Where is Repay Holdings Corporation (RPAY) Headed According to Wall Street?

Repay Holdings Corporation (NASDAQ:RPAY) is one of the best long-term penny stocks to invest in. On November 13, DA Davidson cut the price target on Repay Holdings Corporation (NASDAQ:RPAY) to $9 from $10 while maintaining a Buy rating on the stock. The firm told investors that it released the rating update after the company reported mixed Q3 earnings, with adjusted EBITDA slightly below forecast and revenue just above.

Management also trimmed the company’s previous financial commentary for fiscal year 25. However, DA Davidson anticipates increased attractive growth in 2026 because of the benefit of higher political media spend and the anniversary of the three customer losses.

In addition to DA Davidson, Morgan Stanley and UBS also lowered their price targets on Repay Holdings Corporation (NASDAQ:RPAY) on November 12 and November 11, respectively. Morgan Stanley cut the price target to $4 from $5 while maintaining an Equal Weight rating, while UBS lowered the price target to $4 from $5.75 while reaffirming a Neutral rating on the stock.

Both the firms updated their ratings after Repay Holdings Corporation’s (NASDAQ:RPAY) fiscal Q3 2025 results, released on November 10. The company’s reported revenue and gross profit dropped 2% and 6% year-over-year, respectively, in the quarter, attributed primarily to effects from client losses. These include particular loss due to consolidation, along with the incremental gross profit attributable to political media spending associated with the 2024 election cycle in the company’s media payments business. In addition, normalized revenue and gross profit growth in the quarter rose 5% and 1% year-over-year, respectively.

Repay Holdings Corporation (NASDAQ:RPAY) provides integrated payment processing solutions to vertical markets with specific and bespoke transactions. The company offers instant funding, payments, AP automation, messaging management, virtual debit cards, STX mortgage transfer automation, and more. The company’s operations are divided into the Consumer Payments and Business Payments segments.

While we acknowledge the potential of RPAY as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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Disclosure: None. This article is originally published at Insider Monkey.