For the quarter ended June 2025, Simmons First National (SFNC) reported revenue of $214.18 million, up 8.6% over the same period last year. EPS came in at $0.44, compared to $0.33 in the year-ago quarter.
The reported revenue represents a surprise of +0.37% over the Zacks Consensus Estimate of $213.4 million. With the consensus EPS estimate being $0.40, the EPS surprise was +10%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total nonperforming assets: $166.72 million versus the two-analyst average estimate of $167.23 million.
- Efficiency Ratio: 62.8% versus the two-analyst average estimate of 63%.
- Net Interest Margin: 3.1% compared to the 3% average estimate based on two analysts.
- Total nonperforming loans: $157.16 million versus the two-analyst average estimate of $156.93 million.
- Total interest earning assets (FTE) - Average Balance: $23.33 billion versus the two-analyst average estimate of $23.37 billion.
- Annualized net charge offs to average loans: 0.3% versus the two-analyst average estimate of 0.3%.
- Net Interest Income - FTE: $178.25 million compared to the $175.27 million average estimate based on two analysts.
- Total Non-Interest Income: $42.35 million compared to the $44.73 million average estimate based on two analysts.
- Net Interest Income: $171.82 million versus $168.65 million estimated by two analysts on average.
View all Key Company Metrics for Simmons First National here>>>
Shares of Simmons First National have returned +7.1% over the past month versus the Zacks S&P 500 composite's +4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Simmons First National Corporation (SFNC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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