Fifth Third Bancorp (FITB) reported $2.3 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 7.9%. EPS of $0.93 for the same period compares to $0.85 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $2.29 billion, representing a surprise of +0.51%. The company delivered an EPS surprise of +6.9%, with the consensus EPS estimate being $0.87.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Fifth Third Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (FTE): 3.1% compared to the 3.1% average estimate based on seven analysts.
- Efficiency Ratio (FTE): 54.9% versus the seven-analyst average estimate of 54.8%.
- Book value per share: $29.26 versus the six-analyst average estimate of $29.31.
- Net charge-off ratio (NCO ratio): 1.1% versus the six-analyst average estimate of 0.7%.
- Tangible book value per share (including AOCI): $21.66 compared to the $21.48 average estimate based on five analysts.
- Average balance - Total interest-earning assets: $193.5 billion compared to the $193.61 billion average estimate based on five analysts.
- Return on average assets: 1.2% versus the five-analyst average estimate of 1.1%.
- Return on average common equity: 12.6% compared to the 12.1% average estimate based on four analysts.
- Leverage Ratio: 9.2% compared to the 9.4% average estimate based on three analysts.
- Total nonaccrual portfolio loans and leases: $768 million versus $855.28 million estimated by three analysts on average.
- Tier 1 risk-based Capital Ratio: 11.6% versus the three-analyst average estimate of 11.8%.
- Total nonperforming assets: $805 million versus $892.62 million estimated by three analysts on average.
View all Key Company Metrics for Fifth Third Bancorp here>>>
Shares of Fifth Third Bancorp have returned -12.8% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Fifth Third Bancorp (FITB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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