Hancock Whitney (HWC) reported $385.74 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 4.9%. EPS of $1.49 for the same period compares to $1.33 a year ago.
The reported revenue represents a surprise of -0.55% over the Zacks Consensus Estimate of $387.87 million. With the consensus EPS estimate being $1.41, the EPS surprise was +5.67%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (TE): 3.5% versus the four-analyst average estimate of 3.5%.
- Efficiency Ratio: 54.1% versus the four-analyst average estimate of 56.1%.
- Total net charge-offs as a percentage of average loans: 0.2% compared to the 0.2% average estimate based on three analysts.
- Average Balance - Total interest earning assets: $32.21 billion versus the three-analyst average estimate of $32.41 billion.
- Total nonperforming loans: $113.55 million versus the two-analyst average estimate of $94.44 million.
- Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $124.69 million versus $121.03 million estimated by two analysts on average.
- Total Noninterest Income: $106 million versus $102.89 million estimated by four analysts on average.
- Net interest income (TE): $282.31 million versus the four-analyst average estimate of $286.53 million.
- Net Interest Income: $279.74 million compared to the $283.83 million average estimate based on three analysts.
- Secondary mortgage market operations: $3.48 million versus the two-analyst average estimate of $4.13 million.
- Bank card and ATM fees: $21.81 million versus the two-analyst average estimate of $22.52 million.
- Investment and annuity fees and insurance commissions: $14.51 million versus the two-analyst average estimate of $10.87 million.
View all Key Company Metrics for Hancock Whitney here>>>
Shares of Hancock Whitney have returned -4.1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Hancock Whitney Corporation (HWC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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