For the quarter ended September 2025, Renasant (RNST) reported revenue of $269.55 million, up 22.4% over the same period last year. EPS came in at $0.77, compared to $0.70 in the year-ago quarter.
The reported revenue represents a surprise of +1.3% over the Zacks Consensus Estimate of $266.1 million. With the consensus EPS estimate being $0.79, the EPS surprise was -2.53%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Renasant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.9% versus the three-analyst average estimate of 3.7%.
- Efficiency ratio (GAAP): 67.1% versus 59.9% estimated by three analysts on average.
- Total nonperforming loans: $171.55 million versus $137.2 million estimated by two analysts on average.
- Annualized net loan charge-offs / average loans: 0.1% compared to the 0.2% average estimate based on two analysts.
- Total nonperforming assets: $182.13 million versus the two-analyst average estimate of $149.42 million.
- Average Balance - Total interest-earning assets: $23.53 billion versus $23.39 billion estimated by two analysts on average.
- Net Interest Income: $223.52 million compared to the $219.2 million average estimate based on three analysts.
- Net Interest Income (FTE): $228.13 million versus $223.1 million estimated by three analysts on average.
- Total Noninterest Income: $46.03 million versus $46.9 million estimated by three analysts on average.
View all Key Company Metrics for Renasant here>>>
Shares of Renasant have returned -5.2% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Renasant Corporation (RNST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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