UnitedHealth Group (UNH) reported $113.16 billion in revenue for the quarter ended September 2025, representing a year-over-year increase of 12.2%. EPS of $2.92 for the same period compares to $7.15 a year ago.
The reported revenue represents a surprise of -0.17% over the Zacks Consensus Estimate of $113.36 billion. With the consensus EPS estimate being $2.75, the EPS surprise was +6.18%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how UnitedHealth performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Operating Statistics - Medical Care Ratio: 89.9% versus the seven-analyst average estimate of 90.9%.
- UnitedHealthcare Customer Profile - People Served - Commercial - Domestic - Risk-based: 8.44 million versus the five-analyst average estimate of 8.45 million.
- UnitedHealthcare Customer Profile - People Served - Commercial - Domestic - Fee-based: 21.49 million compared to the 21.56 million average estimate based on five analysts.
- UnitedHealthcare Customer Profile - People Served - Total Community and Senior: 20.2 million compared to the 20.33 million average estimate based on five analysts.
- Revenues- Investment and other income: $1.13 billion versus the eight-analyst average estimate of $1.09 billion. The reported number represents a year-over-year change of -31.1%.
- Revenues- Products: $13.3 billion compared to the $13.8 billion average estimate based on eight analysts. The reported number represents a change of +5.3% year over year.
- Revenues- Services: $9.75 billion versus the eight-analyst average estimate of $9.31 billion. The reported number represents a year-over-year change of +7.1%.
- Revenues- Premiums: $88.98 billion versus the eight-analyst average estimate of $89.18 billion. The reported number represents a year-over-year change of +14.9%.
- Revenues- Optum Insight: $4.92 billion versus the six-analyst average estimate of $4.96 billion. The reported number represents a year-over-year change of -0.3%.
- Revenues- Optum Rx: $39.68 billion versus $38.58 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +16% change.
- Revenues- Optum Health: $25.9 billion versus the six-analyst average estimate of $25.42 billion. The reported number represents a year-over-year change of -0.1%.
- Revenues- UnitedHealthcare- Total: $87.07 billion versus the six-analyst average estimate of $87.02 billion. The reported number represents a year-over-year change of +16.3%.
View all Key Company Metrics for UnitedHealth here>>>
Shares of UnitedHealth have returned +6% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
UnitedHealth Group Incorporated (UNH): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
