Credit Acceptance (CACC) reported $583.8 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 8.5%. EPS of $8.56 for the same period compares to -$3.83 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $585 million, representing a surprise of -0.21%. The company delivered an EPS surprise of -13.01%, with the consensus EPS estimate being $9.84.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Credit Acceptance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Revenue- Other income: $19 million versus $19.64 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +17.3% change.
- Revenue- Premiums earned: $24.1 million versus the two-analyst average estimate of $24.51 million. The reported number represents a year-over-year change of -0.8%.
- Revenue- Finance charges: $540.7 million compared to the $540.86 million average estimate based on two analysts. The reported number represents a change of +8.6% year over year.
View all Key Company Metrics for Credit Acceptance here>>>
Shares of Credit Acceptance have returned -7.6% over the past month versus the Zacks S&P 500 composite's +2.3% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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Credit Acceptance Corporation (CACC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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