SBSI

Oct 29, 5:48 PMSouthside Bancshares beats Q3 2026 estimates as margin expands, trims loan growth outlook amid funding pressures

Peers: SPFI FFIN OBK TCBX PB BFST TCBI CFR BSVN HTH

| Held by: IJR VTI IWM DFAT DFSV VXF SPSM IWN IJS DFAS

Scroll to Statements

Index	RUT
Market Cap	992.31M
Enterprise Value	-
Income	99.02M
Sales	461.32M
Book/sh	28.27
Cash/sh	-
Dividend Est.	1.46 (4.38%)
Dividend TTM	1.45 (4.36%)
Dividend Ex-Date	Aug 20, 2026
Dividend Gr. 3/5Y	1.92% 2.87%
Payout	62.92%
Employees	781
IPO	May 13, 1998

P/E	10.07
Forward P/E	9.61
PEG	0.62
P/S	2.15
P/B	1.18
P/C	-
P/FCF	7.84
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.31
Debt/Eq	2.26
LT Debt/Eq	2.26
Option/Short	Yes / Yes

EPS (ttm)	3.31
EPS next Y	3.46
EPS next Q	0.88
EPS this Y	50.43%
EPS next Y	-0.29%
EPS next 5Y	15.58%
EPS past 3/5Y	-11.09% -1.50%
Sales past 3/5Y	12.46% 8.27%
EPS Y/Y TTM	-9.75%
Sales Y/Y TTM	8.52%
EPS Q/Q	470.90%
Sales Q/Q	34.22%
Earnings	Oct 29 BMO
EPS/Sales Surpr.	18.09% 4.77%

Insider Own	5.02%
Insider Trans	-0.06%
Inst Own	57.24%
Inst Trans	0.71%
ROA	1.15%
ROE	11.80%
ROIC	3.61%
Gross Margin	-
Oper. Margin	26.16%
Profit Margin	21.46%
SMA20	7.24%
SMA50	6.18%
SMA200	2.73%
Trades

Shs Outstand	29.82M
Shs Float	28.31M
Short Float	3.46%
Short Ratio	7.43
Short Interest	0.98M
52W High	36.20 -8.04%
52W Low	27.59 20.66%
Volatility	1.94% 1.85%
ATR (14)	0.66
RSI (14)	73.31
Beta	0.57
Rel Volume	0.02
Avg Volume	131.90K
Volume	163

Perf Week	4.82%
Perf Month	9.18%
Perf Quarter	1.93%
Perf Half Y	-3.09%
Perf YTD	9.54%
Perf Year	17.01%
Perf 3Y	22.03%
Perf 5Y	-19.18%
Perf 10Y	4.66%
Recom	3.00
Target Price	35.00
Prev Close	33.29
Price	33.29
Change %	0.00%

Consensus

Hold

Avg. Price Target

$35.00

Implied Upside

+5.1%

Analysts7incl. previous ratings

Rating Distribution0 Buy · 7 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Jun 25, 2026	Initiated	TThe Benchmark Company	Hold
Apr 15, 2026	Resumed	PPiper Sandler	Neutral	$35	+5.1%
Feb 02, 2026	Reiterated	HHovde Group	Market Perform	$32 → $34	+2.1%
Jan 14, 2025	Initiated	RRaymond James	Mkt Perform
Jul 29, 2024	Reiterated	HHovde Group	Market Perform	$31 → $37	+11.1%
May 09, 2024	Reiterated	HHovde Group	Market Perform	$35 → $31	-6.9%
Dec 20, 2021	Initiated	SStephens	Equal-Weight	$45	+35.2%
Jul 26, 2021	Reiterated	HHovde Group	Market Perform	$42 → $39	+17.2%
Sep 22, 2017	Initiated	PPiper Jaffray	Neutral	$37	+11.1%
May 18, 2009	Upgrade	KKeefe Bruyette	Underperform → Mkt Perform
Jan 05, 2009	Downgrade	KKeefe Bruyette	Mkt Perform → Underperform	$21 → $20	-39.9%

Oct-29-26 05:24PM	Southside Bancshares Beats On A Margin Rebound, But A Shrinking Pipeline And Pricier Funding Cloud The Outlook (Earnings Whispers) +5.25%
05:53AM	Southside Bancshares: Q3 Earnings Snapshot (Associated Press)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Third Quarter Ended September 30, 2026 (Business Wire)
Oct-21-26 01:54PM	Southside Bancshares Faces A Margin Test As CD Repricing Meets Record Loan Production (Earnings Whispers)
Oct-15-26 04:30PM	Southside Bancshares, Inc. Announces Third Quarter Earnings Call (Business Wire)
04:30PM	Loading…
Aug-06-26 04:30PM	Southside Bancshares, Inc. Increases and Declares Cash Dividend (Business Wire)
Jul-24-26 07:00PM	Southside Bancshares Inc (SBSI) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amid ... (GuruFocus.com) -5.12%
06:44AM	Southside Bancshares tops earnings estimates despite revenue miss (InvestorsHub)
05:56AM	Southside Bancshares: Q2 Earnings Snapshot (Associated Press)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Second Quarter Ended June 30, 2026 (Business Wire)
Jul-10-26 04:15PM	Southside Bancshares, Inc. Announces Second Quarter Earnings Call (Business Wire)
May-06-26 04:15PM	Southside Bancshares, Inc. Declares Cash Dividend (Business Wire)
May-01-26 03:16AM	Southside Bancshares Inc (SBSI) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ... (GuruFocus.com)
Apr-30-26 05:53AM	Southside Bancshares: Q1 Earnings Snapshot (Associated Press)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the First Quarter Ended March 31, 2026 (Business Wire)
04:15PM	Loading…
Apr-16-26 04:15PM	Southside Bancshares, Inc. Announces First Quarter Earnings Call (Business Wire)
Feb-05-26 04:15PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Jan-30-26 02:08AM	Southside Bancshares Q4 Earnings Call Highlights (MarketBeat)
Jan-29-26 06:01PM	Southside Bancshares Inc (SBSI) Q4 2025 Earnings Call Highlights: Record Net Income and ... (GuruFocus.com)
07:05AM	Southside Bancshares (SBSI) Q4 Earnings and Revenues Miss Estimates (Zacks)
06:02AM	Southside Bancshares: Q4 Earnings Snapshot (Associated Press Finance)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Fourth Quarter and Year Ended December 31, 2025 (GlobeNewswire)
Jan-15-26 04:15PM	Southside Bancshares, Inc. Announces Fourth Quarter and Year End Earnings Call (GlobeNewswire)
Nov-24-25 11:57AM	Southside Bancshares, Inc. Announces Dual Listing on NYSE Texas (GlobeNewswire)
Nov-06-25 04:30PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Oct-24-25 07:01PM	Southside Bancshares Inc (SBSI) Q3 2025 Earnings Call Highlights: Navigating Challenges with ... (GuruFocus.com)
07:05AM	Southside Bancshares (SBSI) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
05:59AM	Southside Bancshares: Q3 Earnings Snapshot (Associated Press Finance)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Third Quarter Ended September 30, 2025 (GlobeNewswire)
Oct-23-25 05:15PM	First Financial Bankshares (FFIN) Lags Q3 Earnings Estimates (Zacks)
09:24AM	Loading…
09:24AM	Southside Bancshares Inc (SBSI) Q3 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
Oct-10-25 05:28PM	Southside Bancshares, Inc. Announces Third Quarter Earnings Call (GlobeNewswire)
Sep-19-25 04:15PM	Southside Bank Announces Retirement of Chief Executive Officer, Lee Gibson, Appoints Keith Donahoe as Successor (GlobeNewswire)
Aug-07-25 04:15PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Jul-28-25 08:55AM	NYSE Content Advisory: Pre-market update + U.S. & EU reach trade deal (PR Newswire)
Jul-26-25 03:08AM	Southside Bancshares Inc (SBSI) Q2 2025 Earnings Call Highlights: Steady Growth Amid Market ... (GuruFocus.com)
Jul-25-25 12:00PM	Southside Bancshares, Inc. to Ring NYSE Opening Bell to Celebrate 65th Anniversary (GlobeNewswire)
08:04AM	Southside Bancshares: Q2 Earnings Snapshot (Associated Press Finance)
07:05AM	Southside Bancshares (SBSI) Tops Q2 Earnings and Revenue Estimates (Zacks)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Second Quarter Ended June 30, 2025 (GlobeNewswire)
Jul-11-25 04:30PM	Southside Bancshares, Inc. Announces Second Quarter Earnings Call (GlobeNewswire)
May-08-25 04:30PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Apr-29-25 03:50PM	Southside Bancshares, Inc. (SBSI) Q1 2025 Earnings Call Transcript (Seeking Alpha)
07:10AM	Southside Bancshares Q1 Net Income Flat (RTT News)
07:05AM	Southside Bancshares (SBSI) Surpasses Q1 Earnings Estimates (Zacks)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the First Quarter Ended March 31, 2025 (GlobeNewswire)
Apr-24-25 09:35AM	ACNB (ACNB) Q1 Earnings and Revenues Top Estimates (Zacks)
Apr-21-25 05:15PM	BOK Financial (BOKF) Lags Q1 Earnings and Revenue Estimates (Zacks)
Apr-15-25 04:45PM	Southside Bancshares, Inc. Announces First Quarter Earnings Call (GlobeNewswire)
Apr-10-25 10:31AM	First Financial (FFIN) Moves 5.8% Higher: Will This Strength Last? (Zacks)
Feb-06-25 04:30PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Jan-29-25 05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Fourth Quarter and Year Ended December 31, 2024 (GlobeNewswire)
Jan-15-25 04:30PM	Southside Bancshares, Inc. Announces Fourth Quarter and Year End Earnings Call (GlobeNewswire)
Nov-07-24 05:00PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Nov-05-24 09:40AM	Is Southside Bancshares (SBSI) Stock Undervalued Right Now? (Zacks)
Nov-04-24 09:00AM	Southside Bancshares, Inc. Announces Transfer of Listing of Common Stock to the New York Stock Exchange (GlobeNewswire)
Oct-25-24 03:18AM	Southside Bancshares Inc (SBSI) Q3 2024 Earnings Call Highlights: Navigating Challenges with ... (GuruFocus.com)
Oct-24-24 05:55AM	Southside Bancshares: Q3 Earnings Snapshot (Associated Press Finance)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Third Quarter Ended September 30, 2024 (GlobeNewswire)
Oct-10-24 04:15PM	Southside Bancshares, Inc. Announces Third Quarter Conference Call (GlobeNewswire)
Sep-26-24 12:00PM	All You Need to Know About Southside Bancshares (SBSI) Rating Upgrade to Strong Buy (Zacks)
Sep-03-24 04:15PM	Southside Bank Opens Commercial Loan Office in The Woodlands (GlobeNewswire)
Aug-08-24 04:15PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Jul-26-24 08:52AM	Q2 2024 Southside Bancshares Inc Earnings Call (Thomson Reuters StreetEvents)
Jul-25-24 07:55AM	Southside Bancshares: Q2 Earnings Snapshot (Associated Press Finance) +8.82%
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Second Quarter Ended June 30, 2024 (GlobeNewswire)
Jul-11-24 04:45PM	Southside Bancshares, Inc. Announces Second Quarter Earnings Call (GlobeNewswire)
May-31-24 07:14AM	Is Southside Bancshares Inc (NASDAQ:SBSI) the Best High-Yield Bank Dividend Stock to Buy? (Insider Monkey)
06:58AM	9 Best High-Yield Dividend Growth Stocks to Buy Now (Insider Monkey)
May-09-24 04:15PM	Southside Bancshares, Inc. Declares Cash Dividend (GlobeNewswire)
Apr-30-24 10:37AM	Southside Bancshares, Inc. (NASDAQ:SBSI) Q1 2024 Earnings Call Transcript (Insider Monkey)
Apr-26-24 01:15AM	Q1 2024 Southside Bancshares Inc Earnings Call (Thomson Reuters StreetEvents)
Apr-25-24 10:56AM	SBSI Stock Earnings: Southside Bancshares Beats EPS, Misses Revenue for Q1 2024 (InvestorPlace)
07:05AM	Southside Bancshares (SBSI) Q1 Earnings and Revenues Lag Estimates (Zacks)
05:55AM	Southside Bancshares: Q1 Earnings Snapshot (Associated Press Finance)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the First Quarter Ended March 31, 2024 (GlobeNewswire)
Apr-11-24 04:45PM	Southside Bancshares, Inc. Announces First Quarter Earnings Call (GlobeNewswire)
Mar-20-24 12:00PM	Southside Bancshares (SBSI) Upgraded to Strong Buy: What Does It Mean for the Stock? (Zacks)
11:45AM	Why Southside Bancshares (SBSI) is a Great Dividend Stock Right Now (Zacks)
Mar-04-24 11:45AM	Why Southside Bancshares (SBSI) is a Top Dividend Stock for Your Portfolio (Zacks)
Feb-15-24 11:45AM	Southside Bancshares (SBSI) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Feb-06-24 11:03AM	Southside Bancshares (SBSI) Hikes Dividend Payout by 2.9% (Zacks)
Feb-01-24 04:30PM	Southside Bancshares, Inc. Increases and Declares Cash Dividend (GlobeNewswire)
Jan-27-24 09:44AM	Southside Bancshares, Inc. (NASDAQ:SBSI) Q4 2023 Earnings Call Transcript (Insider Monkey)
02:06AM	Q4 2023 Southside Bancshares Inc Earnings Call (Thomson Reuters StreetEvents)
Jan-26-24 07:05AM	Southside Bancshares (SBSI) Lags Q4 Earnings and Revenue Estimates (Zacks)
06:35AM	Southside Bancshares Inc (SBSI) Reports Decline in Q4 Net Income Amid Strategic Asset Sales (GuruFocus.com)
06:06AM	Southside Bancshares: Q4 Earnings Snapshot (Associated Press Finance)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Fourth Quarter and Year Ended December 31, 2023 (GlobeNewswire)
Jan-12-24 04:30PM	Southside Bancshares, Inc. Announces Fourth Quarter And Year End Earnings Call (GlobeNewswire)
Nov-19-23 08:12AM	Dividend Champions List Ranked By Yield: Top 30 (Insider Monkey)
Nov-02-23 04:30PM	Southside Bancshares, Inc. Declares Fourth Quarter And Special Cash Dividends (GlobeNewswire)
Oct-30-23 02:02AM	The Southside Bancshares Inc (SBSI) Company: A Short SWOT Analysis (GuruFocus.com)
Oct-27-23 08:47AM	Southside Bancshares, Inc. (NASDAQ:SBSI) Q3 2023 Earnings Call Transcript (Insider Monkey)
04:11AM	Q3 2023 Southside Bancshares Inc Earnings Call (Thomson Reuters StreetEvents)
Oct-26-23 07:51AM	Southside Bancshares Inc (SBSI) Reports Q3 2023 Earnings (GuruFocus.com)
07:05AM	Southside Bancshares (SBSI) Q3 Earnings and Revenues Lag Estimates (Zacks)
05:53AM	Southside Bancshares: Q3 Earnings Snapshot (Associated Press Finance)
05:45AM	Southside Bancshares, Inc. Announces Financial Results for the Third Quarter Ended September 30, 2023 (GlobeNewswire)
Oct-19-23 10:01AM	Analysts Estimate Southside Bancshares (SBSI) to Report a Decline in Earnings: What to Look Out for (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Craddock John Mitchell Jr.	Chief Operating Officer	Sep 11 '26	Sale	32.01	415	13,284	4,378	Sep 11 01:09 PM
Craddock John Mitchell Jr.	Chief Operating Officer	Jun 09 '26	Sale	33.38	486	16,223	4,871	Jun 09 04:05 PM
Calhoun Kirk A.	Director	Feb 03 '26	Buy	33.15	300	9,945	17,123	Feb 04 03:42 PM
BUIE HERBERT C	Director	Dec 04 '25	Buy	30.68	1,807	55,439	389,288	Dec 05 02:51 PM

Southside Bancshares, Inc. is a bank holding company, which engages in the provision of financial services to individuals, businesses, municipal entities, and non-profit organizations. It offers checking, saving and retirement accounts, certificate of deposits, debit, credit cards, mobile banking, loans, mortgage and equity lending, identity theft prevention, electronic banking, healthcare banking, and business loans. The company was founded on August 11, 1982 and is headquartered in Tyler, TX.

CEOMr. Keith M. Donahoe

Chief Financial OfficerMs. Julie N. Shamburger CPA

Chief Credit OfficerMr. T. L. Arnold Jr.

Chief Lending OfficerMr. Curtis R. Burchard

Chief Operations OfficerMr. Mitchell Craddock

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

Southside Bancshares Inc

Upgrade your Finviz experience