Middlefield Banc Corp. (MBCN) reported $19.89 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 18.3%. EPS of $0.65 for the same period compares to $0.29 a year ago.
The reported revenue represents a surprise of +0.96% over the Zacks Consensus Estimate of $19.7 million. With the consensus EPS estimate being $0.64, the EPS surprise was +1.56%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Middlefield Banc performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 63.7% compared to the 64.3% average estimate based on two analysts.
- Net Interest Margin: 3.8% compared to the 3.8% average estimate based on two analysts.
- Average Interest Earning Assets: $1.95 billion versus the two-analyst average estimate of $1.85 billion.
- Total Noninterest Income: $2.32 million versus $1.9 million estimated by two analysts on average.
- Net Interest Income: $17.57 million versus $17.8 million estimated by two analysts on average.
View all Key Company Metrics for Middlefield Banc here>>>
Shares of Middlefield Banc have returned -8.9% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Middlefield Banc Corp. (MBCN): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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