For the quarter ended September 2025, Synovus Financial (SNV) reported revenue of $611.06 million, up 8.2% over the same period last year. EPS came in at $1.46, compared to $1.23 in the year-ago quarter.
The reported revenue represents a surprise of +0.99% over the Zacks Consensus Estimate of $605.07 million. With the consensus EPS estimate being $1.36, the EPS surprise was +7.35%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Synovus performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin, taxable equivalent: 3.4% compared to the 3.4% average estimate based on five analysts.
- Efficiency ratio - TE: 56.5% compared to the 52.9% average estimate based on five analysts.
- Net Charge-Offs / Average Loans - Quarter: 0.1% versus 0.2% estimated by four analysts on average.
- Average Balance - Total interest earning assets: $55.51 billion versus the three-analyst average estimate of $56.16 billion.
- Tier 1 Capital Ratio: 12.3% versus 11.6% estimated by two analysts on average.
- Non-performing Assets (NPAs): $231.72 million versus $267.34 million estimated by two analysts on average.
- Tier 1 Leverage Ratio: 10% versus the two-analyst average estimate of 10%.
- Non-performing Loans (NPLs): $209.33 million versus the two-analyst average estimate of $265.63 million.
- Total non-interest revenue: $140.7 million versus the five-analyst average estimate of $130.97 million.
- Net interest income taxable equivalent: $476.43 million versus $479.1 million estimated by four analysts on average.
- Net Interest Income: $474.7 million versus $474.54 million estimated by three analysts on average.
- Card fees: $19.89 million versus $20.06 million estimated by two analysts on average.
View all Key Company Metrics for Synovus here>>>
Shares of Synovus have returned -5.4% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Synovus Financial Corp. (SNV): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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