For the quarter ended December 2025, Glacier Bancorp (GBCI) reported revenue of $306.51 million, up 37.5% over the same period last year. EPS came in at $0.49, compared to $0.54 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $305.55 million, representing a surprise of +0.32%. The company delivered an EPS surprise of -17.3%, with the consensus EPS estimate being $0.59.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 61% versus 60.4% estimated by three analysts on average.
- Net interest margin (tax-equivalent): 3.6% versus the three-analyst average estimate of 3.6%.
- Non-accrual loans: $62.49 million compared to the $50.6 million average estimate based on two analysts.
- Total non-performing assets: $68.9 million compared to the $56.19 million average estimate based on two analysts.
- Average Balances - Total earning assets: $29.84 billion versus $29.81 billion estimated by two analysts on average.
- Total Non-Interest Income: $40.45 million compared to the $38.98 million average estimate based on three analysts.
- Net Interest Income: $266.07 million compared to the $265.51 million average estimate based on three analysts.
- Gain on sale of loans: $4.59 million versus the two-analyst average estimate of $5.45 million.
- Net interest income (tax-equivalent): $269.62 million versus $269.65 million estimated by two analysts on average.
View all Key Company Metrics for Glacier Bancorp here>>>
Shares of Glacier Bancorp have returned +8.5% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Glacier Bancorp, Inc. (GBCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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