For the quarter ended December 2025, Renasant (RNST) reported revenue of $278.52 million, up 66.7% over the same period last year. EPS came in at $0.91, compared to $0.73 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $269 million, representing a surprise of +3.54%. The company delivered an EPS surprise of +13.75%, with the consensus EPS estimate being $0.80.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Renasant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.9% compared to the 3.8% average estimate based on three analysts.
- Efficiency ratio (GAAP): 60.2% versus 59.7% estimated by three analysts on average.
- Total nonperforming loans: $176.02 million versus the two-analyst average estimate of $170.5 million.
- Annualized net loan charge-offs / average loans: 0.2% versus 0.2% estimated by two analysts on average.
- Total nonperforming assets: $191.21 million compared to the $180.98 million average estimate based on two analysts.
- Average Balance - Total interest-earning assets: $23.75 billion compared to the $23.74 billion average estimate based on two analysts.
- Net Interest Income: $227.39 million versus the three-analyst average estimate of $223.56 million.
- Net Interest Income (FTE): $232.36 million versus the three-analyst average estimate of $228.17 million.
- Total Noninterest Income: $51.13 million compared to the $45.43 million average estimate based on three analysts.
View all Key Company Metrics for Renasant here>>>
Shares of Renasant have returned +3.9% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Renasant Corporation (RNST): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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