For the quarter ended June 2025, Axos Financial (AX) reported revenue of $321.45 million, up 10.5% over the same period last year. EPS came in at $1.94, compared to $1.83 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $313.53 million, representing a surprise of +2.52%. The company delivered an EPS surprise of +6.59%, with the consensus EPS estimate being $1.82.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Axos Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 46.9% versus the three-analyst average estimate of 47.8%.
- Net Interest Margin: 4.8% compared to the 4.7% average estimate based on three analysts.
- Net annualized charge-offs to average loans: 0.2% compared to the 0.1% average estimate based on three analysts.
- Average Balance - Total interest-earning assets: $23.14 billion versus $23.81 billion estimated by two analysts on average.
- Net Interest Income: $280.16 million versus $280.94 million estimated by three analysts on average.
- Total Non-Interest Income: $41.29 million versus $32.63 million estimated by three analysts on average.
- Mortgage banking and servicing rights income: $12.86 million versus $1.25 million estimated by two analysts on average.
View all Key Company Metrics for Axos Financial here>>>
Shares of Axos Financial have returned +9.3% over the past month versus the Zacks S&P 500 composite's +3.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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AXOS FINANCIAL, INC (AX): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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