For the quarter ended June 2025, Flushing Financial (FFIC) reported revenue of $63.49 million, up 35.1% over the same period last year. EPS came in at $0.32, compared to $0.18 in the year-ago quarter.
The reported revenue represents a surprise of +8.15% over the Zacks Consensus Estimate of $58.7 million. With the consensus EPS estimate being $0.29, the EPS surprise was +10.34%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Flushing Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 67.7% versus the two-analyst average estimate of 72.2%.
- Net Interest Margin: 2.5% versus the two-analyst average estimate of 2.5%.
- Average Balances - Total interest-earning assets: $8.4 billion versus the two-analyst average estimate of $8.43 billion.
- Other income: $0.65 million versus the two-analyst average estimate of $0.78 million.
- Net Interest Income: $53.21 million versus the two-analyst average estimate of $52.59 million.
- Bank owned life insurance: $2.84 million versus $3.3 million estimated by two analysts on average.
- Net gain (loss) on sale of loans: $2.76 million versus $0.08 million estimated by two analysts on average.
- Federal Home Loan Bank of New York stock dividends: $0.43 million compared to the $0.68 million average estimate based on two analysts.
- Banking services fee income: $1.95 million versus the two-analyst average estimate of $1.47 million.
- Total Non-Interest Income: $10.28 million versus $6.11 million estimated by two analysts on average.
View all Key Company Metrics for Flushing Financial here>>>
Shares of Flushing Financial have returned +8.5% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.
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Flushing Financial Corporation (FFIC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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