For the quarter ended December 2025, Banner (BANR) reported revenue of $167.67 million, up 4.4% over the same period last year. EPS came in at $1.55, compared to $1.33 in the year-ago quarter.
The reported revenue represents a surprise of -1.53% over the Zacks Consensus Estimate of $170.27 million. With the consensus EPS estimate being $1.46, the EPS surprise was +5.98%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Banner performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (tax equivalent): 4% versus 4% estimated by three analysts on average.
- Efficiency Ratio: 62.1% compared to the 59.4% average estimate based on three analysts.
- Total non-performing assets: $51.24 million compared to the $45.59 million average estimate based on two analysts.
- Total non-performing loans: $45.64 million versus the two-analyst average estimate of $40.59 million.
- Average Balance - Total interest-earning assets: $15.34 billion versus $15.4 billion estimated by two analysts on average.
- Net charge-offs / Average loans receivable: -0% versus the two-analyst average estimate of 0.1%.
- Total non-interest income: $15.23 million versus $18.96 million estimated by three analysts on average.
- Net interest income: $152.45 million versus $150.9 million estimated by two analysts on average.
- Net interest income/rate spread (tax equivalent): $155.94 million compared to the $155.27 million average estimate based on two analysts.
- Mortgage banking operations: $3.62 million compared to the $3.5 million average estimate based on two analysts.
View all Key Company Metrics for Banner here>>>
Shares of Banner have returned -1.6% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Banner Corporation (BANR): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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