Ratings

Oct-23-26 11:20AM	World Acceptance Crushes EPS Consensus On Credit And Cost Discipline, But Slowing Growth Is The Real Story (Earnings Whispers)
07:41AM	World Acceptance: Fiscal Q2 Earnings Snapshot (Associated Press)
07:30AM	World Acceptance Corporation Reports Fiscal 2027 Second Quarter Results (Business Wire)
Oct-16-26 11:00AM	World Acceptance Corporation Announces Second Quarter 2027 Conference Call on the Internet (Business Wire)
Sep-21-26 07:30AM	World Acceptance Corporation Names John L. Calmes Jr. President and Chief Executive Officer (Business Wire) -6.07%
05:02PM	Loading…
Jul-24-26 05:02PM	World Acceptance Corp (WRLD) Q1 2027 Earnings Call Highlights: Strong Revenue Growth and ... (GuruFocus.com) +13.03%
10:04AM	World Acceptance tops earnings forecasts despite softer-than-expected revenue (InvestorsHub)
07:34AM	World Acceptance: Fiscal Q1 Earnings Snapshot (Associated Press)
07:30AM	World Acceptance Corporation Reports Fiscal 2027 First Quarter Results (Business Wire)
Jul-17-26 11:00AM	World Acceptance Corporation Announces First Quarter 2027 Conference Call on the Internet (Business Wire)
Apr-30-26 07:40AM	World Acceptance: Fiscal Q4 Earnings Snapshot (Associated Press)
07:30AM	World Acceptance Corporation Reports Fiscal 2026 Fourth Quarter Results (Business Wire)
Apr-23-26 11:00AM	World Acceptance Corporation Announces Fourth Quarter 2026 Conference Call on the Internet (Business Wire)
Apr-13-26 11:00AM	World Acceptance Corporation Names Janet Matricciani Interim CEO (Business Wire) -5.28%
Feb-17-26 04:29PM	World Acceptance Corporation Names J. Tobin Turner Executive Vice President and Chief Operating Officer (Business Wire)
04:04PM	Loading…
Jan-27-26 04:04PM	World Acceptance Corp (WRLD) Q3 2026 Earnings Call Highlights: Strong Customer Growth and ... (GuruFocus.com) -17.58%
11:39AM	World Acceptance Q3 Earnings Call Highlights (MarketBeat)
08:40AM	World Acceptance (WRLD) Reports Q3 Loss, Beats Revenue Estimates (Zacks)
07:37AM	World Acceptance: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2026 Third Quarter Results (Business Wire)
Jan-20-26 11:00AM	World Acceptance Corporation Announces Third Quarter 2026 Conference Call on the Internet (Business Wire) -5.39%
Dec-04-25 07:30AM	World Acceptance Corporation Announces the Retirement of Chief Branch Operations Officer D. Clinton Dyer (Business Wire)
Oct-23-25 05:02PM	World Acceptance Corp (WRLD) Q2 2026 Earnings Call Highlights: Record New Customer Growth Amid ... (GuruFocus.com) -12.80% -8.90%
08:40AM	World Acceptance (WRLD) Reports Q2 Loss, Beats Revenue Estimates (Zacks)
07:35AM	World Acceptance: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2026 Second Quarter Results (Business Wire)
Oct-21-25 06:20PM	Capital One (COF) Q3 Earnings and Revenues Surpass Estimates (Zacks)
Oct-16-25 11:00AM	World Acceptance Corporation Announces Second Quarter 2026 Conference Call on the Internet (Business Wire)
Sep-17-25 06:01AM	Enova International (ENVA) Soars 3.8%: Is Further Upside Left in the Stock? (Zacks)
Jul-25-25 07:07AM	World Acceptance: Fiscal Q1 Earnings Snapshot (Associated Press Finance)
03:17AM	Loading…
03:17AM	World Acceptance Corp (WRLD) Q1 2026 Earnings Call Highlights: Strategic Growth and Financial ... (GuruFocus.com)
Jul-24-25 09:05AM	World Acceptance (WRLD) Q1 Earnings Lag Estimates (Zacks) -9.62%
07:30AM	World Acceptance Corporation Reports Fiscal 2026 First Quarter Results (Business Wire)
Jul-17-25 11:00AM	World Acceptance Corporation Announces First Quarter 2026 Conference Call on the Internet (Business Wire)
May-05-25 04:25AM	World Acceptance: Litmus Test For The State Of The Economy (Seeking Alpha)
May-02-25 12:00PM	World Acceptance (WRLD) Upgraded to Buy: Here's Why (Zacks)
09:40AM	Should Value Investors Buy World Acceptance (WRLD) Stock? (Zacks)
Apr-30-25 03:14AM	World Acceptance Corp (WRLD) Q4 2025 Earnings Call Highlights: Navigating Growth and Strategic ... (GuruFocus.com) -9.05%
Apr-29-25 11:41PM	Q4 2025 World Acceptance Corp Earnings Call (Thomson Reuters StreetEvents)
01:59PM	World Acceptance Corporation (WRLD) Q4 2025 Earnings Call Transcript (Seeking Alpha)
07:47AM	World Acceptance: Fiscal Q4 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2025 Fourth Quarter Results (Business Wire)
Apr-22-25 11:00AM	World Acceptance Corporation Announces Fourth Quarter 2025 Conference Call on the Internet (Business Wire)
Mar-26-25 09:40AM	Are Investors Undervaluing World Acceptance (WRLD) Right Now? (Zacks)
Feb-21-25 09:40AM	Should Value Investors Buy World Acceptance (WRLD) Stock? (Zacks)
Feb-07-25 09:55AM	World Acceptance (WRLD) Now Trades Above Golden Cross: Time to Buy? (Zacks)
Feb-05-25 09:40AM	Are Investors Undervaluing World Acceptance (WRLD) Right Now? (Zacks)
Jan-29-25 09:15AM	World Acceptance Corporation (WRLD) Hit a 52 Week High, Can the Run Continue? (Zacks)
Jan-28-25 08:40AM	World Acceptance (WRLD) Q3 Earnings and Revenues Top Estimates (Zacks) +16.27%
07:38AM	World Acceptance: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2025 Third Quarter Results (Business Wire)
Jan-21-25 12:37PM	World Acceptance Corporation Announces Third Quarter 2025 Conference Call on the Internet (Business Wire)
Jan-20-25 09:40AM	Is World Acceptance (WRLD) Stock Undervalued Right Now? (Zacks)
Oct-26-24 07:57AM	World Acceptance Sees Income Rise in Fiscal Quarter (TipRanks)
07:00AM	World Acceptance Corp (WRLD) Q2 2025 Earnings Call Highlights: Strategic Growth Amid Portfolio ... (GuruFocus.com)
Oct-25-24 08:40AM	World Acceptance (WRLD) Surpasses Q2 Earnings Estimates (Zacks)
07:35AM	World Acceptance: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2025 Second Quarter Results (Business Wire)
Oct-18-24 11:00AM	World Acceptance Corporation Announces Second Quarter 2025 Conference Call on the Internet (Business Wire)
Jul-26-24 08:35AM	World Acceptance (WRLD) Q1 Earnings Top Estimates (Zacks) -17.74%
07:36AM	World Acceptance: Fiscal Q1 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2025 First Quarter Results (Business Wire)
Jul-19-24 11:00AM	World Acceptance Corporation Announces First Quarter 2025 Conference Call on the Internet (Business Wire)
May-28-24 03:38PM	3 Payday Loan Stocks Set to Cash In on Summer Spending (InvestorPlace)
May-05-24 08:40AM	World Acceptance Corporation (NASDAQ:WRLD) Q4 2024 Earnings Call Transcript (Insider Monkey)
May-03-24 12:04AM	Q4 2024 World Acceptance Corp Earnings Call (Thomson Reuters StreetEvents)
May-02-24 08:57AM	World Acceptance Corp (WRLD) Exceeds Q4 Net Income Expectations, Misses on Revenue Projections (GuruFocus.com)
08:55AM	World Acceptance (WRLD) Tops Q4 Earnings and Revenue Estimates (Zacks)
08:00AM	World Acceptance: Fiscal Q4 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2024 Fourth Quarter Results (Business Wire)
Apr-25-24 11:00AM	World Acceptance Corporation Announces Fourth Quarter 2024 Conference Call on the Internet (Business Wire)
Mar-27-24 11:15AM	World Finance Awarded on Newsweek's Most Trustworthy Companies in America 2024 List (ACCESSWIRE) +5.42%
Mar-04-24 09:00PM	Bragar Eagel & Squire, P.C. Is Investigating World Acceptance Corp, and SSR and Encourages Investors to Contact the Firm (GlobeNewswire)
Feb-27-24 05:45PM	World Acceptance Corp. Investors: Company Investigated by the Portnoy Law Firm (GlobeNewswire)
Feb-23-24 04:59PM	US CFPB orders federal supervision for installment lender World Acceptance Corp (Reuters) -8.65%
Jan-23-24 08:12AM	World Acceptance Corporation (NASDAQ:WRLD) Q3 2024 Earnings Call Transcript (Insider Monkey)
Jan-20-24 12:58AM	Q3 2024 World Acceptance Corp Earnings Call (Thomson Reuters StreetEvents)
Jan-19-24 08:40AM	World Acceptance (WRLD) Surpasses Q3 Earnings and Revenue Estimates (Zacks) +17.32%
07:37AM	World Acceptance: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2024 Third Quarter Results (Business Wire)
Jan-12-24 11:00AM	World Acceptance Corporation Announces Third Quarter 2024 Conference Call on the Internet (Business Wire)
Nov-20-23 08:43AM	Are Options Traders Betting on a Big Move in World Acceptance Corporation (WRLD) Stock? (Zacks)
Nov-06-23 05:56PM	3 Stocks to Sell for a Clean Slate Heading Into 2024 (InvestorPlace)
Oct-23-23 11:44AM	3 Shaky Stocks to Ditch Before November 2023 (InvestorPlace) -9.21%
08:20AM	World Acceptance Corporation (NASDAQ:WRLD) Q2 2024 Earnings Call Transcript (Insider Monkey)
Oct-20-23 09:34AM	World Acceptance Corp (WRLD) Reports Fiscal 2024 Second Quarter Results: Net Income of $16.1 Million (GuruFocus.com)
08:50AM	World Acceptance (WRLD) Q2 Earnings and Revenues Surpass Estimates (Zacks)
07:39AM	World Acceptance: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2024 Second Quarter Results (Business Wire)
Oct-04-23 11:00AM	World Acceptance Corporation Announces Second Quarter 2024 Conference Call on the Internet (Business Wire)
Sep-29-23 03:40PM	World Finance Awarded on Newsweeks Worlds Most Trustworthy Companies 2023 List (ACCESSWIRE)
Jul-21-23 09:53AM	3 Top-Rated Stocks to Consider as Earnings Approach (Zacks) +10.32%
08:45AM	World Acceptance (WRLD) Surpasses Q1 Earnings and Revenue Estimates (Zacks)
07:38AM	World Acceptance: Fiscal Q1 Earnings Snapshot (Associated Press Finance)
07:30AM	World Acceptance Corporation Reports Fiscal 2024 First Quarter Results (Business Wire)
Jul-20-23 08:46PM	3Top-Rated Stocks to Consider as Earnings Approach (Zacks)
Jul-19-23 08:31AM	World Acceptance and Foot Locker have been highlighted as Zacks Bull and Bear of the Day (Zacks)
06:00AM	Bull of the Day: World Acceptance (WRLD) (Zacks)
Jul-14-23 11:00AM	World Acceptance Corporation Announces First Quarter 2024 Conference Call on the Internet (Business Wire)
06:33AM	20 Stocks Wall Street Analysts Expect to Dive The Most (Insider Monkey)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Prescott General Partners LLC	Member of Section 13(d) Group	Aug 14 '26	Sale	187.69	133,199	25,000,120	31,148	Aug 18 04:01 PM
Childers Jason E.	SVP, Information Technology	Aug 12 '26	Sale	190.74	2,000	381,480	12,799	Aug 13 02:14 PM
Childers Jason E.	Officer	Aug 12 '26	Proposed Sale	190.74	2,000	381,482		Aug 12 02:12 PM
Robinson Benjamin E III	Director	Aug 10 '26	Sale	187.26	90	16,853	4,746	Aug 11 03:00 PM
Robinson Benjamin E III	Director	Aug 10 '26	Proposed Sale	187.26	90	16,853		Aug 10 10:22 AM
McIntyre Scott	SVP, Accounting	Aug 03 '26	Sale	185.00	1,300	240,500	14,660	Aug 04 03:57 PM
McIntyre Scott	Officer	Aug 03 '26	Proposed Sale	185.00	1,300	240,500		Aug 03 03:09 PM
Calmes John L Jr	See remarks	Jul 30 '26	Sale	186.00	2,000	372,000	48,334	Jul 31 11:39 AM
Calmes John L Jr	Officer	Jul 30 '26	Proposed Sale	186.00	2,000	372,000		Jul 30 02:05 PM
Prescott Associates L.P.	10% Owner	Jul 02 '26	Proposed Sale	219.46	56,274	12,349,892		Jul 01 06:31 PM
Robinson Benjamin E III	Director	Jun 29 '26	Option Exercise	188.38	2,031	382,600	6,867	Jul 01 02:04 PM
Robinson Benjamin E III	Director	Jun 29 '26	Sale	222.77	2,031	452,446	4,836	Jul 01 02:04 PM
WAY CHARLES D	Director	Jun 30 '26	Sale	225.00	833	187,425	12,729	Jul 01 12:14 PM
WAY CHARLES D	Director	Jun 30 '26	Proposed Sale	225.00	833	187,425		Jun 30 10:33 AM
Robinson Benjamin E III	Director	Jun 29 '26	Proposed Sale	222.77	2,031	452,454		Jun 29 04:37 PM
WAY CHARLES D	Director	Jun 26 '26	Sale	210.00	833	174,930	13,562	Jun 29 01:31 PM
WAY CHARLES D	Director	Jun 26 '26	Proposed Sale	210.00	833	174,930		Jun 26 02:33 PM
Prashad R Chad	Former Officer	Jun 26 '26	Proposed Sale	205.00	10,000	2,050,000		Jun 26 10:59 AM
Prashad R Chad	Former Officer	Jun 25 '26	Proposed Sale	202.00	10,000	2,020,017		Jun 25 04:35 PM
Dyer Daniel Clinton	Former Officer	Jun 25 '26	Proposed Sale	200.00	4,533	906,600		Jun 25 12:09 PM
Dyer Daniel Clinton	Former Officer	Jun 24 '26	Proposed Sale	193.38	4,128	798,267		Jun 24 04:10 PM
Caulder Alice Lindsay	SVP, Human Resources	Jun 15 '26	Sale	181.00	609	110,229	14,682	Jun 16 09:01 AM
Caulder Alice Lindsay	Officer	Jun 15 '26	Proposed Sale	181.00	609	110,229		Jun 15 11:31 AM
Umstetter Luke J.	See remarks	Jun 12 '26	Sale	181.66	1,000	181,660	28,245	Jun 15 10:18 AM
Umstetter Luke J.	Officer	Jun 12 '26	Proposed Sale	181.66	1,000	181,662		Jun 12 12:02 PM
Matricciani Janet Lewis	Former Officer	Jun 09 '26	Proposed Sale	171.71	328	56,321		Jun 09 01:10 PM
Robinson Benjamin E III	Director	May 22 '26	Sale	160.00	90	14,400	4,836	May 26 02:20 PM
Robinson Benjamin E III	Officer	May 22 '26	Proposed Sale	160.00	90	14,400		May 22 12:52 PM
Dyer Daniel Clinton	Former Officer	May 07 '26	Proposed Sale	150.00	9,208	1,381,200		May 07 10:04 AM
Dyer Daniel Clinton	Former Officer	May 04 '26	Proposed Sale	150.40	7,853	1,181,088		May 04 04:18 PM
Robinson Benjamin E III	Director	Apr 30 '26	Sale	160.00	180	28,800	4,926	May 01 01:22 PM
Robinson Benjamin E III	Director	Apr 30 '26	Proposed Sale	160.00	180	28,800		Apr 30 10:25 AM
Calmes John L Jr	See remarks	Mar 10 '26	Sale	141.88	1,000	141,880	50,334	Mar 11 11:54 AM
Calmes John L Jr	Officer	Mar 10 '26	Proposed Sale	141.88	1,000	141,880		Mar 10 12:21 PM
Calmes John L Jr	See remarks	Dec 17 '25	Sale	149.21	1,000	149,213	54,395	Dec 19 01:39 PM
Prashad R Chad	President and CEO	Dec 18 '25	Sale	147.67	3,000	442,997	73,660	Dec 19 01:32 PM
Prashad R Chad	Officer	Dec 18 '25	Proposed Sale	147.66	3,000	442,992		Dec 18 04:40 PM
Calmes John L Jr	Officer	Dec 17 '25	Proposed Sale	149.21	1,000	149,212		Dec 17 01:12 PM
Dyer Daniel Clinton	See remarks	Dec 16 '25	Sale	149.00	8,857	1,319,693	33,640	Dec 17 11:21 AM
Dyer Daniel Clinton	See remarks	Dec 15 '25	Sale	150.00	89	13,350	42,497	Dec 17 11:21 AM
Dyer Daniel Clinton	Officer	Dec 16 '25	Proposed Sale	149.00	8,857	1,319,693		Dec 16 11:52 AM
Dyer Daniel Clinton	Officer	Dec 15 '25	Proposed Sale	150.00	89	13,350		Dec 15 04:18 PM

World Acceptance Corp. engages in the small-loan consumer finance business. It offers short-term small instalment, medium-term larger loans, related credit insurance, ancillary products and services to individuals. The firm also offers income tax return preparation services to customers. The company also markets computer software and related services to financial services companies through its subsidiary, ParaData Financial Systems. It operates in the following segments: Small Loans, Large Loans, and Tax Advance Loans. World Acceptance was founded in 1962 and is headquartered in Greenville, SC.

PresidentMr. John L. Calmes Jr.

Executive VP & COOMr. J. Tobin Turner

Senior VPMr. Luke J. Umstetter

Senior VP of Accounting & Principal Financial OfficerMr. Scott McIntyre

Senior Vice President of MarketingVictoria G. Hammond

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WRLD

World Acceptance Corp

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