Lincoln National (LNC) reported $4.73 billion in revenue for the quarter ended June 2025, representing a year-over-year increase of 4.4%. EPS of $2.36 for the same period compares to $1.84 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $4.67 billion, representing a surprise of +1.23%. The company delivered an EPS surprise of +23.56%, with the consensus EPS estimate being $1.91.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Lincoln National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Flows - Life Insurance: $633 million versus $622.2 million estimated by three analysts on average.
- Net Flows - Retirement Plan Services: $-585 million versus the three-analyst average estimate of $-140.99 million.
- Loss Ratio - Group Protection: 65.9% versus the three-analyst average estimate of 70.5%.
- Net Flows - Annuities: $-1.16 billion compared to the $-1.16 billion average estimate based on three analysts.
- Revenues- Fee income: $1.34 billion compared to the $1.35 billion average estimate based on five analysts. The reported number represents a change of +0.1% year over year.
- Revenues- Insurance premiums: $1.68 billion versus the five-analyst average estimate of $1.68 billion. The reported number represents a year-over-year change of +3.5%.
- Revenues- Net investment income: $1.47 billion versus the five-analyst average estimate of $1.39 billion. The reported number represents a year-over-year change of +10.1%.
- Revenues- Life Insurance: $1.6 billion versus the three-analyst average estimate of $1.58 billion. The reported number represents a year-over-year change of +6%.
- Revenues- Group Protection: $1.54 billion versus the three-analyst average estimate of $1.52 billion. The reported number represents a year-over-year change of +6.7%.
- Revenues- Other Operations: $41 million versus $53.37 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +5.1% change.
- Revenues- Retirement Plan Services: $331 million versus the three-analyst average estimate of $327.13 million. The reported number represents a year-over-year change of +1.2%.
- Revenues- Annuities: $1.21 billion compared to the $1.23 billion average estimate based on three analysts. The reported number represents a change of +0.4% year over year.
View all Key Company Metrics for Lincoln National here>>>
Shares of Lincoln National have returned -2.2% over the past month versus the Zacks S&P 500 composite's +2.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Lincoln National Corporation (LNC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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