BankUnited, Inc. (BKU) reported $288.2 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 9%. EPS of $0.94 for the same period compares to $0.91 a year ago.
The reported revenue represents a surprise of +3.58% over the Zacks Consensus Estimate of $278.25 million. With the consensus EPS estimate being $0.85, the EPS surprise was +10.16%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-offs to average loans: 0.3% compared to the 0.3% average estimate based on three analysts.
- Net Interest Margin: 3.1% versus 3% estimated by three analysts on average.
- Average Interest-Earning Assets: $34.02 billion versus $34.07 billion estimated by three analysts on average.
- Net interest income before provision for credit losses: $258.21 million compared to the $252.98 million average estimate based on three analysts.
- Total Non-Interest Income: $29.99 million versus $25.26 million estimated by three analysts on average.
- Net Interest Income (FTE basis): $261.62 million versus $256.62 million estimated by three analysts on average.
- Other non-interest income: $10.03 million versus the two-analyst average estimate of $15.69 million.
- Lease financing: $4.66 million versus $3.98 million estimated by two analysts on average.
- Deposit service charges and fees: $5.79 million versus the two-analyst average estimate of $5.28 million.
View all Key Company Metrics for BankUnited here>>>
Shares of BankUnited have returned +2.9% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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BankUnited, Inc. (BKU): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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