The PNC Financial Services Group, Inc (PNC) reported $5.69 billion in revenue for the quarter ended June 2025, representing a year-over-year increase of 5.1%. EPS of $3.85 for the same period compares to $3.30 a year ago.
The reported revenue represents a surprise of +1.28% over the Zacks Consensus Estimate of $5.62 billion. With the consensus EPS estimate being $3.56, the EPS surprise was +8.15%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how The PNC Financial Services Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin: 2.8% versus the seven-analyst average estimate of 2.8%.
- Net charge-offs to average loans: 0.3% versus the seven-analyst average estimate of 0.4%.
- Efficiency ratio: 60% versus the seven-analyst average estimate of 60.3%.
- Book value per common share: $131.61 compared to the $129.21 average estimate based on six analysts.
- Total interest-earning assets - Average balance: $507.61 billion compared to the $508 billion average estimate based on six analysts.
- Total nonperforming assets: $2.14 billion versus $2.37 billion estimated by six analysts on average.
- Leverage Ratio: 9.3% versus the four-analyst average estimate of 9.2%.
- Total nonperforming loans: $2.11 billion versus the four-analyst average estimate of $2.33 billion.
- Tier 1 risk-based ratio: 11.9% compared to the 11.9% average estimate based on three analysts.
- Total capital risk-based: 13.6% versus 13.9% estimated by two analysts on average.
- Total Noninterest Income: $2.11 billion compared to the $2.04 billion average estimate based on seven analysts.
- Net interest income (Fully Taxable-Equivalent - FTE) (non-GAAP): $3.58 billion compared to the $3.58 billion average estimate based on seven analysts.
View all Key Company Metrics for The PNC Financial Services Group here>>>
Shares of The PNC Financial Services Group have returned +10.9% over the past month versus the Zacks S&P 500 composite's +4.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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The PNC Financial Services Group, Inc (PNC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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