For the quarter ended June 2025, Middlefield Banc Corp. (MBCN) reported revenue of $20.52 million, up 21.8% over the same period last year. EPS came in at $0.76, compared to $0.52 in the year-ago quarter.
The reported revenue represents a surprise of +10.3% over the Zacks Consensus Estimate of $18.6 million. With the consensus EPS estimate being $0.57, the EPS surprise was +33.33%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Middlefield Banc performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 64.5% compared to the 67.5% average estimate based on two analysts.
- Net Interest Margin: 3.9% versus the two-analyst average estimate of 3.7%.
- Average Interest Earning Assets: $1.83 billion versus $1.8 billion estimated by two analysts on average.
- Total Noninterest Income: $3.08 million versus $1.85 million estimated by two analysts on average.
- Net Interest Income: $17.44 million versus the two-analyst average estimate of $16.75 million.
View all Key Company Metrics for Middlefield Banc here>>>
Shares of Middlefield Banc have returned +0.9% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Middlefield Banc Corp. (MBCN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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