For the quarter ended June 2025, BankUnited, Inc. (BKU) reported revenue of $273.93 million, up 9.5% over the same period last year. EPS came in at $0.91, compared to $0.72 in the year-ago quarter.
The reported revenue represents a surprise of +3.12% over the Zacks Consensus Estimate of $265.63 million. With the consensus EPS estimate being $0.79, the EPS surprise was +15.19%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-offs to average loans: 0.3% versus the three-analyst average estimate of 0.3%.
- Net Interest Margin: 2.9% versus 2.9% estimated by three analysts on average.
- Average Interest-Earning Assets: $34.06 billion versus the three-analyst average estimate of $34.06 billion.
- Deposit service charges and fees: $5.32 million versus $5.08 million estimated by three analysts on average.
- Net Interest Income (FTE basis): $249.53 million versus the three-analyst average estimate of $247.52 million.
- Other non-interest income: $17.88 million compared to the $13.39 million average estimate based on three analysts.
- Total Non-Interest Income: $27.81 million compared to the $22.96 million average estimate based on three analysts.
- Lease financing: $4.61 million versus $4.15 million estimated by three analysts on average.
- Net interest income before provision for credit losses: $246.12 million versus the three-analyst average estimate of $243.67 million.
View all Key Company Metrics for BankUnited here>>>
Shares of BankUnited have returned +10.8% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
BankUnited, Inc. (BKU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
