Hope Bancorp (HOPE) reported $142.03 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 21.8%. EPS of $0.25 for the same period compares to $0.21 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $139.15 million, representing a surprise of +2.07%. The company delivered an EPS surprise of -3.85%, with the consensus EPS estimate being $0.26.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Hope Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 68.2% versus the two-analyst average estimate of 66.4%.
- Net Interest Margin: 2.9% versus the two-analyst average estimate of 2.8%.
- Net charge-offs to average loans: 0.1% versus 0.2% estimated by two analysts on average.
- Net Interest Income (before provision): $126.64 million compared to the $123.93 million average estimate based on two analysts.
- Total noninterest income: $15.39 million compared to the $15.22 million average estimate based on two analysts.
- Net gains on sales of SBA loans: $2.77 million versus the two-analyst average estimate of $3.28 million.
View all Key Company Metrics for Hope Bancorp here>>>
Shares of Hope Bancorp have returned -0.3% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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Hope Bancorp, Inc. (HOPE): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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