Index
RUT
Market Cap
1.60B
Enterprise Value
-
Income
131.02M
Sales
1.10B
Book/sh
26.13
Cash/sh
-
Employees
1027
IPO
Jul 23, 2015
P/E
12.24
Forward P/E
8.22
PEG
0.21
P/S
1.45
P/B
1.32
P/C
-
P/FCF
-
EV/EBITDA
-
EV/Sales
-
Quick Ratio
-
Current Ratio
1.74
Debt/Eq
0.08
LT Debt/Eq
0.08
Option/Short
Yes / Yes
EPS (ttm)
2.82
EPS next Y
4.19
EPS next Q
0.85
EPS this Y
52.19%
EPS next Y
49.44%
EPS next 5Y
39.78%
EPS past 3/5Y
-17.13% 9.39%
Sales past 3/5Y
23.83% 21.22%
EPS Y/Y TTM
88.76%
Sales Y/Y TTM
8.59%
EPS Q/Q
-5.98%
Sales Q/Q
15.30%
Insider Own
21.90%
Insider Trans
-3.12%
Inst Own
71.44%
Inst Trans
0.78%
ROA
0.88%
ROE
11.12%
ROIC
9.90%
Gross Margin
-
Oper. Margin
14.56%
Profit Margin
11.94%
SMA20
-1.51%
SMA50
-7.25%
SMA200
-9.53%
Trades
Shs Outstand
46.38M
Shs Float
36.15M
52W High
44.53 -22.59%
52W Low
29.36 17.40%
Volatility
2.64% 2.89%
ATR (14)
1.00
RSI (14)
37.69
Beta
1.80
Rel Volume
0.76
Avg Volume
230.26K
Volume
173,959
Perf Week
-1.93%
Perf Month
-5.28%
Perf Quarter
-21.23%
Perf Half Y
-7.26%
Perf YTD
0.35%
Perf Year
9.05%
Perf 3Y
18.82%
Perf 5Y
-61.35%
Perf 10Y
122.39%
Prev Close
35.07
Price
34.47
Change %
-1.71%
Analysts 8 incl. previous ratings
Rating Distribution 4 Buy · 4 Hold · 0 Sell
Date Action Analyst Rating Change Price Target Change Implied Upside Sep 10, 2025 Initiated C Cantor Fitzgerald
Neutral $42 +21.8% Aug 19, 2025 Upgrade K Keefe Bruyette
Mkt Perform → Outperform $43 +24.7% Oct 05, 2023 Upgrade J JP Morgan
Neutral → Overweight $40 +16.0% Apr 28, 2023 Upgrade J JP Morgan
Underweight → Neutral $25 → $26.50 -23.1% Feb 27, 2023 Resumed R Raymond James
Mkt Perform Dec 13, 2022 Downgrade J JP Morgan
Neutral → Underweight $34 → $30 -13.0% Jul 07, 2022 Downgrade R Raymond James
Outperform → Mkt Perform Jul 01, 2022 Downgrade J JP Morgan
Overweight → Neutral $58 → $41 +18.9% Oct 29, 2021 Upgrade J JP Morgan
Neutral → Overweight $70 → $95 +175.6% Oct 07, 2021 Downgrade R Raymond James
Strong Buy → Outperform $80 +132.1% Apr 12, 2021 Initiated J JP Morgan
Neutral $78 +126.3% Dec 14, 2020 Initiated K Keefe Bruyette
Outperform $56 +62.5% Oct 26, 2020 Upgrade R Raymond James
Outperform → Strong Buy $42 +21.8% Sep 29, 2020 Initiated R Raymond James
Outperform $27 -21.7% Sep 09, 2020 Resumed P Piper Sandler
Neutral $24 -30.4% May 12, 2020 Downgrade I Itau BBA
Outperform → Market Perform Dec 05, 2019 Upgrade S SunTrust
Hold → Buy Dec 12, 2018 Upgrade S Sandler O'Neill
Hold → Buy Dec 11, 2018 Downgrade S SunTrust
Buy → Hold Jul 09, 2018 Downgrade S Sandler O'Neill
Buy → Hold
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(Associated Press Finance)
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Show Previous News
Insider Trading
Relationship
Date
Transaction
Cost
#Shares
Value ($)
#Shares Total
SEC Form 4
Seward Gregory W General Counsel Oct 26 '26 Sale 35.31 5,000 176,550 108,797 Oct 28 04:23 PM Seward Gregory W Officer Oct 26 '26 Proposed Sale 35.31 5,000 176,550 Oct 26 04:19 PM MAHAN JAMES S III Chief Executive Officer Sep 10 '26 Sale 38.75 10,000 387,485 2,747,844 Sep 11 04:05 PM MAHAN JAMES S III Chief Executive Officer Sep 09 '26 Sale 38.63 10,000 386,312 2,757,844 Sep 11 04:05 PM MAHAN JAMES S III Officer Sep 10 '26 Proposed Sale 38.75 10,000 387,485 Sep 10 04:39 PM MAHAN JAMES S III Officer Sep 09 '26 Proposed Sale 38.63 10,000 386,312 Sep 09 04:18 PM WILLIAMS WILLIAM L. III Director Sep 03 '26 Sale 40.09 6,590 264,220 1,105,726 Sep 08 04:19 PM MAHAN JAMES S III Chief Executive Officer Sep 03 '26 Sale 39.75 10,000 397,466 2,767,844 Sep 08 04:18 PM Bradford Tonya Williams Director Sep 03 '26 Sale 39.89 1,600 63,824 8,043 Sep 08 04:18 PM WILLIAMS WILLIAM L. III Director Sep 02 '26 Sale 40.00 1,810 72,401 1,112,316 Sep 03 04:52 PM MAHAN JAMES S III Chief Executive Officer Sep 02 '26 Sale 39.54 10,000 395,411 2,777,844 Sep 03 04:52 PM Bradford Tonya Williams Director Sep 03 '26 Proposed Sale 39.89 1,600 63,824 Sep 03 11:00 AM MAHAN JAMES S III Officer Sep 03 '26 Proposed Sale 39.89 10,000 398,900 Sep 03 10:41 AM MAHAN JAMES S III Officer Sep 02 '26 Proposed Sale 39.00 10,000 390,000 Sep 02 02:01 PM MAHAN JAMES S III Chief Executive Officer Aug 26 '26 Sale 39.99 10,000 399,878 2,797,844 Aug 28 04:02 PM MAHAN JAMES S III Chief Executive Officer Aug 27 '26 Sale 39.66 10,000 396,590 2,787,844 Aug 28 04:02 PM MAHAN JAMES S III Officer Aug 27 '26 Proposed Sale 39.66 10,000 396,590 Aug 27 04:29 PM MAHAN JAMES S III Officer Aug 26 '26 Proposed Sale 39.99 10,000 399,878 Aug 26 04:20 PM MAHAN JAMES S III Chief Executive Officer Aug 19 '26 Sale 41.23 10,000 412,317 2,817,844 Aug 21 04:37 PM MAHAN JAMES S III Chief Executive Officer Aug 20 '26 Sale 40.53 10,000 405,283 2,807,844 Aug 21 04:37 PM MAHAN JAMES S III Officer Aug 20 '26 Proposed Sale 40.55 10,000 405,500 Aug 20 10:34 AM MAHAN JAMES S III Officer Aug 19 '26 Proposed Sale 42.78 10,000 427,800 Aug 19 09:53 AM MAHAN JAMES S III Chief Executive Officer Aug 13 '26 Sale 43.10 10,000 430,973 2,827,844 Aug 14 04:18 PM MAHAN JAMES S III Chief Executive Officer Aug 12 '26 Sale 42.75 10,000 427,475 2,837,844 Aug 14 04:18 PM MAHAN JAMES S III Officer Aug 13 '26 Proposed Sale 43.20 10,000 432,000 Aug 13 11:41 AM MAHAN JAMES S III Officer Aug 12 '26 Proposed Sale 42.78 10,000 427,800 Aug 12 09:37 AM WILLIAMS WILLIAM L. III Director Aug 03 '26 Sale 43.08 8,400 361,865 1,114,126 Aug 05 04:21 PM Spencer Courtney Chief Experience Officer Aug 04 '26 Sale 43.68 154 6,718 0 Aug 05 04:20 PM LUCHT DAVID G Director Aug 04 '26 Sale 44.36 2,000 88,721 13,623 Aug 05 04:20 PM LUCHT DAVID G Affiliate Aug 04 '26 Proposed Sale 43.63 2,000 87,258 Aug 04 10:17 AM Moroz Mark Michael Chief Banking Officer Jul 28 '26 Sale 42.08 6,100 256,670 12,110 Jul 29 04:42 PM LUCHT DAVID G Director Jul 27 '26 Sale 42.13 3,000 126,396 15,623 Jul 29 04:41 PM Moroz Mark Michael Officer Jul 28 '26 Proposed Sale 42.18 6,100 257,298 Jul 28 10:06 AM LUCHT DAVID G Director Jul 27 '26 Proposed Sale 42.12 3,000 126,351 Jul 27 03:06 PM WILLIAMS WILLIAM L. III Director Jul 01 '26 Sale 41.61 8,400 349,506 1,122,526 Jul 06 04:15 PM WILLIAMS WILLIAM L. III Director Jun 24 '26 Sale 40.05 8,400 336,454 1,130,926 Jun 25 05:09 PM WILLIAMS WILLIAM L. III Director Jun 24 '26 Proposed Sale 40.01 33,600 1,344,454 Jun 24 10:06 AM MAHAN JAMES S III Chief Executive Officer Jun 10 '26 Sale 38.73 10,000 387,322 2,857,844 Jun 12 04:58 PM MAHAN JAMES S III Chief Executive Officer Jun 11 '26 Sale 38.19 10,000 381,851 2,847,844 Jun 12 04:58 PM MAHAN JAMES S III Officer Jun 11 '26 Proposed Sale 38.19 10,000 381,851 Jun 11 04:44 PM MAHAN JAMES S III Officer Jun 10 '26 Proposed Sale 38.73 10,000 387,322 Jun 10 04:24 PM MAHAN JAMES S III Chief Executive Officer Jun 04 '26 Sale 37.26 10,000 372,632 2,867,844 Jun 05 05:09 PM MAHAN JAMES S III Chief Executive Officer Jun 03 '26 Sale 36.47 10,000 364,671 2,877,844 Jun 05 05:09 PM MAHAN JAMES S III Officer Jun 04 '26 Proposed Sale 36.70 10,000 367,000 Jun 04 10:23 AM MAHAN JAMES S III Officer Jun 03 '26 Proposed Sale 36.47 10,000 364,671 Jun 03 04:10 PM MAHAN JAMES S III Chief Executive Officer May 27 '26 Sale 37.65 10,000 376,513 2,897,844 May 29 04:52 PM MAHAN JAMES S III Chief Executive Officer May 28 '26 Sale 37.25 10,000 372,481 2,887,844 May 29 04:52 PM MAHAN JAMES S III Officer May 28 '26 Proposed Sale 37.25 10,000 372,481 May 28 04:15 PM MAHAN JAMES S III Officer May 27 '26 Proposed Sale 38.02 10,000 380,200 May 27 01:25 PM MAHAN JAMES S III Chief Executive Officer May 21 '26 Sale 37.09 10,000 370,916 2,907,844 May 26 05:16 PM MAHAN JAMES S III Chief Executive Officer May 20 '26 Sale 36.84 10,000 368,369 2,917,844 May 21 08:03 PM MAHAN JAMES S III Officer May 21 '26 Proposed Sale 36.55 10,000 365,500 May 21 09:56 AM MAHAN JAMES S III Officer May 20 '26 Proposed Sale 36.30 10,000 363,000 May 20 09:56 AM MAHAN JAMES S III Chief Executive Officer May 14 '26 Sale 36.23 10,000 362,260 2,927,844 May 18 06:36 PM MAHAN JAMES S III Chief Executive Officer May 13 '26 Sale 35.96 10,000 359,620 2,937,844 May 15 04:11 PM MAHAN JAMES S III Officer May 14 '26 Proposed Sale 36.23 10,000 362,263 May 14 04:11 PM MAHAN JAMES S III Officer May 13 '26 Proposed Sale 36.37 10,000 363,700 May 13 02:23 PM Derraik Renato Chief Info./Digital Off., Bank Apr 30 '26 Sale 37.83 75,000 2,837,100 4,243 May 04 05:58 PM Derraik Renato Officer Apr 30 '26 Proposed Sale 37.83 75,000 2,837,074 Apr 30 02:19 PM MAHAN JAMES S III Chief Executive Officer Mar 11 '26 Sale 32.83 10,000 328,280 2,957,844 Mar 13 04:42 PM MAHAN JAMES S III Chief Executive Officer Mar 12 '26 Sale 32.50 10,000 325,041 2,947,844 Mar 13 04:42 PM MAHAN JAMES S III Officer Mar 12 '26 Proposed Sale 32.25 10,000 322,500 Mar 12 03:57 PM MAHAN JAMES S III Officer Mar 11 '26 Proposed Sale 32.91 10,000 329,100 Mar 11 11:07 AM MAHAN JAMES S III Chief Executive Officer Mar 04 '26 Sale 36.69 10,000 366,872 2,977,844 Mar 06 05:20 PM MAHAN JAMES S III Chief Executive Officer Mar 05 '26 Sale 35.43 10,000 354,323 2,967,844 Mar 06 05:20 PM MAHAN JAMES S III Officer Mar 05 '26 Proposed Sale 36.19 10,000 361,900 Mar 05 09:58 AM Seward Gregory W General Counsel Mar 02 '26 Sale 36.70 3,000 110,100 113,797 Mar 04 05:41 PM Phifer Walter J Chief Financial Officer Mar 02 '26 Sale 36.58 4,712 172,379 10,103 Mar 04 05:41 PM MAHAN JAMES S III Officer Mar 04 '26 Proposed Sale 36.70 10,000 367,000 Mar 04 12:05 PM Seward Gregory W Officer Mar 02 '26 Proposed Sale 36.70 3,000 110,098 Mar 02 05:10 PM Phifer Walter J Officer Mar 02 '26 Proposed Sale 36.58 4,712 172,379 Mar 02 01:26 PM MAHAN JAMES S III Chief Executive Officer Feb 26 '26 Sale 39.38 10,000 393,780 2,987,844 Feb 27 05:34 PM MAHAN JAMES S III Chief Executive Officer Feb 25 '26 Sale 39.32 10,000 393,219 2,997,844 Feb 27 05:34 PM MAHAN JAMES S III Officer Feb 26 '26 Proposed Sale 39.36 10,000 393,617 Feb 26 04:16 PM MAHAN JAMES S III Officer Feb 25 '26 Proposed Sale 39.32 10,000 393,218 Feb 25 04:17 PM MAHAN JAMES S III Chief Executive Officer Feb 18 '26 Sale 40.32 10,000 403,244 3,017,844 Feb 20 06:06 PM MAHAN JAMES S III Chief Executive Officer Feb 19 '26 Sale 40.04 10,000 400,354 3,007,844 Feb 20 06:06 PM MAHAN JAMES S III Officer Feb 19 '26 Proposed Sale 39.63 10,000 396,300 Feb 19 10:06 AM MAHAN JAMES S III Officer Feb 18 '26 Proposed Sale 40.83 10,000 408,300 Feb 18 10:16 AM MAHAN JAMES S III Chief Executive Officer Feb 11 '26 Sale 40.87 10,000 408,661 3,037,844 Feb 13 05:13 PM MAHAN JAMES S III Chief Executive Officer Feb 12 '26 Sale 40.11 10,000 401,099 3,027,844 Feb 13 05:13 PM MAHAN JAMES S III Officer Feb 12 '26 Proposed Sale 41.40 10,000 414,000 Feb 12 09:59 AM MAHAN JAMES S III Officer Feb 11 '26 Proposed Sale 41.56 10,000 415,600 Feb 11 09:56 AM Phifer Walter J Chief Financial Officer Feb 06 '26 Option Exercise 13.59 6,160 83,714 12,872 Feb 09 04:24 PM MAHAN JAMES S III Chief Executive Officer Feb 04 '26 Sale 41.90 10,000 418,958 3,057,844 Feb 06 05:09 PM MAHAN JAMES S III Chief Executive Officer Feb 05 '26 Sale 40.21 10,000 402,115 3,047,844 Feb 06 05:09 PM MAHAN JAMES S III Officer Feb 05 '26 Proposed Sale 40.21 10,000 402,140 Feb 05 04:26 PM MAHAN JAMES S III Officer Feb 04 '26 Proposed Sale 41.01 10,000 410,100 Feb 04 02:22 PM Stasiowska Ewa Maria Chief Risk Officer Jan 26 '26 Buy 38.53 2,595 99,999 2,595 Jan 28 04:42 PM Spencer Courtney Chief Experience Officer Jan 26 '26 Option Exercise 13.59 14,000 190,260 34,860 Jan 28 04:42 PM Spencer Courtney Chief Experience Officer Jan 26 '26 Sale 39.01 9,700 378,348 25,160 Jan 28 04:42 PM Spencer Courtney Officer Jan 26 '26 Proposed Sale 39.00 9,700 378,346 Jan 26 02:56 PM MAHAN JAMES S III Chief Executive Officer Dec 19 '25 Sale 36.17 10,000 361,734 3,067,844 Dec 23 05:13 PM MAHAN JAMES S III Chief Executive Officer Dec 17 '25 Sale 35.97 10,000 359,699 3,077,844 Dec 19 05:03 PM MAHAN JAMES S III Officer Dec 19 '25 Proposed Sale 36.18 10,000 361,759 Dec 19 04:31 PM MAHAN JAMES S III Officer Dec 17 '25 Proposed Sale 35.97 10,000 359,724 Dec 17 04:22 PM MAHAN JAMES S III Chief Executive Officer Dec 12 '25 Sale 35.13 10,000 351,313 3,087,844 Dec 16 04:52 PM MAHAN JAMES S III Chief Executive Officer Dec 10 '25 Sale 34.33 10,000 343,283 3,097,844 Dec 12 05:00 PM MAHAN JAMES S III Officer Dec 12 '25 Proposed Sale 35.49 10,000 354,900 Dec 12 02:44 PM MAHAN JAMES S III Officer Dec 10 '25 Proposed Sale 34.33 10,000 343,307 Dec 10 04:28 PM
Live Oak Bancshares, Inc. is a bank holding company, which operates as a national online platform for small business lending. It operates through the following segments: Banking and Fintech. The Banking segment provides financing services to small businesses nationwide in targeted industries and deposit-related services to small businesses, consumers, and other customers nationwide. The Fintech segment focuses on making strategic investments in emerging financial technology companies. The company was founded by James S. Mahan III on December 18, 2008 and is headquartered in Wilmington, NC.
Chairman & CEO Mr. James S. Mahan III
President Mr. William C. Losch III
Chief Financial Officer Mr. Walter J. Phifer
Chief Banking Officer Mr. Mark M. Moroz
Chief Information & Digital Officer and Interim Information Security Officer of Bank Mr. Renato Derraik