Hancock Whitney (HWC) reported $375.48 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 4.4%. EPS of $1.37 for the same period compares to $1.31 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $371.26 million, representing a surprise of +1.14%. The company delivered an EPS surprise of +2.24%, with the consensus EPS estimate being $1.34.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (TE): 3.5% compared to the 3.5% average estimate based on four analysts.
- Efficiency Ratio: 54.9% versus the four-analyst average estimate of 55.9%.
- Total net charge-offs as a percentage of average loans: 0.3% compared to the 0.2% average estimate based on three analysts.
- Average Balance - Total interest earning assets: $32.08 billion versus the three-analyst average estimate of $32.05 billion.
- Total nonperforming loans: $94.92 million versus the two-analyst average estimate of $106.46 million.
- Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $121.77 million versus $138.95 million estimated by two analysts on average.
- Total Noninterest Income: $98.52 million versus the four-analyst average estimate of $96.84 million.
- Net interest income (TE): $279.46 million compared to the $278.55 million average estimate based on four analysts.
- Net Interest Income: $276.96 million versus $275.4 million estimated by three analysts on average.
- Secondary mortgage market operations: $4.15 million compared to the $4.24 million average estimate based on two analysts.
- Bank card and ATM fees: $22 million versus the two-analyst average estimate of $21.14 million.
- Investment and annuity fees and insurance commissions: $10.6 million compared to the $10.47 million average estimate based on two analysts.
View all Key Company Metrics for Hancock Whitney here>>>
Shares of Hancock Whitney have returned +11.7% over the past month versus the Zacks S&P 500 composite's +5% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Hancock Whitney Corporation (HWC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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