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Compared to Estimates, BOK Financial (BOKF) Q2 Earnings: A Look at Key Metrics

By Zacks Equity Research | July 21, 2025, 5:30 PM

BOK Financial (BOKF) reported $535.26 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 7.9%. EPS of $2.19 for the same period compares to $2.02 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $517.95 million, representing a surprise of +3.34%. The company delivered an EPS surprise of +10.61%, with the consensus EPS estimate being $1.98.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how BOK Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 65.4% compared to the 67.2% average estimate based on two analysts.
  • Average Interest Earning Assets - Average Balance: $46.98 billion versus the two-analyst average estimate of $45.99 billion.
  • Net Charge-Offs (% of Average Loans): 0% versus 0.1% estimated by two analysts on average.
  • Net Interest Margin: 2.8% compared to the 2.8% average estimate based on two analysts.
  • Total Non-Interest Income (Total other operating revenue): $207.1 million versus $196.65 million estimated by two analysts on average.
  • Net interest income (FTE): $330.74 million versus the two-analyst average estimate of $325.05 million.
  • Net Interest Income: $328.17 million versus the two-analyst average estimate of $322.8 million.

View all Key Company Metrics for BOK Financial here>>>

Shares of BOK Financial have returned +13.7% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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