XP Inc. (XP)'s Q2 Results Top Estimates amid Client Assets Growth

XP Inc. (NASDAQ:XP) is one of the top mid-cap value stocks to consider for investment right now. On August 18, the company delivered solid Q2 2025 results, highlighting a 14% year-over-year increase in total client assets, which reached R$1.4 trillion, driven by a net inflow of R$96 billion. The company also saw a 24% growth in its credit portfolio and a 45% increase in gross written premiums.

Consequently, it ended up delivering earnings per share of R$2.46, which topped consensus estimates of R$2.35 per share. Net income in the quarter reached a record high of R$1.3 billion, representing an 18% year-over-year increase.

XP’s earnings per share have been growing faster than its net income, attributed to a robust share buyback program that has resulted in a significant reduction in the number of shares in circulation. Gross revenue in the quarter increased 4% year-over-year to R$4.7 billion, driven by growth in the retail business.

XP Inc. (NASDAQ:XP) is a Brazilian financial technology company that provides a wide range of financial products and services, including investments, brokerage, wealth management, pension plans, credit cards, loans, and insurance, primarily through an open-architecture digital platform.

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Disclosure: None. This article is originally published at Insider Monkey.