For the quarter ended March 2025, American Express (AXP) reported revenue of $16.97 billion, up 7.4% over the same period last year. EPS came in at $3.64, compared to $3.33 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $17 billion, representing a surprise of -0.18%. The company delivered an EPS surprise of +5.51%, with the consensus EPS estimate being $3.45.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how American Express performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Book value per common share: $42.28 compared to the $42.93 average estimate based on three analysts.
- Commercial Services - Card Member Loans - Total loans: $31.24 billion compared to the $31.2 billion average estimate based on two analysts.
- Commercial Services - Card Member loans - Average Loans: $30.31 billion versus the two-analyst average estimate of $30.25 billion.
- International Card Services - Card Member loans - consumer and small business - Average loans: $17.41 billion versus $17.96 billion estimated by two analysts on average.
- International Card Services - Card Member loans - consumer and small business - Total loans: $17.89 billion versus $18.26 billion estimated by two analysts on average.
- U.S. Consumer Services - Card Member loans - Total loans: $90.07 billion versus the two-analyst average estimate of $89.44 billion.
- Card billed business (Network volumes): $439.6 billion versus the two-analyst average estimate of $444.94 billion.
- Average Card Member loans: $137.7 billion versus the two-analyst average estimate of $137.87 billion.
- Total Card Member loans: $139.2 billion compared to the $138.89 billion average estimate based on two analysts.
- U.S. Consumer Services - Card Member loans - Average loans: $89.98 billion compared to the $89.66 billion average estimate based on two analysts.
- Total non-interest revenues: $12.80 billion versus $12.83 billion estimated by six analysts on average.
- Net Interest Income: $4.17 billion versus the six-analyst average estimate of $4.11 billion.
View all Key Company Metrics for American Express here>>>
Shares of American Express have returned -6.6% over the past month versus the Zacks S&P 500 composite's -6.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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American Express Company (AXP): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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