PayPal and Blue Owl Capital Collaborate On A Multi-Year U.S. BNPL Receivables Agreement

PayPal Holdings, Inc. (NASDAQ:PYPL) is among the 10 Best Mobile Payments Stocks to Buy Now. PayPal Holdings, Inc. (NASDAQ:PYPL) has announced that funds controlled by Blue Owl Capital will purchase about $7 billion in U.S. “Pay in 4” buy now, pay later (BNPL) loans over the next two years. The firm will keep running its customer-facing, servicing, and underwriting businesses.

PayPal Holdings, Inc. (NASDAQ:PYPL) introduced its Pay in 4 installment plan in 2020 as part of its broader BNPL plan, which is available in its largest markets. BNPL payments were $33 billion in 2024, up 21% from 2023, and average order values were over 80% higher than standard checkouts.

According to Jamie Miller, CFO at PayPal Holdings, Inc. (NASDAQ:PYPL), the deal frees up funds for important projects and supports a credit model that is light on the balance sheet. Ivan Zinn of Blue Owl referred to PayPal Holdings, Inc. (NASDAQ:PYPL) as “a leader in BNPL,” pointing to its size and clientele as sources of high-quality credit assets. It is ranked eighth on our list of the Best Digital Money Stocks.

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