Glacier Bancorp (GBCI) reported $240.56 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 21.1%. EPS of $0.45 for the same period compares to $0.39 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $243.5 million, representing a surprise of -1.21%. The company delivered an EPS surprise of -4.26%, with the consensus EPS estimate being $0.47.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 62.1% compared to the 64.6% average estimate based on three analysts.
- Net charge-offs as a percentage of total loans: 0% compared to the 0.1% average estimate based on three analysts.
- Net interest margin (tax-equivalent): 3.2% versus the three-analyst average estimate of 3.2%.
- Non-accrual loans: $35.36 million versus the two-analyst average estimate of $39.65 million.
- Total non-performing assets: $48.61 million versus the two-analyst average estimate of $46.46 million.
- Average Balances - Total earning assets: $26.4 billion versus $26.47 billion estimated by two analysts on average.
- Total Non-Interest Income: $32.94 million versus the three-analyst average estimate of $33.67 million.
- Net Interest Income: $207.62 million versus $206.24 million estimated by three analysts on average.
- Gain on sale of loans: $4.27 million compared to the $5.58 million average estimate based on two analysts.
- Net interest income (tax-equivalent): $211.08 million versus $208.81 million estimated by two analysts on average.
View all Key Company Metrics for Glacier Bancorp here>>>
Shares of Glacier Bancorp have returned +7.1% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Glacier Bancorp, Inc. (GBCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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