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Last Close
75.35
Oct 30 • 3:59 PM ET Dollar change-1.62 Percentage change(-2.10%)
Aftermarket Close
75.35
Aftermarket • 7:30 PM ET Dollar change0.00 Percentage change(0.00%)
Index
S&P 500
Market Cap
23.46B
Enterprise Value
26.30B
Income
3.24B
Sales
18.92B
Book/sh
47.70
Cash/sh
51.06
Employees
20000
IPO
Jul 31, 2014
P/E
7.87
Forward P/E
7.23
PEG
0.92
P/S
1.24
P/B
1.58
P/C
1.48
P/FCF
2.46
EV/EBITDA
2.43
EV/Sales
1.39
Quick Ratio
2.89
Current Ratio
2.89
Debt/Eq
1.03
LT Debt/Eq
0.70
Option/Short
Yes / Yes
EPS (ttm)
9.57
EPS next Y
10.43
EPS next Q
1.97
EPS this Y
2.26%
EPS next Y
9.89%
EPS next 5Y
7.85%
EPS past 3/5Y
14.68% 32.48%
Sales past 3/5Y
13.15% 8.31%
EPS Y/Y TTM
4.62%
Sales Y/Y TTM
-1.80%
EPS Q/Q
-6.22%
Sales Q/Q
-0.77%
Insider Own
0.54%
Insider Trans
-4.56%
Inst Own
114.83%
Inst Trans
-2.95%
ROA
2.78%
ROE
19.83%
ROIC
11.87%
Gross Margin
81.52%
Oper. Margin
27.35%
Profit Margin
17.13%
SMA20
2.03%
SMA50
0.44%
SMA200
2.37%
Trades
Shs Outstand
311.00M
Shs Float
309.73M
52W High
88.77 -15.12%
52W Low
63.08 19.45%
Volatility
2.03% 2.32%
ATR (14)
1.92
RSI (14)
54.04
Beta
1.41
Rel Volume
0.92
Avg Volume
3.16M
Volume
2,919,767
Perf Week
2.32%
Perf Month
5.37%
Perf Quarter
-3.20%
Perf Half Y
-0.54%
Perf YTD
-9.68%
Perf Year
2.39%
Perf 3Y
165.97%
Perf 5Y
62.22%
Perf 10Y
158.93%
Prev Close
76.97
Price
75.35
Change %
-2.10%
Consensus
Buy
Avg. Price Target
$86.35
Implied Upside
+14.6%
Analysts14incl. previous ratings
Rating Distribution7 Buy · 7 Hold · 0 Sell
DateActionAnalystRating ChangePrice Target ChangeImplied Upside
Oct 21, 2026Downgrade
EVR logoEEvercore ISI
Outperform → In-line$78+3.5%
Oct 09, 2026Initiated
BMO logoBBMO Capital Markets
Market Perform$81+7.5%
May 22, 2026Initiated
LLoop Capital
Hold$81+7.5%
Apr 22, 2026Downgrade
BBTIG Research
Buy → Neutral
Feb 13, 2026Upgrade
RRobert W. Baird
Neutral → Outperform$83+10.2%
Jan 28, 2026Upgrade
CCompass Point
Neutral → Buy$96+27.4%
Dec 08, 2025Resumed
WWolfe Research
Outperform$92+22.1%
Dec 05, 2025Downgrade
RRobert W. Baird
Outperform → Neutral$82+8.8%
Oct 10, 2025Upgrade
HSBC logoHHSBC Securities
Hold → Buy$81+7.5%
Oct 07, 2025Downgrade
JPM logoJJP Morgan
Overweight → Neutral$75-0.5%
Insider Trading Relationship Date Transaction Cost #Shares Value ($) #Shares Total SEC Form 4
Casellas AlbertoSee remarksAug 13 '26Option Exercise33.535,456182,94055,968Aug 17 04:03 PM
Casellas AlbertoSee remarksAug 13 '26Sale80.005,456436,48050,512Aug 17 04:03 PM
Casellas AlbertoOfficerAug 13 '26Proposed Sale80.005,456436,480Aug 13 11:55 AM
Owens DarrellSee remarksAug 03 '26Sale76.7361046,80516,410Aug 04 04:08 PM
Gentleman CourtneySee remarksAug 03 '26Sale76.7372155,32218,620Aug 04 04:08 PM
COVIELLO ARTHUR W JRDirectorAug 03 '26Sale77.174,000308,68026,144Aug 04 04:08 PM
COVIELLO ARTHUR W JRDirectorAug 03 '26Proposed Sale75.794,000303,160Aug 03 01:41 PM
Owens DarrellOfficerAug 03 '26Proposed Sale76.7361046,805Aug 03 11:31 AM
Gentleman CourtneyOfficerAug 03 '26Proposed Sale76.7372155,322Aug 03 11:20 AM
MOTHNER JONATHAN SSee remarksMay 15 '26Option Exercise34.3011,258386,149143,922May 19 04:23 PM
MOTHNER JONATHAN SSee remarksMay 15 '26Sale71.2351,2583,651,107132,664May 19 04:23 PM
MOTHNER JONATHAN SOfficerMay 15 '26Proposed Sale71.2351,2583,651,107May 15 09:41 AM
Howse CurtisSee remarksMay 01 '26Sale76.558,436645,77686,437May 05 04:21 PM
COVIELLO ARTHUR W JRDirectorMay 01 '26Sale76.554,000306,20029,341May 05 04:20 PM
Casellas AlbertoSee remarksMay 01 '26Option Exercise34.305,794198,73456,125May 05 04:20 PM
Casellas AlbertoSee remarksMay 01 '26Sale76.555,794443,53150,331May 05 04:20 PM
Casellas AlbertoOfficerMay 01 '26Proposed Sale76.555,794443,531May 01 03:36 PM
COVIELLO ARTHUR W JRDirectorMay 01 '26Proposed Sale76.454,000305,788May 01 02:31 PM
Howse CurtisOfficerMay 01 '26Proposed Sale76.558,436645,776May 01 12:09 PM
Gentleman CourtneySee remarksMar 02 '26Sale67.714,338293,72619,831Mar 03 06:48 PM
Schaller BartSee remarksMar 02 '26Sale67.7112,980878,87634,035Mar 03 06:48 PM
Juel CarolSee remarksMar 02 '26Sale67.7116,8591,141,52351,446Mar 03 06:48 PM
Howse CurtisSee remarksMar 02 '26Sale67.717,882533,69094,873Mar 03 06:48 PM
Owens DarrellSee remarksMar 02 '26Sale67.713,865261,69917,432Mar 03 06:47 PM
Wenzel Brian J. Sr.See remarksMar 03 '26Sale67.1647,1123,164,04264,221Mar 03 06:47 PM
Wenzel Brian J. Sr.See remarksMar 02 '26Sale67.7119,5801,325,762111,333Mar 03 06:47 PM
Casellas AlbertoSee remarksMar 02 '26Sale67.7114,399974,95650,331Mar 03 06:47 PM
DOUBLES BRIAN DSee remarksMar 02 '26Option Exercise33.8567,5542,286,991868,327Mar 03 06:46 PM
DOUBLES BRIAN DSee remarksMar 02 '26Sale68.68217,55414,941,869829,222Mar 03 06:46 PM
Wenzel Brian J. Sr.OfficerMar 03 '26Proposed Sale67.1647,1123,164,042Mar 03 10:24 AM
Howse CurtisOfficerMar 02 '26Proposed Sale67.717,882533,690Mar 02 04:20 PM
DOUBLES BRIAN DOfficerMar 02 '26Proposed Sale67.73217,55414,734,932Mar 02 12:33 PM
Juel CarolOfficerMar 02 '26Proposed Sale67.7116,8591,141,523Mar 02 12:06 PM
Casellas AlbertoOfficerMar 02 '26Proposed Sale67.7114,399974,956Mar 02 11:55 AM
Gentleman CourtneyOfficerMar 02 '26Proposed Sale67.684,338293,596Mar 02 11:53 AM
Wenzel Brian J. Sr.OfficerMar 02 '26Proposed Sale67.7119,5801,325,762Mar 02 11:51 AM
Schaller BartOfficerMar 02 '26Proposed Sale67.7112,980878,876Mar 02 11:39 AM
Owens DarrellOfficerMar 02 '26Proposed Sale67.713,865261,699Mar 02 11:35 AM
Juel CarolSee remarksFeb 17 '26Sale70.6044,4113,135,41758,773Feb 19 04:05 PM
Gentleman CourtneySee remarksFeb 17 '26Sale70.6012,045850,37717,853Feb 19 04:04 PM
Casellas AlbertoSee remarksFeb 17 '26Option Exercise34.305,794198,73498,852Feb 19 04:04 PM
Casellas AlbertoSee remarksFeb 17 '26Sale70.6041,5142,930,88857,338Feb 19 04:04 PM
Schaller BartSee remarksFeb 17 '26Sale70.6035,3002,492,18042,300Feb 19 04:04 PM
Owens DarrellSee remarksFeb 17 '26Sale70.6010,304727,46216,233Feb 19 04:03 PM
Owens DarrellOfficerFeb 17 '26Proposed Sale70.6010,304727,462Feb 17 02:52 PM
Schaller BartOfficerFeb 17 '26Proposed Sale70.6035,3002,492,180Feb 17 02:48 PM
Gentleman CourtneyOfficerFeb 17 '26Proposed Sale70.6012,045850,377Feb 17 01:58 PM
Casellas AlbertoOfficerFeb 17 '26Proposed Sale70.6041,5142,930,888Feb 17 01:00 PM
Juel CarolOfficerFeb 17 '26Proposed Sale70.6044,4113,135,417Feb 17 12:17 PM
Howse CurtisSee remarksFeb 02 '26Sale72.3252,5563,800,85094,196Feb 04 05:02 PM
COVIELLO ARTHUR W JRDirectorFeb 02 '26Sale72.324,000289,28032,444Feb 04 05:02 PM
COVIELLO ARTHUR W JRDirectorFeb 02 '26Proposed Sale72.634,000290,520Feb 02 12:46 PM
Howse CurtisOfficerFeb 02 '26Proposed Sale72.3252,5563,800,850Feb 02 11:07 AM
MOTHNER JONATHAN SSee remarksNov 17 '25Option Exercise34.3012,000411,600139,100Nov 19 05:12 PM
MOTHNER JONATHAN SSee remarksNov 17 '25Sale72.8032,0002,329,600127,100Nov 19 05:12 PM
MOTHNER JONATHAN SOfficerNov 17 '25Proposed Sale72.8032,0002,329,600Nov 17 11:27 AM
Owens DarrellSee remarksNov 03 '25Sale74.022,989221,24616,096Nov 05 05:31 PM
COVIELLO ARTHUR W JRDirectorNov 03 '25Sale73.938,000591,44035,769Nov 05 05:31 PM
Howse CurtisSee remarksNov 03 '25Option Exercise34.3012,086414,550120,357Nov 05 05:31 PM
Howse CurtisSee remarksNov 03 '25Sale74.0212,086894,606108,271Nov 05 05:31 PM
Howse CurtisOfficerNov 03 '25Proposed Sale74.0212,086894,606Nov 03 01:12 PM
COVIELLO ARTHUR W JRDirectorNov 03 '25Proposed Sale738.33800590,664Nov 03 11:37 AM
Owens DarrellOfficerNov 03 '25Proposed Sale74.022,989221,246Nov 03 10:45 AM
Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.
PresidentMr. Brian D. Doubles
Executive VP & CFOMr. Brian J. Wenzel Sr.
J.D.Mr. Jonathan S. Mothner Esq.
Executive VP & CEO of Digital PlatformMs. Carol D. Juel
Executive VP and CEO of Home & AutoMr. Curtis Howse