Huntington Bancshares (HBAN) reported $2.01 billion in revenue for the quarter ended June 2025, representing a year-over-year increase of 10.8%. EPS of $0.38 for the same period compares to $0.30 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $1.98 billion, representing a surprise of +1.6%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.38.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Huntington Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 59% versus the six-analyst average estimate of 60.1%.
- Net Interest Margin (FTE): 3.1% versus the six-analyst average estimate of 3.1%.
- Net charge-offs / Average total loans and leases: 0.2% versus the six-analyst average estimate of 0.3%.
- Average Balance - Total earning assets: $191.09 billion compared to the $191.27 billion average estimate based on five analysts.
- Tier 1 Leverage Ratio: 8.5% compared to the 8.4% average estimate based on three analysts.
- Regulatory Tier 1 risk-based capital ratio: 11.8% compared to the 12% average estimate based on two analysts.
- Total Non-Interest Income: $471 million compared to the $513.55 million average estimate based on six analysts.
- Mortgage banking income: $28 million compared to the $31.36 million average estimate based on five analysts.
- Customer deposit and loan fees: $95 million versus the five-analyst average estimate of $88.58 million.
- Payments and cash management revenue: $165 million versus $163.16 million estimated by five analysts on average.
- Wealth and asset management revenue: $102 million versus $103.81 million estimated by five analysts on average.
- Capital markets and advisory fees: $84 million versus $73.97 million estimated by five analysts on average.
View all Key Company Metrics for Huntington Bancshares here>>>
Shares of Huntington Bancshares have returned +8% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Huntington Bancshares Incorporated (HBAN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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