XP Inc. (XP) Has Gained Roughly 10% Since FQ4 2025, Here's What You Should Know

XP Inc. (NASDAQ:XP) is one of the Cheap NASDAQ Stocks To Buy in 2026. On February 12, XP Inc. (NASDAQ:XP) released its fiscal Q4 2025 earnings. The stock has gained around 10% since the release. Wall Street is also bullish on the stock, with 77% of the 13 analysts covering the stock having a Buy rating.

​During the quarter, the company grew its revenue by 20.35% year-over-year to $949.81 million, surpassing estimates by $37.46 million. The EPS of $0.49 also came in ahead of the expectations by $0.01. Management noted growing their full-year gross revenues by 8% year-over-year to BRL 19.5 billion. The company had noted that the second half of 2025 would witness double-digit growth, and fourth quarter results revealed that the company achieved more than 10% year-over-year growth in the second half.

​Despite the 8% revenue growth in 2025, management noted it to be a challenging year due to a conservative mix, with shorter investment duration and lower market activity. Looking ahead, the company plans to continue focusing on its three-pillar strategy that includes leadership in investment, complementary retail offering, and wholesale banking.

XP Inc. (NASDAQ:XP) is a technology-enabled platform offering a range of investment, credit, and pension products at low fees. They deliver wealth management, investment funds, and private pension services, covering diverse asset classes including equities, fixed income, and alternatives across both public and private markets.

While we acknowledge the potential of XP as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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