For the quarter ended September 2025, Bank of Hawaii (BOH) reported revenue of $182.64 million, up 12.2% over the same period last year. EPS came in at $1.20, compared to $0.93 in the year-ago quarter.
The reported revenue represents a surprise of +3.57% over the Zacks Consensus Estimate of $176.35 million. With the consensus EPS estimate being $1.13, the EPS surprise was +6.19%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total Non-Performing Assets: $16.86 million compared to the $20.31 million average estimate based on two analysts.
- Total Non-Accrual Loans and Leases: $16.74 million versus $19.98 million estimated by two analysts on average.
- Net Interest Margin: 2.5% versus 2.5% estimated by two analysts on average.
- Average Balance - Total interest earning assets: $22.38 billion versus the two-analyst average estimate of $21.24 billion.
- Net charge-offs to average loans: 0.1% versus the two-analyst average estimate of 0.1%.
- Efficiency Ratio: 61.5% versus the two-analyst average estimate of 61.8%.
- Net Interest Income (FTE): $138.3 million compared to the $132.58 million average estimate based on two analysts.
- Annuity and Insurance: $1.1 million versus the two-analyst average estimate of $1.58 million.
- Bank-Owned Life Insurance: $3.68 million versus $3.28 million estimated by two analysts on average.
- Trust and Asset Management: $12.6 million versus $12.16 million estimated by two analysts on average.
- Mortgage Banking: $0.91 million versus $0.99 million estimated by two analysts on average.
- Net Interest Income: $136.68 million versus $130.96 million estimated by two analysts on average.
View all Key Company Metrics for Bank of Hawaii here>>>
Shares of Bank of Hawaii have returned -2.9% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Bank of Hawaii Corporation (BOH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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