FINW

FinWise Bancorp

13.19

Oct 30 • 3:59 PM ET -0.14 (-1.05%)

13.19

Aftermarket • 5:00 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Micro NASD

Oct 29, 3:17 AMFinWise Q3 2026 revenue $102.7M (+180% YoY) beats estimates as originations exceed outlook and credit‑enhanced growth accelerates

Peers: CCB CASH MVBF TBBK NEWT CBNK LOB GDOT MFIN OPRT

| Held by: VTI IWM VXF IWO VTWO IWN IWC DFAC BSVO BUSM

Scroll to Statements

Index	RUT
Market Cap	183.11M
Enterprise Value	-
Income	18.60M
Sales	268.76M
Book/sh	15.14
Cash/sh	-
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	198
IPO	Nov 19, 2021

P/E	9.68
Forward P/E	13.55
PEG	13.29
P/S	0.68
P/B	0.87
P/C	-
P/FCF	-
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.38
Debt/Eq	0.00
LT Debt/Eq	0.00
Option/Short	No / Yes

EPS (ttm)	1.36
EPS next Y	0.97
EPS next Q	0.19
EPS this Y	-35.40%
EPS next Y	33.33%
EPS next 5Y	1.02%
EPS past 3/5Y	-15.29% 6.04%
Sales past 3/5Y	19.87% 28.35%
EPS Y/Y TTM	25.61%
Sales Y/Y TTM	121.33%
EPS Q/Q	115.19%
Sales Q/Q	168.63%
Earnings	Oct 28 AMC
EPS/Sales Surpr.	284.21% -20.68%

Insider Own	33.40%
Insider Trans	0.00%
Inst Own	27.39%
Inst Trans	0.41%
ROA	2.00%
ROE	9.40%
ROIC	9.34%
Gross Margin	-
Oper. Margin	9.43%
Profit Margin	6.92%
SMA20	20.08%
SMA50	8.87%
SMA200	-9.34%
Trades

Shs Outstand	13.74M
Shs Float	9.25M
Short Float	1.26%
Short Ratio	3.35
Short Interest	0.12M
52W High	19.86 -33.59%
52W Low	9.58 37.68%
Volatility	9.16% 4.92%
ATR (14)	0.70
RSI (14)	72.56
Beta	0.73
Rel Volume	2.16
Avg Volume	34.97K
Volume	75,602

Perf Week	22.58%
Perf Month	17.87%
Perf Quarter	-7.70%
Perf Half Y	-11.83%
Perf YTD	-26.48%
Perf Year	-29.31%
Perf 3Y	58.53%
Perf 5Y	-
Perf 10Y	-
Recom	2.00
Target Price	16.00
Prev Close	13.33
Price	13.19
Change %	-1.05%

Consensus

Buy

Avg. Price Target

$16.00

Implied Upside

+21.3%

Analysts3incl. previous ratings

Rating Distribution2 Buy · 1 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Aug 06, 2026	Downgrade	SStephens	Overweight → Equal-Weight	$16	+21.3%
Oct 20, 2025	Reiterated	HHovde Group	Outperform	$20 → $22	+66.8%
May 01, 2025	Reiterated	HHovde Group	Outperform	$19 → $18.50	+40.3%
Apr 14, 2025	Initiated	HHovde Group	Outperform	$19	+44.0%
Dec 18, 2024	Initiated	RRaymond James	Outperform	$21	+59.2%

Oct-28-26 06:47PM	FinWise Crushes Estimates, But A One-Time Gain And Pass-Through Accounting Do Much Of The Lifting Ahead Of A Thinner 2027 Growth Runway (Earnings Whispers) +23.20%
04:15PM	FinWise Bancorp Reports Third Quarter 2026 Results (GlobeNewswire)
Oct-20-26 04:54PM	FinWise Must Show Its Legacy Credit Problem Is Finite As Shares Slide To New Lows (Earnings Whispers)
Oct-08-26 04:15PM	FinWise Bancorp to Host Third Quarter 2026 Earnings Conference Call and Webcast on Wednesday, October 28, 2026 (GlobeNewswire)
Jul-30-26 01:00AM	FinWise Bancorp (FINW) (Q2 2026) Earnings Call Highlights: Loan Originations Surge, but Credit ... (GuruFocus.com)
04:15PM	Loading…
Jul-29-26 04:15PM	FinWise Bancorp Reports Second Quarter 2026 Results (GlobeNewswire)
Jul-28-26 09:53AM	Earnings To Watch: FinWise Bancorp (FINW) Q2 2026 -- GF Value Sees 201% Upside (GuruFocus.com)
Jul-20-26 04:15PM	FinWise Bancorp Acquires Tallied Technology Platform, Bringing End-to-End Credit Card Issuing and Processing In-House (GlobeNewswire)
Jun-30-26 04:15PM	FinWise Bancorp to Host Second Quarter 2026 Earnings Conference Call and Webcast on Wednesday, July 29, 2026 (GlobeNewswire)
May-21-26 07:15AM	FinWise Bancorp Announces Share Repurchase Program (GlobeNewswire)
May-01-26 03:21AM	FinWise Bancorp (FINW) Q1 2026 Earnings Call Highlights: Strong Loan Growth Amidst Challenges (GuruFocus.com)
Apr-30-26 04:15PM	Finwise Bancorp Reports First Quarter 2026 Results (GlobeNewswire)
Apr-29-26 09:26AM	FinWise Bancorp (FINW) Q1 2026: Everything You Need to Know Ahead of Earnings (GuruFocus.com)
Apr-14-26 04:15PM	FinWise Bancorp Announces BIN Sponsorship Agreement with Vera, Inc. to Launch Unsecured Consumer Credit Card Program for Prime and Near-Prime U.S Consumers (GlobeNewswire)
Apr-08-26 09:15AM	FinWise Bancorp Announces Leadership Transition Appointing Jim Noone as Chief Executive Officer of the Holding Company (GlobeNewswire)
09:15AM	Loading…
Apr-02-26 09:15AM	FinWise Bancorp to Host First Quarter 2026 Earnings Conference Call and Webcast on Thursday, April 30, 2026 (GlobeNewswire)
Feb-23-26 04:15PM	FinWise Bancorp Announces Agreement with Albert Corporation to Offer Millions of Americans Transparent, Affordable and Convenient Short-term Personal Loans (GlobeNewswire)
Feb-02-26 09:55AM	Wall Street Analysts See a 29.47% Upside in FinWise Bancorp (FINW): Can the Stock Really Move This High? (Zacks) +7.71%
05:59AM	New Strong Buy Stocks for February 2nd (Zacks)
Jan-30-26 12:00AM	FinWise Bancorp (FINW) Q4 2025 Earnings Call Highlights: Strong Net Income Growth Amid ... (GuruFocus.com) -5.09%
Jan-29-26 06:55PM	FinWise Bancorp Q4 Earnings Call Highlights (MarketBeat)
05:50PM	FinWise Bancorp (FINW) Q4 Earnings Lag Estimates (Zacks)
04:15PM	FinWise Bancorp Reports Fourth Quarter and Full Year 2025 Results (GlobeNewswire)
Jan-28-26 07:23AM	What To Expect From FinWise Bancorp (FINW) Q4 2025 Earnings (GuruFocus.com)
Jan-05-26 04:15PM	FinWise Bancorp to Host Fourth Quarter and Full Year 2025 Earnings Conference Call and Webcast on Thursday, January 29, 2026 (GlobeNewswire)
Jan-03-26 07:20AM	Klaviyo, Wingstop among Stephens Best Ideas for 2026 (TipRanks)
Dec-12-25 12:00PM	FinWise Bancorp (FINW) Upgraded to Buy: What Does It Mean for the Stock? (Zacks)
Nov-18-25 09:55AM	Wall Street Analysts Think FinWise Bancorp (FINW) Could Surge 26.01%: Read This Before Placing a Bet (Zacks)
Nov-04-25 12:20PM	Why FinWise Bancorp (FINW) Might be Well Poised for a Surge (Zacks)
Oct-30-25 04:07PM	FinWise Bancorp (FINW) Q3 2025 Earnings Call Highlights: Strong Loan Growth and Strategic ... (GuruFocus.com)
06:10PM	Loading…
Oct-29-25 06:10PM	FinWise Bancorp (FINW) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
04:15PM	FinWise Bancorp Reports Third Quarter 2025 Results (GlobeNewswire)
Oct-28-25 10:00AM	FinWise Bancorp (FINW) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-27-25 04:15PM	FinWise Bancorp Announces Program Management, Network Issuer Processor and Servicer Agreement with Tallied Technologies to Deliver Credit Card Products and Processing Solutions (GlobeNewswire)
Oct-22-25 07:30AM	FinWise Bancorp Announces Strategic Program Agreement with DreamFi, Inc. to Provide Financial Products that Empower Underbanked Communities to Build Financial Stability (GlobeNewswire)
Oct-01-25 07:30AM	FinWise Bancorp to Host Third Quarter 2025 Earnings Conference Call and Webcast on Wednesday, October 29, 2025 (GlobeNewswire)
Sep-22-25 09:32AM	FinWise Bancorp (FINW) Soars 9.0%: Is Further Upside Left in the Stock? (Zacks) -6.36%
Jul-25-25 03:23AM	FinWise Bancorp (FINW) Q2 2025 Earnings Call Highlights: Strong Loan Growth Amid Rising Credit Risks (GuruFocus.com) +10.41%
Jul-24-25 05:35PM	FinWise Bancorp (FINW) Tops Q2 Earnings and Revenue Estimates (Zacks)
04:15PM	FinWise Bancorp Reports Second Quarter 2025 Results (GlobeNewswire)
Jul-23-25 10:12AM	FinWise Bancorp (FINW) Q2 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Jul-17-25 10:00AM	Analysts Estimate FinWise Bancorp (FINW) to Report a Decline in Earnings: What to Look Out for (Zacks)
Jul-01-25 07:30AM	FinWise Bancorp to Host Second Quarter 2025 Earnings Conference Call and Webcast on Thursday, July 24, 2025 (GlobeNewswire)
Jun-20-25 05:59AM	New Strong Sell Stocks for June 20th (Zacks)
May-27-25 07:30AM	FinWise Bancorp Added to Membership of US Small-Cap Russell 2000 Index (GlobeNewswire)
May-06-25 07:04AM	New Strong Sell Stocks for May 6th (Zacks)
May-01-25 09:54AM	Q1 2025 Finwise Bancorp Earnings Call (Thomson Reuters StreetEvents)
03:20AM	FinWise Bancorp (FINW) Q1 2025 Earnings Call Highlights: Strong Loan Originations Amid Margin ... (GuruFocus.com)
Apr-30-25 09:05PM	FinWise Bancorp (FINW) Q1 2025 Earnings Call Transcript (Seeking Alpha)
07:00PM	Compared to Estimates, FinWise Bancorp (FINW) Q1 Earnings: A Look at Key Metrics (Zacks)
06:30PM	FinWise Bancorp (FINW) Q1 Earnings and Revenues Lag Estimates (Zacks)
04:15PM	FinWise Bancorp Reports First Quarter 2025 Results (GlobeNewswire)
Apr-29-25 04:15PM	FinWise Bancorp Announces Strategic Lending and Credit Enhanced Balance Sheet Program with Backd to Support Business Owners (GlobeNewswire)
07:05AM	Southside Bancshares (SBSI) Surpasses Q1 Earnings Estimates (Zacks)
Apr-17-25 05:40PM	BancFirst (BANF) Tops Q1 Earnings and Revenue Estimates (Zacks)
Apr-03-25 04:15PM	FinWise Bancorp to Host First Quarter 2025 (GlobeNewswire) -9.04% -7.10%
04:15PM	FinWise Bancorp to Host First Quarter 2025 Earnings Conference Call and Webcast on Wednesday, April 30, 2025 (GlobeNewswire)
Mar-20-25 09:35AM	Here's Why FinWise Bancorp (FINW) is Poised for a Turnaround After Losing -15.71% in 4 Weeks (Zacks)
Mar-03-25 09:20AM	FinWise Bancorp Appoints Jim Noone as Chief Executive Officer of FinWise Bank (GlobeNewswire)
Feb-07-25 11:19AM	Why FinWise Bancorp (FINW) is Skyrocketing So Far In 2025 (Insider Monkey)
Feb-04-25 12:20PM	Surging Earnings Estimates Signal Upside for FinWise Bancorp (FINW) Stock (Zacks) +10.06%
Jan-31-25 07:30AM	Q4 2024 Finwise Bancorp Earnings Call (Thomson Reuters StreetEvents) +11.49%
02:40AM	FinWise Bancorp (FINW) Q4 2024 Earnings Call Highlights: Strong Loan Growth and Strategic ... (GuruFocus.com)
Jan-30-25 07:30PM	FinWise Bancorp (FINW) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
05:40PM	FinWise Bancorp (FINW) Meets Q4 Earnings Estimates (Zacks)
04:15PM	FinWise Bancorp Reports Fourth Quarter and Full Year 2024 Results (GlobeNewswire)
Jan-29-25 07:21AM	FinWise Bancorp (FINW) Q4 2024 Earnings Report Preview: What To Look For (GuruFocus.com)
Jan-23-25 10:01AM	FinWise Bancorp (FINW) Expected to Beat Earnings Estimates: Should You Buy? (Zacks)
Jan-21-25 12:10PM	Can FinWise Bancorp (FINW) Keep the Earnings Surprise Streak Alive? (Zacks)
Jan-02-25 04:15PM	FinWise Bancorp to Host Fourth Quarter and Full Year 2024 Conference Call and Webcast on Thursday, January 30, 2025 (GlobeNewswire)
Dec-16-24 07:16AM	Strength Seen in FinWise Bancorp (FINW): Can Its 5.0% Jump Turn into More Strength? (Zacks)
Oct-30-24 12:20PM	Earnings Estimates Moving Higher for FinWise Bancorp (FINW): Time to Buy? (Zacks)
Oct-25-24 02:19PM	Q3 2024 Finwise Bancorp Earnings Call (Thomson Reuters StreetEvents)
03:22AM	FinWise Bancorp (FINW) Q3 2024 Earnings Call Highlights: Strong Loan Growth and Strategic ... (GuruFocus.com)
Oct-24-24 05:40PM	FinWise Bancorp (FINW) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
04:15PM	FinWise Bancorp Reports Third Quarter 2024 Results (GlobeNewswire)
Oct-23-24 09:13AM	FinWise Bancorp (FINW) Q3 2024: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Oct-01-24 09:02AM	FinWise Bancorp (FINW) Stock Jumps 5.5%: Will It Continue to Soar? (Zacks)
Sep-30-24 04:15PM	FinWise Bancorp to Host Third Quarter 2024 Conference Call and Webcast on Thursday, October 24, 2024 (GlobeNewswire) +5.48%
Sep-25-24 12:00PM	What Makes FinWise Bancorp (FINW) a New Strong Buy Stock (Zacks)
08:15AM	FinWise Bancorp Announces Strategic Lending Program with PowerPay to Offer Transparent and Affordable Monthly Payments for Home Improvement and Elective Healthcare Purchases (GlobeNewswire)
07:05AM	Exclusive: FinWise announces strategic partnership with digital lender PowerPay (Investing.com)
Jul-25-24 05:55PM	FinWise Bancorp (FINW) Tops Q2 Earnings Estimates (Zacks)
04:15PM	FinWise Bancorp Reports Second Quarter 2024 Results (GlobeNewswire)
Jul-22-24 08:00AM	FinWise Bancorp Expands and Further Strengthens Board of Directors (GlobeNewswire)
Jul-01-24 04:15PM	FinWise Bancorp to Host Second Quarter 2024 Webcast and Conference Call on Thursday, July 25, 2024 (GlobeNewswire)
Jun-10-24 04:15PM	FinWise Bancorp Ranked #2 in American Banker's Annual List of Top-Performing Publicly Traded Banks With Under $2 Billion of Assets (GlobeNewswire)
May-16-24 04:15PM	FinWise Bancorp Announces Strategic Lending Program with Plannery to Provide Debt Consolidation Loans to Healthcare Professionals (GlobeNewswire)
May-01-24 09:14AM	FinWise Bancorp (NASDAQ:FINW) Q1 2024 Earnings Call Transcript (Insider Monkey)
Apr-30-24 07:39AM	Q1 2024 Finwise Bancorp Earnings Call (Thomson Reuters StreetEvents)
03:09AM	FinWise Bancorp (FINW) Q1 2024 Earnings Call Transcript Highlights: Key Financial Metrics and ... (GuruFocus.com)
Apr-29-24 09:54PM	FINW Stock Earnings: FinWise Beats EPS, Misses Revenue for Q1 2024 (InvestorPlace)
06:05PM	FinWise Bancorp (FINW) Q1 Earnings Top Estimates (Zacks)
05:42PM	FinWise Bancorp (FINW) Surpasses Analyst Earnings Estimates in Q1 2024 (GuruFocus.com)
04:15PM	FinWise Bancorp Reports First Quarter 2024 Results (GlobeNewswire)
Apr-22-24 10:00AM	Analysts Estimate FinWise Bancorp (FINW) to Report a Decline in Earnings: What to Look Out for (Zacks)
Apr-04-24 04:15PM	FinWise Bancorp to Host First Quarter 2024 Webcast and Conference Call on Monday, April 29, 2024 (GlobeNewswire)
Mar-28-24 07:00AM	FinWise Bancorp Appoints Jim Noone President and Hires Robert Wahlman as Chief Financial Officer (GlobeNewswire)
Mar-12-24 10:30AM	Sidoti Events, LLC's Virtual March Small-Cap Conference (ACCESSWIRE)
Mar-08-24 08:34AM	Finwise Bancorp (FINW) Announces New Share Repurchase Plan (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Keil Robert		Nov 03 '25	Sale	19.48	1,500	29,220	56,428	Nov 03 06:17 PM

FinWise Bancorp is a bank holding company, which engages in the provision of consumer banking and lending services through its subsidiary, FinWise Bank. The company was founded on October 22, 2002 and is headquartered in Murray, UT.

Executive ChairmanMr. Kent R. Landvatter

President & CEOMr. James F. Noone

Executive VP & CFOMr. Robert E. Wahlman CPA

EVPMr. Michael Christopher O'Brien

EVP & Chief Compliance and Risk OfficerMr. Andrew G. Stines

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

FINW

FinWise Bancorp

Upgrade your Finviz experience