CVB Financial (CVBF) reported $133.85 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 8.4%. EPS of $0.40 for the same period compares to $0.36 a year ago.
The reported revenue represents a surprise of -1.54% over the Zacks Consensus Estimate of $135.95 million. With the consensus EPS estimate being $0.40, the EPS surprise was +1.27%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how CVB Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.5% compared to the 3.4% average estimate based on three analysts.
- Efficiency ratio: 46.3% compared to the 43.4% average estimate based on three analysts.
- Total NonPerforming Loan: $4.69 million compared to the $6.47 million average estimate based on two analysts.
- Net Charge-off (% of Average Loans): 0% compared to the 0% average estimate based on two analysts.
- Total NonPerforming Assets: $4.85 million versus $6.8 million estimated by two analysts on average.
- Total interest-earning assets: $14.03 billion versus $14.06 billion estimated by two analysts on average.
- Net Interest Income: $122.66 million versus the three-analyst average estimate of $121.01 million.
- Total Noninterest Income: $11.19 million compared to the $15.16 million average estimate based on three analysts.
- Net Interest Income (FTE): $122.69 million compared to the $122.07 million average estimate based on two analysts.
View all Key Company Metrics for CVB Financial here>>>
Shares of CVB Financial have returned +1.1% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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CVB Financial Corporation (CVBF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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