For the quarter ended September 2025, Principal Financial (PFG) reported revenue of $3.9 billion, up 6.2% over the same period last year. EPS came in at $2.10, compared to $1.76 in the year-ago quarter.
The reported revenue represents a surprise of -4.15% over the Zacks Consensus Estimate of $4.07 billion. With the consensus EPS estimate being $2.18, the EPS surprise was -3.67%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Principal Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Assets under management (AUM) - International Pension: $150.70 billion versus $143.58 billion estimated by four analysts on average.
- Assets under management (AUM) - Investment Management: $601.60 billion versus $604.19 billion estimated by four analysts on average.
- Revenue- Net investment income: $1.2 billion versus the five-analyst average estimate of $1.26 billion. The reported number represents a year-over-year change of +2.8%.
- Revenue- Premiums and other considerations: $1.53 billion compared to the $1.74 billion average estimate based on five analysts. The reported number represents a change of +8.5% year over year.
- Revenue- Fees and other revenues: $1.13 billion versus $1.14 billion estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +3.5% change.
- Revenue- Principal Asset Management Segment- Net investment income: $179.5 million versus $188.31 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -13.5% change.
- Revenue- Benefits and Protection Segment- Specialty Benefits- Fees and other revenues: $8.4 million compared to the $8.85 million average estimate based on four analysts. The reported number represents a change of +2.4% year over year.
- Revenue- Benefits and Protection Segment- Specialty Benefits- Premiums and other considerations: $836.8 million versus the four-analyst average estimate of $850 million. The reported number represents a year-over-year change of +3.2%.
- Revenue- Benefits and Protection Segment- Specialty Benefits- Net Investment Income: $51.3 million compared to the $54.91 million average estimate based on four analysts. The reported number represents a change of +2.4% year over year.
- Revenue- Benefits and Protection Segment- Specialty Benefits- Total: $896.5 million compared to the $913.76 million average estimate based on four analysts. The reported number represents a change of +3.2% year over year.
- Revenue- Benefits and Protection Segment- Life Insurance- Fees and other revenues: $112.8 million versus the four-analyst average estimate of $129.74 million. The reported number represents a year-over-year change of +2.9%.
- Revenue- Benefits and Protection Segment- Life Insurance- Premiums and other considerations: $136.1 million versus $127.22 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +3.5% change.
View all Key Company Metrics for Principal Financial here>>>
Shares of Principal Financial have returned -3.6% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Principal Financial Group, Inc. (PFG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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