Why XRP Is Sinking Today

Key Points

• XRP is down over the last day of trading as crypto investors have continued to take profits.

• The cryptocurrency has still posted big gains over 2025's trading.

• The Federal Reserve is about to share its decision on interest-rate policy, and XRP could see big pricing moves soon.

• 10 stocks we like better than XRP ›

XRP (CRYPTO: XRP) has lost ground over the last day of trading. The cryptocurrency's token price had fallen 3.3% over the last 24 hours as of 7:35 p.m. ET. XRP still ranks as the third-largest cryptocurrency by valuation and has a market capitalization of roughly $186 billion.

XRP has seen a valuation pullback over the last 24 hours of trading as investors have continued to take profits. XRP's token price is still up 57% year to date despite some volatile valuation swings.

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Learn More »

Image source: Getty Images.

XRP is sinking as investors continue to take crypto profits

The crypto market has seen a strong bull run recently, with legislative wins and expectations that the Federal Reserve will cut interest rates this month, helping to spur big valuation gains for XRP and other top tokens. Bitcoin's valuation push above $123,000 per token also helped support bullish momentum in the broader crypto space, but investors have been taking a more cautious approach in subsequent trading.

What's next for XRP?

The Federal Reserve will meet tomorrow and the following day, and crypto investors will get important news that shapes the next big valuation trends in the market. Investors have been betting that the Federal Open Market Committee (FOMC) will deliver a cut in interest rates -- and that the FOMC will deliver at least one other rate cut this year.

While there's a lot of guesswork involved in charting the Fed's interest rate schedule, the recent bullish rallies for cryptocurrencies and stocks have significant rooting in expectations that the central banking authority will shift to a more dovish policy on rates. With key macroeconomic developments on the horizon, XRP could see big moves in the near term.

Should you invest $1,000 in XRP right now?

Before you buy stock in XRP, consider this:

The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and XRP wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.

Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $636,628!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,063,471!*

Now, it’s worth noting Stock Advisor’s total average return is 1,041% — a market-crushing outperformance compared to 183% for the S&P 500. Don’t miss out on the latest top 10 list, available when you join Stock Advisor.

See the 10 stocks »

*Stock Advisor returns as of July 28, 2025

Keith Noonan has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy.